Mosheim Auto Insurance Rates, Quotes, Agents & Reviews in TN

Mosheim, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mosheim, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mosheim, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Mosheim, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mosheim, TN with that of other cities in and around Mosheim.

Mosheim Tusculum Parrottsville Baileyton Rogersville Bulls Gap
Average Insurance Rates $1,408 $1,505 $1,380 $1,416 $1,426 $1,410

Mosheim, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mosheim, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mosheim $1,450 $1,225
Greene County $1,463 $1,235
Bulls Gap $1,266 $1,069
Greeneville $2,500 $2,111
Baileyton $991 $837
Tusculum $1,475 $1,246
Parrottsville $1,509 $1,275
Rogersville $1,480 $1,250

Mosheim, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mosheim, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,569
20 Years $1,809
30 Years $1,393
40 Years $1,341
50 Years $1,242
60 Years $1,259
70 Years $1,465

Mosheim, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mosheim, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,422 $394
3 Vehicles $3,633 $591
4 Vehicles $4,844 $788

Savings on 2 Vehicles bundle:$394

Savings on 3 Vehicles bundle:$591

Savings on 4 Vehicles bundle:$788

Mosheim, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mosheim, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Mosheim $1,408 $2,522
Greene County $1,420 $2,544
Bulls Gap $1,410 $2,526
Greeneville $1,436 $2,573
Baileyton $1,416 $2,537
Tusculum $1,505 $2,696
Parrottsville $1,380 $2,472
Rogersville $1,426 $2,555

Mosheim, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,208
Excellent (740-799) $1,379
Good (670-739) $1,467
Average (580-669) $1,914
Poor (300-579) $2,297

Mosheim, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Steve Goad State Farm 542 Tusculum Blvd, Greeneville, 37745-3939 423-638-4144
Jaron Snoeyenbos State Farm 1319 Tusculum Blvd Ste 1, Greeneville, 37745-4236 423-787-0353
Deborah Shaw Farmers 1000 Snapps Ferry Rd, Greeneville, 37745 (423) 639-1522
William George Yates Nationwide 430 E Bernard Ave, Greeneville, 37745-5123 (423) 639-4390
Community Insurance Llc Travelers 1423B TUSCULUM BLVD, GREENEVILLE, 37745 423-523-9009
Atchley & Associates Liberty Mutual Independent 112 E MAIN ST, SEVIERVILLE, 37862 (865) 430-2264
Insurance Specialists Of The South Erie 8708 Asheville Hwy, Knoxville, 37924 None
Peake Insurance Agency Erie 913 Tusculum Blvd, Greeneville, 37745 None

Mosheim, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,470
Driver's Failure In Showing Documents +$137 $1,545
Driving With An Expired Registration +$145 $1,553
Driving At A Considerably Slow Pace +$306 $1,714
Using A Cellphone While Driving +$322 $1,730
Running A Red Light +$328 $1,736
Speeding +$345 $1,753
Driving A Vehicle Without The Required Permission +$438 $1,846
Driving With An Expired/Suspended License +$949 $2,357

Mosheim, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,352
Active Disabling Device $1,352
Tracking Device $1,324
Passive Disabling Device $1,309