Muhlenberg Auto Insurance Rates, Quotes, Agents & Reviews in PA

Muhlenberg, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Muhlenberg, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Muhlenberg, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Muhlenberg, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Muhlenberg, PA with that of other cities in and around Muhlenberg.

Muhlenberg Muhlenberg Park Temple Riverview Park Laureldale Berks County
Average Insurance Rates $1,424 $1,434 $1,393 $1,436 $1,398 $1,440

Muhlenberg, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Muhlenberg, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Muhlenberg $1,096 $926
South Temple $1,460 $1,233
Laureldale $1,490 $1,259
Temple $1,071 $905
Muhlenberg Park $1,477 $1,248
Berks County $2,566 $2,167
Hyde Park $1,092 $922
Riverview Park $1,582 $1,336

Muhlenberg, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Muhlenberg, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,621
20 Years $1,830
30 Years $1,409
40 Years $1,356
50 Years $1,256
60 Years $1,273
70 Years $1,482

Muhlenberg, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Muhlenberg, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,506 $342
3 Vehicles $3,759 $513
4 Vehicles $5,012 $684

Savings on 2 Vehicles bundle:$342

Savings on 3 Vehicles bundle:$513

Savings on 4 Vehicles bundle:$684


Muhlenberg, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Muhlenberg, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Muhlenberg $1,424 $2,242
South Temple $1,417 $2,231
Laureldale $1,398 $2,201
Temple $1,393 $2,193
Muhlenberg Park $1,434 $2,257
Berks County $1,440 $2,267
Hyde Park $1,392 $2,191
Riverview Park $1,436 $2,260

Muhlenberg, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,222
Excellent (740-799) $1,395
Good (670-739) $1,484
Average (580-669) $1,936
Poor (300-579) $2,323

Muhlenberg, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chris Rowe State Farm 1304 E High St, Pottstown, 19464-4950 610-323-8500
J L Davis Insurance Inc Travelers 1723 Swamp Pike Gilbertsville, New Hanover Township, 19525 (484) 552-4819
James Carney Allstate 6530 Rising Sun Ave, Philadelphia, 19111 (215) 342-5400
Anderson Group Financial Services Llc Allstate 2373 Huntingdon Pike, Huntingdon Valley, 19006 (215) 663-0100
Mildred Chavarria Farmers 1000 Continental Dr Ste 500, King Of Prussia, 19406 (215) 285-8773
Steven Breinlinger State Farm 7904 Germantown Ave Ste Ss, Philadelphia, 19118-3545 267-323-2923
Michael A Mccusker Allstate 7975 Oxford Ave, Philadelphia, 19111 (215) 728-7800
Spotts Insurance Group Inc Nationwide 74 Commerce Drive, Wyomissing, 19610-1068 (610) 374-2911
Merz-Huber Company None 630 Fairview Rd Swarthmore, Ridley Township, 19081 None
Cellucci Foran Insurance Inc Erie 640 W WOODLAND AVE, SPRINGFIELD, 19064 610-544-1908
Hal Willard Allstate 1630 Old York Rd Ste 200, Abington, 19001 (215) 706-4100
Ea-L N Dewey Castor Inc Travelers 218 FAIRWAY PLZ, HUNTINGDON VALLEY, 19006 215-947-5120
Daniel E Fitzsimmons Agency Nationwide 432 N Easton Rd, Glenside, 19038 (215) 885-0430

Muhlenberg, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,487
Driver's Failure In Showing Documents +$138 $1,562
Driving With An Expired Registration +$147 $1,571
Driving At A Considerably Slow Pace +$309 $1,733
Using A Cellphone While Driving +$326 $1,750
Running A Red Light +$332 $1,756
Speeding +$349 $1,773
Driving A Vehicle Without The Required Permission +$443 $1,867
Driving With An Expired/Suspended License +$960 $2,384

Muhlenberg, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,367
Active Disabling Device $1,367
Tracking Device $1,339
Passive Disabling Device $1,324

Latest Auto Insurance Reviews in Muhlenberg, PA | Back to Top

Mapfre Insurance
My car insurance company policy offerings compared to other insurance providers are acceptable and on par. Some providers offer more bells and whistles like phone apps, but I don't need those extras.
Mapfre Insurance
My car insurance company policy offerings compared to other insurance providers are acceptable and on par. Some providers offer more bells and whistles like phone apps, but I don't need those extras.
Root Car Insurance
As of right now I have no reasons to dislike or not be pleased with my current insurance provider due to me having no accidents or claims.