Morristown Auto Insurance Rates, Quotes, Agents & Reviews in MN

Morristown, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Morristown, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Morristown, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Morristown, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Morristown, MN with that of other cities in and around Morristown.

Morristown Blooming Grove Shieldsville Iosco Deerfield Warsaw
Average Insurance Rates $1,968 $1,331 $1,348 $1,332 $1,327 $1,336

Morristown, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Morristown, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Morristown $1,445 $1,221
Blooming Grove $1,411 $1,192
Warsaw $1,487 $1,256
Waterville $933 $788
Shieldsville $1,498 $1,265
Deerfield $1,367 $1,154
Iosco $2,213 $1,870
Kilkenny $1,396 $1,179

Morristown, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Morristown, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,386
20 Years $2,529
30 Years $1,948
40 Years $1,874
50 Years $1,735
60 Years $1,760
70 Years $2,048

Morristown, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Morristown, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,346 $590
3 Vehicles $5,018 $886
4 Vehicles $6,691 $1,181

Savings on 2 Vehicles bundle:$590

Savings on 3 Vehicles bundle:$886

Savings on 4 Vehicles bundle:$1,181


Morristown, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Morristown, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Morristown $1,968 $3,593
Blooming Grove $1,331 $2,430
Warsaw $1,336 $2,439
Waterville $2,115 $3,862
Shieldsville $1,348 $2,461
Deerfield $1,327 $2,423
Iosco $1,332 $2,432
Kilkenny $1,239 $2,262

Morristown, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,689
Excellent (740-799) $1,927
Good (670-739) $2,051
Average (580-669) $2,675
Poor (300-579) $3,210

Morristown, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tony Langerud State Farm 124 9th Ave NW, Faribault, 55021-4965 507-334-3351
Peilen & Peilen None 620 Baker Building , Minneapolis, 55402 None
Patrick Andreas Csp Farmers 17 2nd St NE, Faribault, 55021 (507) 331-9500
Casey Charlson State Farm 1020 W 80th St, Bloomington, 55420-1009 952-253-1020
Moreno Agency- Innovative Insurance Services None 4748 Chicago Ave, Ste 2, Minneapolis, 55407 (612) 913-5855
Leanne Casanova State Farm 4590 Scott Trl Ste 205, Eagan, 55122-4041 651-454-7533
Heartman Agency Inc Travelers 330 Central Ave, Faribault, 55021 None
Tom Sauerer State Farm 11500 Highway 7 Ste 206, Minnetonka, 55305-5107 952-545-6029
Perrine Agency Inc Liberty Mutual Independent 3981 ZARTHAN AVE S, ST LOUIS PARK, 55416 (952) 888-3471
Steve Stremski State Farm 20 Thompson Ave E Ste 201, W St Paul, 55118-3189 651-457-6348
Roger Karjalahti State Farm 6620 Penn Avenue South, Richfield, 55423-2026 612-869-5313

Morristown, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,055
Driver's Failure In Showing Documents +$191 $2,159
Driving With An Expired Registration +$203 $2,171
Driving At A Considerably Slow Pace +$427 $2,395
Using A Cellphone While Driving +$451 $2,419
Running A Red Light +$459 $2,427
Speeding +$482 $2,450
Driving A Vehicle Without The Required Permission +$612 $2,580
Driving With An Expired/Suspended License +$1,326 $3,294

Morristown, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,889
Active Disabling Device $1,889
Tracking Device $1,850
Passive Disabling Device $1,830