Mullins, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Mullins, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Buy Cheapest Auto Insurance in Mullins, SC
Auto insurance is one of the most important types of insurance for drivers to have. It can protect you financially if you are in an accident or your car is stolen. In Mullins, SC, there are a few things to keep in mind when shopping for auto insurance. The average cost of car insurance in Mullins, SC, is $1,385. There are a few discounts that drivers in Mullins, SC, can take advantage of. Some insurers offer discounts for drivers who have taken a defensive driving course. Drivers with clean driving records may also be eligible for a discount. When shopping for auto insurance, it is important to compare rates from different insurers. Rates can vary significantly from one company to the next. Reading the fine print before signing up for a policy is also important. This will help you understand what is and is not covered. Here are a few elements that affect how much auto insurance costs in Mullins, South Carolina.
By obeying driving regulations
Auto insurance companies use many factors to determine how much to charge for your insurance. One important factor is your driving history. If you have a clean driving history, your insurance company will view you as a lower risk and will charge you less for your insurance. If you have a history of accidents or traffic violations, your insurance company will view you as a higher risk and will charge you more for your insurance. In Mullins, South Carolina, your driving history is one of the most critical factors in determining your auto insurance rates. For instance, in Mullins, South Carolina, car insurance premiums for drivers who run red lights or have expired registrations would increase by +$323 and +$933, respectively.
Auto Insurance Rates Based on the Age of the Driver
Drivers under the age of 25 are typically considered to be high-risk and are charged higher rates than older, more experienced drivers. This is because younger drivers are more likely to be involved in accidents. In Mullins, South Carolina, for instance, teenagers pay $4,494, while drivers over the age of 40 pay $1,319 for auto insurance.
Refer to the graph below to understand the car insurance rates per driver's age in Chapman, NE.
By availing of multi-car discounts
If you have more than one car, you can save on your auto insurance by taking advantage of multi-car discounts. Many insurance companies offer discounts for insuring multiple vehicles with them, so it’s worth checking with your insurer to see if they offer such a discount. Multi-car discounts can vary depending on the insurer, but they typically range from 5 to 25 per cent. For instance, in Mullins, South Carolina, car owners pay $2,355 for two vehicles and $3,532 for three. They can cut their Mullins, South Carolina, auto insurance costs by $416 to $623.
Factors that can influence the cost of car insurance in Mullins, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Mullins, SC Auto Insurance Rates
- Mullins, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Mullins, SC
- Multi Vehicle Insurance Savings in Mullins, SC
- How Credit Score Affects Car Insurance Rates in Mullins, SC
- How DUI Affects Auto Insurance Premiums in Mullins, SC
- Top Auto Insurance Agents Near Mullins, SC
- How Driving Violations Affect Auto Insurance Rates in Mullins, SC
- Mullins, SC Auto Insurance Discounts on Anti Theft Feature
Mullins, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Mullins, SC with that of other cities in and around Mullins.
| Mullins | Nichols | Marietta | Sellers | Marion | Floyds Crossroads | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,385 | $1,420 | $1,210 | $1,617 | $1,386 | $1,390 |
Mullins, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Mullins, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Mullins | $1,903 | $1,608 |
| Nichols | $1,130 | $954 |
| Floyds Crossroads | $1,428 | $1,206 |
| Lake View | $1,402 | $1,184 |
| Marion County | $1,902 | $1,607 |
| Marion | $1,904 | $1,609 |
| Marietta | $1,169 | $987 |
| Sellers | $1,666 | $1,407 |
Mullins, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Mullins, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,494 |
| 20 Years | $1,780 |
| 30 Years | $1,371 |
| 40 Years | $1,319 |
| 50 Years | $1,221 |
| 60 Years | $1,238 |
| 70 Years | $1,441 |
Mullins, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Mullins, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,355 | $416 |
| 3 Vehicles | $3,532 | $623 |
| 4 Vehicles | $4,709 | $831 |
Savings on 2 Vehicles bundle:$416
Savings on 3 Vehicles bundle:$623
Savings on 4 Vehicles bundle:$831
Mullins, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mullins, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Mullins | $1,385 | $2,093 |
| Nichols | $1,420 | $2,146 |
| Floyds Crossroads | $1,390 | $2,100 |
| Lake View | $1,386 | $2,094 |
| Marion County | $1,385 | $2,093 |
| Marion | $1,386 | $2,094 |
| Marietta | $1,210 | $4,963 |
| Sellers | $1,617 | $2,443 |
Mullins, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,188 |
| Excellent (740-799) | $1,356 |
| Good (670-739) | $1,443 |
| Average (580-669) | $1,883 |
| Poor (300-579) | $2,259 |
Mullins, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Scott Webster | State Farm | 1207 E Godbold St, Marion, 29571-3909 | 843-423-6391 |
| Ujohnsons Insurance & Real Estate Inc | Travelers | 417 S MAIN ST, MULLINS, 29574 | 843-464-9344 |
| Truck Insurance, Inc. | None | 2736 Tv Rd, Florence, 29501 | None |
| Benefit Insurance Services | Travelers | 1500 HIGHWAY 17, SURFSIDE BEACH, 29575 | 843-238-4400 |
| A L Alford & Co Inc | Travelers | 2904 HIGHWAY 76 E, MULLINS, 29574 | 843-423-2780 |
| Blue Heron Insurance Agency | Travelers | 350 HILTON RD STE 301, MYRTLE BEACH, 29572 | 843-839-1555 |
| James K Johnson | Nationwide | 1451 B HWY 17 S, North Myrtle Beach, 29582 | (843) 272-7162 |
| L W Short Insurance Inc | Travelers | 11945 GRAND HAVEN DR STE H, MURRELLS INLET, 29576 | 843-357-7493 |
Mullins, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$61 | $1,446 |
| Driver's Failure In Showing Documents | +$134 | $1,519 |
| Driving With An Expired Registration | +$143 | $1,528 |
| Driving At A Considerably Slow Pace | +$301 | $1,686 |
| Using A Cellphone While Driving | +$317 | $1,702 |
| Running A Red Light | +$323 | $1,708 |
| Speeding | +$339 | $1,724 |
| Driving A Vehicle Without The Required Permission | +$431 | $1,816 |
| Driving With An Expired/Suspended License | +$933 | $2,318 |
Mullins, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,330 |
| Active Disabling Device | $1,330 |
| Tracking Device | $1,302 |
| Passive Disabling Device | $1,288 |