Moreno Valley, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Moreno Valley, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Moreno Valley, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Moreno Valley, CA Auto Insurance Rates
- Moreno Valley, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Moreno Valley, CA
- Multi Vehicle Insurance Savings in Moreno Valley, CA
- How Credit Score Affects Car Insurance Rates in Moreno Valley, CA
- How DUI Affects Auto Insurance Premiums in Moreno Valley, CA
- Top Auto Insurance Agents Near Moreno Valley, CA
- How Driving Violations Affect Auto Insurance Rates in Moreno Valley, CA
- Moreno Valley, CA Auto Insurance Discounts on Anti Theft Feature
- Moreno Valley, CA Auto Insurance Company Reviews
Moreno Valley, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Moreno Valley, CA with that of other cities in and around Moreno Valley.
| Moreno Valley | March ARB | Redlands | Loma Linda | Highgrove | Lakeview | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,610 | $1,827 | $1,462 | $1,852 | $1,827 | $1,821 |
Moreno Valley, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Moreno Valley, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Moreno Valley | $3,087 | $2,607 |
| March ARB | $1,367 | $1,154 |
| Riverside | $1,739 | $1,469 |
| Mead Valley | $1,206 | $1,019 |
| Lakeview | $1,877 | $1,585 |
| Highgrove | $1,001 | $846 |
| Loma Linda | $1,884 | $1,591 |
| Redlands | $1,251 | $1,057 |
Moreno Valley, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Moreno Valley, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,224 |
| 20 Years | $2,069 |
| 30 Years | $1,593 |
| 40 Years | $1,533 |
| 50 Years | $1,420 |
| 60 Years | $1,439 |
| 70 Years | $1,676 |
Moreno Valley, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Moreno Valley, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,769 | $451 |
| 3 Vehicles | $4,154 | $676 |
| 4 Vehicles | $5,538 | $902 |
Savings on 2 Vehicles bundle:$451
Savings on 3 Vehicles bundle:$676
Savings on 4 Vehicles bundle:$902
Moreno Valley, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Moreno Valley, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Moreno Valley | $1,610 | $3,964 |
| March ARB | $1,827 | $4,498 |
| Riverside | $1,576 | $3,880 |
| Mead Valley | $1,817 | $4,474 |
| Lakeview | $1,821 | $4,484 |
| Highgrove | $1,827 | $4,498 |
| Loma Linda | $1,852 | $4,560 |
| Redlands | $1,462 | $3,600 |
Moreno Valley, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,381 |
| Excellent (740-799) | $1,577 |
| Good (670-739) | $1,678 |
| Average (580-669) | $2,189 |
| Poor (300-579) | $2,626 |
Moreno Valley, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Daisy Trudeau Insurance Services | None | 5015 Canyon Crest Dr Ste 107, Riverside, 92507 | None |
| Gillespie Insurance Services Inc. | None | 222 East Olive Ave Suite 6, Redlands, 92373 | (909) 283-7414 |
| Eg Insurance Agency Inc. | Nationwide | 11728 Magnolia Ave Ste B, Riverside, 92503-4970 | (951) 202-1871 |
| Kevin Peterson | Farmers | 1104 S El Camino Real Ste A, San Clemente, 92672 | (949) 681-5041 |
| B & T Insurance And Financial Services Inc | Nationwide | 9842 Bolsa Ave STE 204, Westminster, 92683 | (714) 531-3100 |
| Deborah Heisser | Farmers | 13800 Heacock St Ste D139a, Moreno Valley, 92553 | (951) 656-2709 |
| Chuck Clayton | State Farm | 16167 Whittier Blvd, Whittier, 90603-2560 | 562-947-4795 |
| Wright Finnegan & Sommer Ins Assoc | Travelers | 23001 LA PALMA AVENUE STE 100, YORBA LINDA, 92887 | 714-283-1999 |
| Larry Howell | State Farm | 4156 Lincoln Avenue, Cypress, 90630-2400 | 714-821-5030 |
Moreno Valley, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$71 | $1,681 |
| Driver's Failure In Showing Documents | +$156 | $1,766 |
| Driving With An Expired Registration | +$166 | $1,776 |
| Driving At A Considerably Slow Pace | +$349 | $1,959 |
| Using A Cellphone While Driving | +$369 | $1,979 |
| Running A Red Light | +$375 | $1,985 |
| Speeding | +$394 | $2,004 |
| Driving A Vehicle Without The Required Permission | +$501 | $2,111 |
| Driving With An Expired/Suspended License | +$1,085 | $2,695 |
Moreno Valley, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,546 |
| Active Disabling Device | $1,546 |
| Tracking Device | $1,513 |
| Passive Disabling Device | $1,497 |
Latest Auto Insurance Reviews in Moreno Valley, CA | Back to Top
State FarmThe premium and deductible are comparable to most other companies. They have discounts and are up front about them for our driving.
GeicoI went with the cheapest quote. They were providing the same coverage as all the other insurance companies I had contacted.
ProgressiveI would recommend Progressive for car insurance. It was easy to setup coverage online and the cost is comparable to other companies.
Farmer's InsuranceI have never had to file an auto insurance claim with Farmers, so I can't really comment about their customer service. We plan to switch insurance companies.
Mercuryas long as youre a good driver then they won't raise their prices like other insurance companies do even when youre a loyal long time customer
ProgressiveI also have not had to file any claims with them for cars, so my experience is linited.
AllstateMy experience with the costumer service so far is been great. They are always very nice and willing to answer any questions I have about my insurance.
GeicoI just feel like GEICO has been my insurer now for going on twenty years, and I'd never consider switching.
Farmer's InsuranceI have had premium coverage with state farm insurance before, but it didn't include much of the stuff and plus it was quite a bit expensive at the time. farmer's on the hand have very good reasonable prices that includes most of the stuff on premium.
AllstateThe premium. Is not too bad, compared to what you get for the price. It might seem high to some but the comprehensive package is worth the price.
Liberty MutualI can get an answer from them, very,very important. No hang ups or no switch a roo's. just straight forward answers.
GeicoIf there is an area where Geico could improve, it would be to have more of a customer-loyalty relationship. By this, for example, I mean they could offer accident forgiveness and spend less on advertising to lower costs for existing customers. It would also be nice if they offered live chat on their website for small questions.
ProgressiveThe premium is a really fair price. I paid twice as much when I was with Allstate and didn't get much better coverage or customer service, in fact, it was worse.
MercuryMercury offers the best value for my dollar and after comparing similar policies they are the best