Mulvane Auto Insurance Rates, Quotes, Agents & Reviews in KS

Mulvane, KS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Mulvane, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Cheapest Car Insurance in Mulvane, KS

The average cost of car insurance in Mulvane, KS, is $1,475. Auto insurance is mandatory in most states, which means failure to have the most suitable policy can produce many issues. If you attempt to obtain a policy that best suits your needs and falls within your budget, it will be critical to conduct detailed comparisons involving the price and terms provided. Zimlon, through its research, has shed light on the significant factors that car owners must know while considering car insurance in Mulvane, KS. 

A few such factors that determine the cost of auto insurance in Mulvane, Kansas, include the driver's age, deductible, claims history, DUI reports, gender of the driver and many more. 

a. Car insurance rates based on the age of the driver

Younger drivers usually have higher car insurance rates for several reasons, like their inexperience. Their age leads them to eagerness, leading them to decide in a rush. In addition, they tend to take more risks while driving, resulting in an accident, thereby increasing the repair costs of property and others' medical bills. This results in young drivers facing a much higher rate than an experienced drivers. 

Teenagers pay $4,786 on car insurance in Mulvane, Kansas. In contrast, experienced drivers who are 30 and 40 years old pay $1,460 and $1,404, respectively, towards their car insurance in Mulvane, KS. When compared, teenagers pay an extra $3,326 to $3,382 on auto insurance in Mulvane, Kansas.


b. Car insurance rates Post-DUI

Did you know insurance providers review your driving patterns while determining car insurance rates in Mulvane, KS? If you get convicted of driving under the influence (DUI) or driving while intoxicated (DWI), the insurance rates skyrocket. For instance, in Mulvane, KS, the average auto insurance cost is $1,475. Post-DUI, the cost of insurance is $2,459. If the auto owner is convicted of DUI, they have to pay $984 extra on their average auto insurance rates in Mulvane, Kansas.

c. Car insurance rates based on credit history

Did you know that insurance providers go through your driving history when deciding your car insurance rates in Wilmot, SD? First, most insurance providers start with your credit score because how you handle credit indicates how responsible you are and how trustworthy you are as a driver. Car drivers with poor credit scores pay a higher premium when compared to those with excellent and exceptional credit scores. Car drivers with exceptional credit scores pay $1,266 towards their car insurance in Mulvane, KS whereas car drivers with poor credit scores pay $2,406 on their auto insurance in Mulvane, KS.

Factors that can influence the cost of car insurance in Mulvane, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Mulvane, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Mulvane, KS with that of other cities in and around Mulvane.

Mulvane Salem Rockford Maple Riverside Belle Plaine
Average Insurance Rates $1,475 $1,456 $1,500 $1,546 $1,461 $1,437

Mulvane, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Mulvane, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Mulvane $1,964 $1,659
Rockford $1,433 $1,210
Gore $1,474 $1,245
Belle Plaine $1,918 $1,620
Salem $1,092 $922
Derby $1,439 $1,215
Riverside $1,981 $1,673
Maple $1,342 $1,134

Mulvane, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Mulvane, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,786
20 Years $1,895
30 Years $1,460
40 Years $1,404
50 Years $1,301
60 Years $1,319
70 Years $1,535

Mulvane, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Mulvane, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,596 $354
3 Vehicles $3,894 $531
4 Vehicles $5,192 $708

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$531

Savings on 4 Vehicles bundle:$708

Mulvane, KS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Mulvane, KS.

Location Average Insurance Cost Post DUI Insurance Rate
Mulvane $1,475 $2,459
Rockford $1,500 $2,500
Gore $1,449 $2,415
Belle Plaine $1,437 $2,395
Salem $1,456 $2,427
Derby $1,510 $2,517
Riverside $1,461 $2,435
Maple $1,546 $2,577

Mulvane, KS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,266
Excellent (740-799) $1,445
Good (670-739) $1,537
Average (580-669) $2,005
Poor (300-579) $2,406

Mulvane, KS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rael Hodgson State Farm 1710 E Madison Ave Ste 100, Derby, 67037-2289 316-788-7788
Lance Mead Farmers 112 E Main St, Mulvane, 67110 (316) 777-2949
Todd Benway State Farm 958 N Buckner St, Derby, 67037-1823 316-788-1964
Castleberry Insurance, Llc None 7920 W Kellogg Ste 400, Wichita, 67212 None
Insurors Inc-Trans Travelers 144 N OLIVER ST, WICHITA, 67208 316-683-7537
Carson Insurance Group Liberty Mutual Independent 122 W Main Street, Mulvane, 67110 None
Deborah Miller Farmers 9415 E Harry St Ste 407, Wichita, 67207 (316) 684-6565

Mulvane, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,540
Driver's Failure In Showing Documents +$143 $1,618
Driving With An Expired Registration +$152 $1,627
Driving At A Considerably Slow Pace +$320 $1,795
Using A Cellphone While Driving +$338 $1,813
Running A Red Light +$344 $1,819
Speeding +$361 $1,836
Driving A Vehicle Without The Required Permission +$459 $1,934
Driving With An Expired/Suspended License +$994 $2,469

Mulvane, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,416
Active Disabling Device $1,416
Tracking Device $1,387
Passive Disabling Device $1,372