Morningside Auto Insurance Rates, Quotes, Agents & Reviews in MD

Morningside, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Morningside, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Morningside, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Morningside, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Morningside, MD with that of other cities in and around Morningside.

Morningside Marlow Heights Forestville Prince George's County Suitland Camp Springs
Average Insurance Rates $1,332 $1,355 $1,340 $1,376 $1,343 $1,371

Morningside, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Morningside, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Morningside $1,579 $1,334
Forestville $1,443 $1,219
Andrews AFB $1,928 $1,629
Suitland $1,351 $1,141
Prince George's County $1,797 $1,518
Camp Springs $1,630 $1,377
Silver Hill $1,229 $1,038
Marlow Heights $1,331 $1,124

Morningside, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Morningside, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,322
20 Years $1,711
30 Years $1,318
40 Years $1,268
50 Years $1,175
60 Years $1,191
70 Years $1,386

Morningside, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Morningside, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,344 $320
3 Vehicles $3,516 $480
4 Vehicles $4,689 $639

Savings on 2 Vehicles bundle:$320

Savings on 3 Vehicles bundle:$480

Savings on 4 Vehicles bundle:$639


Morningside, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Morningside, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Morningside $1,332 $2,124
Forestville $1,340 $2,136
Andrews AFB $1,872 $2,985
Suitland $1,343 $2,141
Prince George's County $1,376 $2,194
Camp Springs $1,371 $2,186
Silver Hill $1,328 $2,117
Marlow Heights $1,355 $2,160

Morningside, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,143
Excellent (740-799) $1,305
Good (670-739) $1,388
Average (580-669) $1,811
Poor (300-579) $2,173

Morningside, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,391
Driver's Failure In Showing Documents +$129 $1,461
Driving With An Expired Registration +$137 $1,469
Driving At A Considerably Slow Pace +$289 $1,621
Using A Cellphone While Driving +$305 $1,637
Running A Red Light +$310 $1,642
Speeding +$326 $1,658
Driving A Vehicle Without The Required Permission +$414 $1,746
Driving With An Expired/Suspended License +$898 $2,230

Morningside, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,279
Active Disabling Device $1,279
Tracking Device $1,252
Passive Disabling Device $1,239