Moose Creek Auto Insurance Rates, Quotes, Agents & Reviews in AK

Moose Creek, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Moose Creek, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Moose Creek, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Moose Creek, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Moose Creek, AK with that of other cities in and around Moose Creek.

Moose Creek North Pole Eielson AFB Pleasant Valley Two Rivers Salcha
Average Insurance Rates $1,148 $1,155 $2,090 $1,722 $1,998 $1,153

Moose Creek, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Moose Creek, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Moose Creek $1,581 $1,335
Eielson AFB $2,153 $1,818
North Pole $1,166 $985
Badger $1,529 $1,291
Two Rivers $1,458 $1,232
Pleasant Valley $1,774 $1,498
Salcha $1,358 $1,147
Steele Creek $2,109 $1,782

Moose Creek, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Moose Creek, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,725
20 Years $1,475
30 Years $1,136
40 Years $1,093
50 Years $1,012
60 Years $1,026
70 Years $1,195

Moose Creek, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Moose Creek, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,975 $321
3 Vehicles $2,962 $482
4 Vehicles $3,949 $643

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$482

Savings on 4 Vehicles bundle:$643


Moose Creek, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Moose Creek, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Moose Creek $1,148 $1,792
Eielson AFB $2,090 $3,263
North Pole $1,155 $1,803
Badger $1,157 $1,806
Two Rivers $1,998 $3,119
Pleasant Valley $1,722 $2,688
Salcha $1,153 $1,800
Steele Creek $1,511 $2,359

Moose Creek, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $985
Excellent (740-799) $1,124
Good (670-739) $1,196
Average (580-669) $1,561
Poor (300-579) $1,873

Moose Creek, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Katherine Hood Allstate 2957A Santa Patricia Ct, North Pole, 99705 (907) 488-7033
Tammy Randolph State Farm 450 S Santa Claus Ln, North Pole, 99705-7818 907-488-7082
Dick Randolph State Farm 610 12th Ave, Fairbanks, 99701-4643 907-456-7787
Shannon Fortune State Farm 324 Old Steese Hwy, Fairbanks, 99701-3126 907-452-1385
Jim Kelly State Farm 1401 Turner St, Fairbanks, 99701-6161 907-457-3276
Terri L. Wolters Allstate 2142 Airport Way, Fairbanks, 99701 (907) 456-1264
Dunlap Agency None 1305 21St Ave., Ste 203 Fairbanks, Fort Wainright, 99701 None
Kenneth A Murray Ins Inc Liberty Mutual Independent 300 BARNETTE ST, FAIRBANKS, 99701 (907) 456-6646

Moose Creek, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,199
Driver's Failure In Showing Documents +$111 $1,259
Driving With An Expired Registration +$118 $1,266
Driving At A Considerably Slow Pace +$249 $1,397
Using A Cellphone While Driving +$263 $1,411
Running A Red Light +$267 $1,415
Speeding +$281 $1,429
Driving A Vehicle Without The Required Permission +$357 $1,505
Driving With An Expired/Suspended License +$774 $1,922

Moose Creek, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,102
Active Disabling Device $1,102
Tracking Device $1,079
Passive Disabling Device $1,068