Mount Pleasant Mills Auto Insurance Rates, Quotes, Agents & Reviews in PA

Mount Pleasant Mills, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mount Pleasant Mills, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Mount Pleasant Mills, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Mount Pleasant Mills, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mount Pleasant Mills, PA with that of other cities in and around Mount Pleasant Mills.

Mount Pleasant Mills Snyder County Chapman Freeburg Kreamer Middleburg
Average Insurance Rates $1,435 $1,427 $1,455 $1,401 $1,411 $1,399

Mount Pleasant Mills, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mount Pleasant Mills, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mount Pleasant Mills $1,543 $1,303
Snyder County $2,007 $1,696
Paxtonville $1,304 $1,101
Middleburg $1,999 $1,689
Freeburg $1,605 $1,355
Chapman $1,499 $1,266
Kreamer $1,266 $1,069
Richfield $1,688 $1,426

Mount Pleasant Mills, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mount Pleasant Mills, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,656
20 Years $1,844
30 Years $1,420
40 Years $1,366
50 Years $1,265
60 Years $1,283
70 Years $1,493

Mount Pleasant Mills, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mount Pleasant Mills, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,497 $373
3 Vehicles $3,745 $560
4 Vehicles $4,994 $746

Savings on 2 Vehicles bundle:$373

Savings on 3 Vehicles bundle:$560

Savings on 4 Vehicles bundle:$746


Mount Pleasant Mills, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mount Pleasant Mills, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Mount Pleasant Mills $1,435 $2,259
Snyder County $1,427 $2,246
Paxtonville $1,408 $2,216
Middleburg $1,399 $2,202
Freeburg $1,401 $2,205
Chapman $1,455 $2,290
Kreamer $1,411 $2,221
Richfield $1,423 $2,240

Mount Pleasant Mills, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,231
Excellent (740-799) $1,405
Good (670-739) $1,495
Average (580-669) $1,951
Poor (300-579) $2,341

Mount Pleasant Mills, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kratzer Insurance Allstate RT 104 South, Mount Pleasant Mills, 17853 (570) 539-8801
[ E d, m, s t
Snyder-Eyster Ay Inc Allstate RR 2 Box 34, Herndon, 17830 (570) 758-2321
Kreighbaum Insurance, Inc. None 553 East Main Street, Middleburg, 17842 None
Amy Clement State Farm 362 Hershey Road, Elizabethtown, 17022-9795 717-367-8878
N H Rigel Agcy None Main St Main St , Beaver Springs, 17843 None
Friedrich Fin Svcs Allstate 1 South Park St, Richland, 17087 (717) 866-2572
Arleen B Miller Lutcf Nationwide 2515 Market St, Camp Hill, 17011-4630 (717) 730-9366
George F Halcovage Inc. T/A Morgan & Halcovage Insurance Agency None 240 Sunbury St, Minersville, 17954 None
Christopher H Born Lutcf Nationwide 2906 Herr Street Suite 201, Harrisburg, 17103 (717) 635-8604

Mount Pleasant Mills, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,498
Driver's Failure In Showing Documents +$139 $1,574
Driving With An Expired Registration +$148 $1,583
Driving At A Considerably Slow Pace +$311 $1,746
Using A Cellphone While Driving +$329 $1,764
Running A Red Light +$334 $1,769
Speeding +$352 $1,787
Driving A Vehicle Without The Required Permission +$446 $1,881
Driving With An Expired/Suspended License +$967 $2,402

Mount Pleasant Mills, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,378
Active Disabling Device $1,378
Tracking Device $1,349
Passive Disabling Device $1,335