Murfreesboro Auto Insurance Rates, Quotes, Agents & Reviews in TN

Murfreesboro, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Murfreesboro, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Murfreesboro, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Murfreesboro, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Murfreesboro, TN with that of other cities in and around Murfreesboro.

Murfreesboro Rutherford County Smyrna Walterhill Eagleville Bell Buckle
Average Insurance Rates $1,076 $1,250 $1,074 $1,471 $1,452 $1,464

Murfreesboro, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Murfreesboro, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Murfreesboro $1,751 $1,479
Rutherford County $1,450 $1,225
Walterhill $2,070 $1,749
Smyrna $1,655 $1,398
La Vergne $1,653 $1,396
Eagleville $1,465 $1,237
Nolensville $1,473 $1,244
Bell Buckle $1,378 $1,164

Murfreesboro, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Murfreesboro, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,491
20 Years $1,383
30 Years $1,065
40 Years $1,025
50 Years $949
60 Years $962
70 Years $1,120

Murfreesboro, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Murfreesboro, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,851 $301
3 Vehicles $2,776 $452
4 Vehicles $3,701 $603

Savings on 2 Vehicles bundle:$301

Savings on 3 Vehicles bundle:$452

Savings on 4 Vehicles bundle:$603


Murfreesboro, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Murfreesboro, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Murfreesboro $1,076 $1,928
Rutherford County $1,250 $2,239
Walterhill $1,471 $2,635
Smyrna $1,074 $1,924
La Vergne $1,075 $1,926
Eagleville $1,452 $2,601
Nolensville $1,681 $3,011
Bell Buckle $1,464 $2,623

Murfreesboro, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $923
Excellent (740-799) $1,054
Good (670-739) $1,121
Average (580-669) $1,463
Poor (300-579) $1,755

Murfreesboro, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hilton Horne State Farm 3538 Murfreesboro Pike Ste 308, Antioch, 37013-2579 615-864-8993
My Team Insurance Services Llc Travelers 1507 Memorial Blvd, Murfreesboro, 37129 None
Jeannie Almon State Farm 125 Heritage Park Dr, Murfreesboro, 37129-0529 615-896-2013
Mark Allen Pody Nationwide 321 W McKnight St, Murfreesboro, 37129 (615) 849-8541
Blake Prow Liberty Mutual 2615 Medical Center Parkway Suite 680, Murfreesboro, 37129 1-615-896-5339
Marc Gant State Farm 6601 Sugar Valley Dr Ste 114, Nashville, 37211-7155 615-941-7094
Douglas Baird Morgan Nationwide 1004 Memorial Blvd STE H, Murfreesboro, 37129 (615) 867-0440
Middle Tn Insurance Group Inc Travelers 730 A MIDDLE TN BOULEVARD SUITE 7, MURFREESBORO, 37129 615-898-0053
Crichton Brandon Jackson & Ward Inc Travelers 3011 ARMORY DR STE 250, NASHVILLE, 37203 615-986-6148
David Wilbanks Liberty Mutual 4017 Hillsboro Pike Suite 406, Nashville, 37215 1-615-463-5990

Murfreesboro, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,123
Driver's Failure In Showing Documents +$104 $1,180
Driving With An Expired Registration +$111 $1,187
Driving At A Considerably Slow Pace +$233 $1,309
Using A Cellphone While Driving +$246 $1,322
Running A Red Light +$251 $1,327
Speeding +$264 $1,340
Driving A Vehicle Without The Required Permission +$335 $1,411
Driving With An Expired/Suspended License +$725 $1,801

Murfreesboro, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,033
Active Disabling Device $1,033
Tracking Device $1,011
Passive Disabling Device $1,001

Latest Auto Insurance Reviews in Murfreesboro, TN | Back to Top

Progressive
I WOULD DEFINITELY RECOMMEND PROGRESSIVE. THEY ARE ALWAYS ON THE BALL AND THE COVERAGE IS AFFORDABLE, TIMELY AND VERY GOOD.
State Farm
Policies are available for ten, twenty and thirty years depending on our age. Premiums are satisfactory for the customers compared to other companies.
Metlife
I like my policy and the amounts I can carry. Also I like the customer service I get. They are really fast and friendly. I never have to wait for a response and I never on hold to speak to customer service.
State Farm
I recommend it because until now I have responded well in everything they are very good and I have not heard anyone who has had problems with them
State Farm
I recommend it because until now I have responded well in everything they are very good and I have not heard anyone who has had problems with them
Esurance
esurance is fine. It is easy. The people are always nice. I have never had a bad interaction with them.
Esurance
esurance is fine. It is easy. The people are always nice. I have never had a bad interaction with them.
State Farm
Overall I like to lower monthly premuims and hope there's no rate increases and I like there's an agent always in office to talk to about my concerns.
Farmer's Insurance
I believe that compared to other companies, Farmers is on the high end for premiums, or at least concerning our own premium.
Metlife
The only thing I can think of that I dislike about my auto insurance company is that there isn't a local office in my town. Everything has to be completed via the internet or phone.
Erie Insurance
I decided to go with the company I did for auto insurance because of the price. As a single mother I had to look for what was the most affordable for me even if it didn't have the same amazing coverage as the others. I went with the cheapest rate I could get.
Auto-Owners Insurance
The policy offerings are equivalent to other companies. I just switched to this company because their rates were much lower.
State Farm
We had called Progressive and Geico for insurance and they were very expensive. I think that's because of all the commercials! Anyway, State Farm had reasonable rates and we could deal with our agent in person.
Progressive
I like the price and the easy accessibility. I mostly like using the app to manage my policy.