Moss Beach Auto Insurance Rates, Quotes, Agents & Reviews in CA

Moss Beach, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Moss Beach, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Moss Beach, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Moss Beach, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Moss Beach, CA with that of other cities in and around Moss Beach.

Moss Beach San Bruno Hillsborough El Granada Montara Pacifica
Average Insurance Rates $2,068 $1,583 $2,566 $2,102 $2,082 $1,421

Moss Beach, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Moss Beach, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Moss Beach $2,364 $1,997
El Granada $2,165 $1,829
Montara $2,144 $1,811
Pacifica $1,921 $1,623
Millbrae $1,402 $1,184
Hillsborough $2,643 $2,232
San Bruno $2,954 $2,495
Highlands-Baywood Park $2,664 $2,250

Moss Beach, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Moss Beach, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,710
20 Years $2,657
30 Years $2,047
40 Years $1,969
50 Years $1,824
60 Years $1,849
70 Years $2,152

Moss Beach, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Moss Beach, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,516 $620
3 Vehicles $5,273 $931
4 Vehicles $7,031 $1,241

Savings on 2 Vehicles bundle:$620

Savings on 3 Vehicles bundle:$931

Savings on 4 Vehicles bundle:$1,241


Moss Beach, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Moss Beach, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Moss Beach $2,068 $5,092
El Granada $2,102 $5,176
Montara $2,082 $5,126
Pacifica $1,421 $3,499
Millbrae $2,194 $5,402
Hillsborough $2,566 $6,318
San Bruno $1,583 $3,898
Highlands-Baywood Park $2,275 $5,602

Moss Beach, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,774
Excellent (740-799) $2,025
Good (670-739) $2,155
Average (580-669) $2,811
Poor (300-579) $3,373

Moss Beach, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Marilyn Wong State Farm 763 Polhemus Rd Fl 2, San Mateo, 94402-3965 650-286-8100
Denise Granville State Farm 370 San Bruno Ave W Ste G, San Bruno, 94066-3164 650-952-1599
Wayne Weathers State Farm 35 Bayhill Shopping Center, San Bruno, 94066-2901 650-615-0351
Yumi Hyomoto Sam Allstate 1641 El Camino Real Ste 102, Millbrae, 94030 (650) 246-8787
Brian Grites State Farm 1365 El Camino Real, Millbrae, 94030-1410 650-697-5300
Commercial One Insurance Services Inc Travelers 1601 BAYSHORE HWY STE 339, BURLINGAME, 94010 650-652-9988
Sammy Yim State Farm 1419 Burlingame Ave Ste P, Burlingame, 94010-4119 650-344-2541
Wen Ling Cheng State Farm 1299 Old Bayshore Hwy Ste 118, Burlingame, 94010-1807 650-375-0328
Derek Prince Allstate 1502 Adeline Dr, Burlingame, 94010 (650) 696-1970

Moss Beach, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$91 $2,159
Driver's Failure In Showing Documents +$201 $2,269
Driving With An Expired Registration +$213 $2,281
Driving At A Considerably Slow Pace +$449 $2,517
Using A Cellphone While Driving +$474 $2,542
Running A Red Light +$482 $2,550
Speeding +$507 $2,575
Driving A Vehicle Without The Required Permission +$643 $2,711
Driving With An Expired/Suspended License +$1,394 $3,462

Moss Beach, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,985
Active Disabling Device $1,985
Tracking Device $1,944
Passive Disabling Device $1,923