Morristown Auto Insurance Rates, Quotes, Agents & Reviews in VT

Morristown, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Morristown, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Morristown, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Morristown, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Morristown, VT with that of other cities in and around Morristown.

Morristown Worcester Johnson Morrisville Elmore Lamoille County
Average Insurance Rates $1,096 $1,092 $1,075 $1,078 $1,132 $1,101

Morristown, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Morristown, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Morristown $2,637 $2,227
Morrisville $1,589 $1,342
Lamoille County $1,469 $1,241
Stowe $1,792 $1,514
Hyde Park $1,145 $967
Johnson $1,484 $1,254
Elmore $1,374 $1,161
Worcester $1,606 $1,356

Morristown, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Morristown, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,556
20 Years $1,408
30 Years $1,085
40 Years $1,044
50 Years $966
60 Years $980
70 Years $1,141

Morristown, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Morristown, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,907 $285
3 Vehicles $2,861 $427
4 Vehicles $3,814 $570

Savings on 2 Vehicles bundle:$285

Savings on 3 Vehicles bundle:$427

Savings on 4 Vehicles bundle:$570

Morristown, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Morristown, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Morristown $1,096 $2,265
Morrisville $1,078 $2,228
Lamoille County $1,101 $2,275
Stowe $1,185 $2,449
Hyde Park $1,082 $2,236
Johnson $1,075 $2,221
Elmore $1,132 $2,339
Worcester $1,092 $2,257

Morristown, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $940
Excellent (740-799) $1,073
Good (670-739) $1,142
Average (580-669) $1,490
Poor (300-579) $1,788

Morristown, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hickok & Boardman Of Stowe, Inc. None 78 S Main St , Stowe, 5672 None
Lamoille Valley Ins Allstate 29 Collins Hill Rd, Johnson, 5656 (802) 635-9220
Rosaire A Levesque Nationwide 19 Portland St., Morrisville, 05661-8502 (802) 888-2762
Jamieson Insurance Agency None 13 E Main St , Richmond, 5477 None
Ui Insurance Services None P.O. Box 7080, Middlebury, 5753 None
Jessica Novak Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Kinney Insurance Agency Allstate 4 Merrill Ln Unit 101, Milton, 5468 (802) 372-8804

Morristown, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,144
Driver's Failure In Showing Documents +$106 $1,202
Driving With An Expired Registration +$113 $1,209
Driving At A Considerably Slow Pace +$238 $1,334
Using A Cellphone While Driving +$251 $1,347
Running A Red Light +$255 $1,351
Speeding +$269 $1,365
Driving A Vehicle Without The Required Permission +$341 $1,437
Driving With An Expired/Suspended License +$739 $1,835

Morristown, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,052
Active Disabling Device $1,052
Tracking Device $1,030
Passive Disabling Device $1,019