Moorhead, MN Auto Insurance Rates
Moorhead, MN residents can save $400 by comparing multiple quotes & reading reviews & research on Moorhead car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $655 | $988 | $1373 |
Latest Auto Insurance Reviews in Moorhead, Minnesota
Progressive
I'm satisfied with Progressive auto insurance policy offerings. Policy holders have a number of options for coverage amounts.I would highly recommend Progressive auto insurance.
I'm satisfied with Progressive auto insurance policy offerings. Policy holders have a number of options for coverage amounts.I would highly recommend Progressive auto insurance.
State Farm
They are expensive. While they do have comprehensive coverage, you can usually find better deals with their other major competitors.
They are expensive. While they do have comprehensive coverage, you can usually find better deals with their other major competitors.
Allstate
our deductible is pretty low. nothing outrageous. we've only had to use it once and we didn't have any issues with some crazy high deductible. pretty solid.
our deductible is pretty low. nothing outrageous. we've only had to use it once and we didn't have any issues with some crazy high deductible. pretty solid.
Nationwide
Customer service was very helpful with answering questions about my current policy. They were efficient and very courteous. They addressed my concerns promptly .
Customer service was very helpful with answering questions about my current policy. They were efficient and very courteous. They addressed my concerns promptly .
Progressive
Due to the rising insurance premiums, I would not recommend this company.I want a company that looks at the individual's risk and determines the appropriate premium accordingly.
Due to the rising insurance premiums, I would not recommend this company.I want a company that looks at the individual's risk and determines the appropriate premium accordingly.
Allstate
Excellent customer service. I have always worked with my agent or his assistant on matters concerning my auto insurance. They have been very capable at answering my questions and keeping me informed.
Excellent customer service. I have always worked with my agent or his assistant on matters concerning my auto insurance. They have been very capable at answering my questions and keeping me informed.
West Bend Mutual Insurance
The policy offerings are very similar to those of all other insurance companies. They offer multiple levels of deductibles. We have used several different auto insurance companies.
The policy offerings are very similar to those of all other insurance companies. They offer multiple levels of deductibles. We have used several different auto insurance companies.
Liberty Mutual
The coverage provided by my carrier is average. They provide collision, comprehensive, and medical payments coverage.
The coverage provided by my carrier is average. They provide collision, comprehensive, and medical payments coverage.
Liberty Mutual
The coverage provided by my carrier is average. They provide collision, comprehensive, and medical payments coverage.
The coverage provided by my carrier is average. They provide collision, comprehensive, and medical payments coverage.
Aaa
I don't like the website of the company. It doesn't feel personal at all and it is hard to get information about your policy from it.
I don't like the website of the company. It doesn't feel personal at all and it is hard to get information about your policy from it.
Progressive Insurance, Moorhead, MN
$53/1 month
Car Insurance Policy Holder
- Single 59 Years old Female licensed 24 years ago with Leased Honda Insight EX used for Business with estimated annual mileage of 20,001+.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Liberty Mutual, Moorhead, MN
$57/1 month
Car Insurance Policy Holder
- Married 39 Years old Female licensed 19 years ago with Financed Acura, MDX, 5 Door 4WD Utility used for Business with estimated annual mileage of 12,001 - 15,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
American Family Insurance, Moorhead, MN
$711/12 months
Car Insurance Policy Holder
- Single 31 Years old Female licensed 11 years ago with Financed Lexus, RX 350, 4 Door Utility AWD used for Business with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
California Casualty, Moorhead, MN
$1339/12 months
Car Insurance Policy Holder
- Married 27 Years old Male licensed 8 years ago with Own Chrysler, 200 Limited, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 300 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Safeco Insurance, Moorhead, MN
$1330/12 months
Car Insurance Policy Holder
- Single 78 Years old Male licensed 15 years ago with Financed Chevrolet, Corvette Z06, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- Masters & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Moorhead, MN
$783/12 months
Car Insurance Policy Holder
- Single 42 Years old Male licensed 21 years ago with Leased Hyundai, Tucson Limited, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Safeco Insurance, Moorhead, MN
$844/12 months
Car Insurance Policy Holder
- Married 43 Years old Male licensed 10 years ago with Financed Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Moorhead Car Insurance Rate Comparisons
Moorhead, MN's average car insurance of $988 differs from Reile's Acres, ND (+$762), Prairie Rose, ND (+$862), Moland, MN (+$302) and Minnesota (+$444)
| Moorhead | Reile's Acres, ND | Prairie Rose, ND | Moland, MN | Minnesota | |
| Median Insurance Rates | $988 | +$762 | +$862 | +$302 | +$444 |
Moorhead Car Insurance Savings By Neighborhood & Street Area
| Moorhead Driver Street Residence & Car Locations | Car Details in Moorhead | Moorhead Driver Demographics | Moorhead Auto Insurance Estimates | Recent Moorhead Insurance Savings |
|---|---|---|---|---|
| Finkle | ||||
| Frontage Rd S | 2000 Buick Century Custom | 65 year male senior | $1026 | $749 |
| 9th St NE | 2008 Ford Fusion I4 SE | 79 year female senior | $982 | $433 |
| Rustad | ||||
| Hwy 52 S | 2007 Mazda MAZDA3 i Sport | 23 year man | $1425 | $663 |
| Partridge Ave S | 2006 Chrysler 300 Touring | 49 year married man | $1402 | $395 |
| Greenwood Communities | ||||
| 5th Ave N | 2010 Nissan Rogue S | 19 year male teenager | $2698 | $524 |
| 1st Ave N | 2011 Hyundai Sonata GLS | 51 year married woman | $762 | $313 |
| Dulsky Mobile Home Court | ||||
| Branch Ave | 2012 Honda Civic LX | 16 year teenager | $2343 | $481 |
| McCann Rd | 2009 Jeep Grand Cherokee Laredo | 35 year woman | $743 | $337 |
| Park Lane Mobile Home Park | ||||
| Frontage Rd S | 2008 GMC Sierra 1500 SLE1 | 19 year female teenager | $2141 | $373 |
| 9th St NE | 2010 Toyota Prius II | 73 year senior | $1081 | $385 |
Moorhead Post DUI Car Insurance Rates
| Moorhead | Harwood, ND | Elmwood | Sabin | Minnesota | |
| Median Post DUI Insurance Rate | $1837 | -$145 | +$990 | +$1659 | +$826 |
| Male Teenager Post DUI Insurance Rate | $5235 | -$413 | +$2822 | +$4730 | +$2355 |
| Female Teenager Post DUI Insurance Rate | $4391 | -$348 | +$2364 | +$3965 | +$1973 |
The Post DUI insurance in Moorhead, MN's is $1837 compared to Harwood, ND (-$145), Elmwood (+$990), Sabin (+$1659) and Minnesota (+$826)
In Moorhead, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda MAZDA3 i Sport in Moorhead, MN would pay $5003 on auto insurance while a female teenager POST DUI would pay $4196.
Moorhead Car Insurance by Segment
Moorhead Teenagers Car Insurance Rates Comparison
4116 Moorhead Teenagers (10% of total population), 43% Male & 57% Female.
| Moorhead | Barnes, ND | Horace, ND | Elmwood | Minnesota | |
| All Teenagers | $2628 | +$2027 | +$2293 | +$1415 | +$1181 |
| Male Teenager | $2815 | +$2172 | +$2457 | +$1517 | +$1266 |
| Female Teenager | $2361 | +$1821 | +$2060 | +$1271 | +$1061 |
Moorhead teenagers pay $2628 in insurance in contrast with Barnes, ND (+$2027), Horace, ND (+$2293), Elmwood (+$1415) and Minnesota (+$1181). The difference between Male & Female teenagers in Moorhead is $454
Example
- 2012 Dodge Journey SXT Male Teenager Insurance Rate $2510
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $2404
Moorhead Men & Women Car Insurance
38091 Moorhead Adults (100% of total population), 48% Men & 52% Women.
| Moorhead | Reed, ND | Brooktree Park, ND | Oakport | Minnesota | |
| All Women | $908 | +$784 | +$784 | +$370 | +$409 |
| Married Women | $820 | +$707 | +$707 | +$333 | +$368 |
| All Men | $1491 | +$1287 | +$1287 | +$607 | +$671 |
| Married Men | $1383 | +$1193 | +$1193 | +$563 | +$621 |
The typical insurance rate of $1491 that Moorhead Men pay varies from Reed, ND (+$1287), Brooktree Park, ND (+$1287), Oakport (+$607) and Minnesota (+$671). In Moorhead, married men pay $563 more than married women.
Example
- 2008 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1680
- 2014 Kia Sorento LX Married Women Insurance Rate $1152
Moorhead Senior Car Insurance
5700 Moorhead Seniors (14% of total population), 40% Senior Men & 60% Senior Women.
| Moorhead | Harwood, ND | Prairie Rose, ND | Briarwood, ND | Minnesota | |
| All Seniors | $1116 | -$88 | +$974 | +$861 | +$502 |
| Senior Men | $1116 | -$88 | +$974 | +$861 | +$502 |
| Senior Women | $1106 | -$87 | +$966 | +$854 | +$497 |
Moorhead seniors pay $1116 in insurance compared to Harwood, ND (-$88), Prairie Rose, ND (+$974), Briarwood, ND (+$861) and Minnesota (+$502). In Moorhead, senior men pay $10 more than senior women.
Moorhead Car Insurance Discounts for Multiple Vehicles
Moorhead Population with 1 Vehicle 4768 (33% of Moorhead population), 2 Vehicles 5876 (41% of the Moorhead population) and 3 vehicles 1825 (13% of the population)
| Moorhead | North River, ND | Kragnes | Horace, ND | Minnesota | |
| 2 Vehicles | $1878 | +$1466 | +$1181 | +$1637 | +$843 |
| 3 Vehicles | $2866 | +$2238 | +$1803 | +$2499 | +$1287 |
| 4 Vehicles | $3854 | +$3010 | +$2425 | +$3361 | +$1731 |
Car Insurance Agents in Moorhead, MN
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Brent Berg | 1702 30th Ave S, Moorhead, MN 56560 |
| 2 | Cami Sagvold | 16 4th St S, Moorhead, MN 56560 |
| 3 | Christine L Rasmussen Harvey | 419 8th St S, Moorhead, MN 56560 |
| 4 | Country Financial Agency | 1506 30th Ave S Ste B, Moorhead, MN 56560 |
| 5 | Dickelman Insurance Agency | 1506 Main Ave, Moorhead, MN 56560 |
| 6 | Fargo Moorhead Insurance | 213 8th St S, Moorhead, MN 56560 |
| 7 | Farm Bureau Financial Services - Bryan Swenson | 2901 Frontage Rd S, Moorhead, MN 56560 |
| 8 | John L Eidsness | 501 Main Ave, Moorhead, MN 56560 |
| 9 | Johnson & Johnson Insurance Agency | 1730 30th Ave S, Moorhead, MN 56560 |
| 10 | Keith Phillips | 725 Center Ave, Moorhead, MN 56560 |
Moorhead Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, Odyssey EX | $1500 | $940 | $1440 | $880 | $2380 | $-940 |
| GMC, Sierra 2500HD SLE | $300 | $1010 | $1310 | $930 | $1230 | $80 |
| Ford, Explorer Limited | $500 | $940 | $1440 | $890 | $1390 | $50 |
| Infiniti, G37 X | $100 | $1010 | $1110 | $940 | $1040 | $70 |
| Lexus, GX 460 | $1000 | $1000 | $1500 | $940 | $1940 | $-440 |