Moreno Valley Auto Insurance Rates, Quotes, Agents & Reviews in CA

Moreno Valley, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Moreno Valley, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Moreno Valley, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Moreno Valley, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Moreno Valley, CA with that of other cities in and around Moreno Valley.

Moreno Valley March ARB Redlands Loma Linda Highgrove Lakeview
Average Insurance Rates $1,610 $1,827 $1,462 $1,852 $1,827 $1,821

Moreno Valley, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Moreno Valley, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Moreno Valley $3,087 $2,607
March ARB $1,367 $1,154
Riverside $1,739 $1,469
Mead Valley $1,206 $1,019
Lakeview $1,877 $1,585
Highgrove $1,001 $846
Loma Linda $1,884 $1,591
Redlands $1,251 $1,057

Moreno Valley, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Moreno Valley, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,224
20 Years $2,069
30 Years $1,593
40 Years $1,533
50 Years $1,420
60 Years $1,439
70 Years $1,676

Moreno Valley, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Moreno Valley, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,769 $451
3 Vehicles $4,154 $676
4 Vehicles $5,538 $902

Savings on 2 Vehicles bundle:$451

Savings on 3 Vehicles bundle:$676

Savings on 4 Vehicles bundle:$902

Moreno Valley, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Moreno Valley, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Moreno Valley $1,610 $3,964
March ARB $1,827 $4,498
Riverside $1,576 $3,880
Mead Valley $1,817 $4,474
Lakeview $1,821 $4,484
Highgrove $1,827 $4,498
Loma Linda $1,852 $4,560
Redlands $1,462 $3,600

Moreno Valley, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,381
Excellent (740-799) $1,577
Good (670-739) $1,678
Average (580-669) $2,189
Poor (300-579) $2,626

Moreno Valley, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Daisy Trudeau Insurance Services None 5015 Canyon Crest Dr Ste 107, Riverside, 92507 None
Gillespie Insurance Services Inc. None 222 East Olive Ave Suite 6, Redlands, 92373 (909) 283-7414
Eg Insurance Agency Inc. Nationwide 11728 Magnolia Ave Ste B, Riverside, 92503-4970 (951) 202-1871
Kevin Peterson Farmers 1104 S El Camino Real Ste A, San Clemente, 92672 (949) 681-5041
B & T Insurance And Financial Services Inc Nationwide 9842 Bolsa Ave STE 204, Westminster, 92683 (714) 531-3100
Deborah Heisser Farmers 13800 Heacock St Ste D139a, Moreno Valley, 92553 (951) 656-2709
Chuck Clayton State Farm 16167 Whittier Blvd, Whittier, 90603-2560 562-947-4795
Wright Finnegan & Sommer Ins Assoc Travelers 23001 LA PALMA AVENUE STE 100, YORBA LINDA, 92887 714-283-1999
Larry Howell State Farm 4156 Lincoln Avenue, Cypress, 90630-2400 714-821-5030

Moreno Valley, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,681
Driver's Failure In Showing Documents +$156 $1,766
Driving With An Expired Registration +$166 $1,776
Driving At A Considerably Slow Pace +$349 $1,959
Using A Cellphone While Driving +$369 $1,979
Running A Red Light +$375 $1,985
Speeding +$394 $2,004
Driving A Vehicle Without The Required Permission +$501 $2,111
Driving With An Expired/Suspended License +$1,085 $2,695

Moreno Valley, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,546
Active Disabling Device $1,546
Tracking Device $1,513
Passive Disabling Device $1,497

Latest Auto Insurance Reviews in Moreno Valley, CA | Back to Top

State Farm
The premium and deductible are comparable to most other companies. They have discounts and are up front about them for our driving.
I went with the cheapest quote. They were providing the same coverage as all the other insurance companies I had contacted.
I would recommend Progressive for car insurance. It was easy to setup coverage online and the cost is comparable to other companies.
Farmer's Insurance
I have never had to file an auto insurance claim with Farmers, so I can't really comment about their customer service. We plan to switch insurance companies.
as long as youre a good driver then they won't raise their prices like other insurance companies do even when youre a loyal long time customer
I also have not had to file any claims with them for cars, so my experience is linited.
My experience with the costumer service so far is been great. They are always very nice and willing to answer any questions I have about my insurance.
I just feel like GEICO has been my insurer now for going on twenty years, and I'd never consider switching.
Farmer's Insurance
I have had premium coverage with state farm insurance before, but it didn't include much of the stuff and plus it was quite a bit expensive at the time. farmer's on the hand have very good reasonable prices that includes most of the stuff on premium.
The premium. Is not too bad, compared to what you get for the price. It might seem high to some but the comprehensive package is worth the price.
Liberty Mutual
I can get an answer from them, very,very important. No hang ups or no switch a roo's. just straight forward answers.
If there is an area where Geico could improve, it would be to have more of a customer-loyalty relationship. By this, for example, I mean they could offer accident forgiveness and spend less on advertising to lower costs for existing customers. It would also be nice if they offered live chat on their website for small questions.
The premium is a really fair price. I paid twice as much when I was with Allstate and didn't get much better coverage or customer service, in fact, it was worse.
Mercury offers the best value for my dollar and after comparing similar policies they are the best