Mulga Auto Insurance Rates, Quotes, Agents & Reviews in AL

Mulga, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mulga, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Mulga, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Mulga, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mulga, AL with that of other cities in and around Mulga.

Mulga Pleasant Grove Adamsville Minor Sylvan Springs Jefferson County
Average Insurance Rates $1,370 $1,481 $1,421 $1,404 $1,484 $1,460

Mulga, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mulga, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mulga $1,229 $1,038
Edgewater $1,904 $1,609
Minor $1,547 $1,307
McDonald Chapel $1,207 $1,020
Adamsville $1,804 $1,523
Sylvan Springs $1,104 $933
Pleasant Grove $1,017 $859
Jefferson County $1,324 $1,118

Mulga, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mulga, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,445
20 Years $1,760
30 Years $1,356
40 Years $1,305
50 Years $1,208
60 Years $1,225
70 Years $1,426

Mulga, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mulga, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,356 $384
3 Vehicles $3,535 $575
4 Vehicles $4,713 $767

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$575

Savings on 4 Vehicles bundle:$767

Mulga, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mulga, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Mulga $1,370 $2,429
Edgewater $1,399 $2,480
Minor $1,404 $2,489
McDonald Chapel $1,374 $2,436
Adamsville $1,421 $2,519
Sylvan Springs $1,484 $2,631
Pleasant Grove $1,481 $2,626
Jefferson County $1,460 $2,589

Mulga, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,342
Good (670-739) $1,428
Average (580-669) $1,862
Poor (300-579) $2,235

Mulga, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Leanne Dickinson State Farm 200 B Y Williams Sr Dr, Midfield, 35228-2221 205-923-7334
Claude Houser State Farm 1441 Forestdale Blvd Ste 113, Forestdale, 35214-3094 205-798-8446
Willis Insurance Services Of California Inc Travelers 2101 6TH AVE N STE 725, BIRMINGHAM, 35203 205-871-3300
Leah Wiggins Csd Csp Lutcf Farmers 334 6th Ave S, Birmingham, 35205 (205) 325-1745
Regions Insurance Of Alabama None 1901 6Th Avenue N 1901 6Th Avenue N, Birmingham, 35203 None
Community Insurance Llc Travelers 165 SOUTH MAIN STREET, GRAYSVILLE, 35073 205-674-7851
Theo Hawthorne State Farm 2430 Green Springs Hwy, Birmingham, 35209-4920 205-941-3232

Mulga, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,430
Driver's Failure In Showing Documents +$133 $1,503
Driving With An Expired Registration +$141 $1,511
Driving At A Considerably Slow Pace +$297 $1,667
Using A Cellphone While Driving +$314 $1,684
Running A Red Light +$319 $1,689
Speeding +$336 $1,706
Driving A Vehicle Without The Required Permission +$426 $1,796
Driving With An Expired/Suspended License +$923 $2,293

Mulga, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,315
Active Disabling Device $1,315
Tracking Device $1,288
Passive Disabling Device $1,274