Morris Auto Insurance Rates, Quotes, Agents & Reviews in AL

Morris, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Morris, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Morris, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Morris, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Morris, AL with that of other cities in and around Morris.

Morris County Line Kimberly-Morris Mount Olive Trafford Kimberly
Average Insurance Rates $1,512 $1,208 $1,490 $1,487 $1,407 $1,510

Morris, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Morris, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Morris $1,581 $1,335
Kimberly $1,489 $1,258
Gardendale $1,234 $1,042
Kimberly-Morris $1,073 $907
Trafford $1,297 $1,095
Mount Olive $2,010 $1,697
Warrior $1,439 $1,215
County Line $1,244 $1,051

Morris, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Morris, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,906
20 Years $1,943
30 Years $1,496
40 Years $1,440
50 Years $1,333
60 Years $1,352
70 Years $1,574

Morris, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Morris, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,570 $454
3 Vehicles $3,856 $680
4 Vehicles $5,141 $907

Savings on 2 Vehicles bundle:$454

Savings on 3 Vehicles bundle:$680

Savings on 4 Vehicles bundle:$907


Morris, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Morris, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Morris $1,512 $2,681
Kimberly $1,510 $2,677
Gardendale $1,481 $2,626
Kimberly-Morris $1,490 $2,642
Trafford $1,407 $2,495
Mount Olive $1,487 $2,636
Warrior $1,447 $2,566
County Line $1,208 $2,142

Morris, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,297
Excellent (740-799) $1,481
Good (670-739) $1,576
Average (580-669) $2,056
Poor (300-579) $2,466

Morris, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Justin Gurley Farmers 717 Kerr Dr, Gardendale, 35071 (205) 631-8555
Cynthia Stuman Allstate 4308 Center Point Rd, Pinson, 35126 (205) 681-5672
Ashley Caudle State Farm 1326 Main St Ste 112, Gardendale, 35071-2471 205-631-0737
Hobie Hobart State Farm 1311 Decatur Hwy Ste A, Fultondale, 35068-1737 205-841-7485
Jay Ellett State Farm 6662 Highway 75 Ste 111, Pinson, 35126-3200 205-680-FARM
Keith Devine Farmers 1140 Main St, Gardendale, 35071 (205) 608-4252
Isaac Ephraim Allstate 832 Green Springs Hwy Ste 101b, Birmingham, 35209 (205) 942-6280
David Pember State Farm 7327 Highway 75 Ste 105, Pinson, 35126-4908 205-681-2841
David Pember State Farm 7327 Highway 75 Ste 105, Pinson, 35126-4908 205-681-2841
Allison Agency Inc Travelers 999 MT OLIVE RD STE 123, GARDENDALE, 35071 205-608-1884
Scott Cantrell State Farm 313 Fieldstown Road, Gardendale, 35071-2796 205-631-6201

Morris, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,579
Driver's Failure In Showing Documents +$147 $1,659
Driving With An Expired Registration +$156 $1,668
Driving At A Considerably Slow Pace +$328 $1,840
Using A Cellphone While Driving +$346 $1,858
Running A Red Light +$352 $1,864
Speeding +$370 $1,882
Driving A Vehicle Without The Required Permission +$470 $1,982
Driving With An Expired/Suspended License +$1,019 $2,531

Morris, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,452
Active Disabling Device $1,452
Tracking Device $1,421
Passive Disabling Device $1,406