Murfreesboro, TN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Murfreesboro, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Murfreesboro, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Murfreesboro, TN Auto Insurance Rates
- Murfreesboro, TN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Murfreesboro, TN
- Multi Vehicle Insurance Savings in Murfreesboro, TN
- How Credit Score Affects Car Insurance Rates in Murfreesboro, TN
- How DUI Affects Auto Insurance Premiums in Murfreesboro, TN
- Top Auto Insurance Agents Near Murfreesboro, TN
- How Driving Violations Affect Auto Insurance Rates in Murfreesboro, TN
- Murfreesboro, TN Auto Insurance Discounts on Anti Theft Feature
- Murfreesboro, TN Auto Insurance Company Reviews
Murfreesboro, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Murfreesboro, TN with that of other cities in and around Murfreesboro.
| Murfreesboro | Rutherford County | Smyrna | Walterhill | Eagleville | Bell Buckle | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,076 | $1,250 | $1,074 | $1,471 | $1,452 | $1,464 |
Murfreesboro, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Murfreesboro, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Murfreesboro | $1,751 | $1,479 |
| Rutherford County | $1,450 | $1,225 |
| Walterhill | $2,070 | $1,749 |
| Smyrna | $1,655 | $1,398 |
| La Vergne | $1,653 | $1,396 |
| Eagleville | $1,465 | $1,237 |
| Nolensville | $1,473 | $1,244 |
| Bell Buckle | $1,378 | $1,164 |
Murfreesboro, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Murfreesboro, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,491 |
| 20 Years | $1,383 |
| 30 Years | $1,065 |
| 40 Years | $1,025 |
| 50 Years | $949 |
| 60 Years | $962 |
| 70 Years | $1,120 |
Murfreesboro, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Murfreesboro, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,851 | $301 |
| 3 Vehicles | $2,776 | $452 |
| 4 Vehicles | $3,701 | $603 |
Savings on 2 Vehicles bundle:$301
Savings on 3 Vehicles bundle:$452
Savings on 4 Vehicles bundle:$603
Murfreesboro, TN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Murfreesboro, TN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Murfreesboro | $1,076 | $1,928 |
| Rutherford County | $1,250 | $2,239 |
| Walterhill | $1,471 | $2,635 |
| Smyrna | $1,074 | $1,924 |
| La Vergne | $1,075 | $1,926 |
| Eagleville | $1,452 | $2,601 |
| Nolensville | $1,681 | $3,011 |
| Bell Buckle | $1,464 | $2,623 |
Murfreesboro, TN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $923 |
| Excellent (740-799) | $1,054 |
| Good (670-739) | $1,121 |
| Average (580-669) | $1,463 |
| Poor (300-579) | $1,755 |
Murfreesboro, TN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Hilton Horne | State Farm | 3538 Murfreesboro Pike Ste 308, Antioch, 37013-2579 | 615-864-8993 |
| My Team Insurance Services Llc | Travelers | 1507 Memorial Blvd, Murfreesboro, 37129 | None |
| Jeannie Almon | State Farm | 125 Heritage Park Dr, Murfreesboro, 37129-0529 | 615-896-2013 |
| Mark Allen Pody | Nationwide | 321 W McKnight St, Murfreesboro, 37129 | (615) 849-8541 |
| Blake Prow | Liberty Mutual | 2615 Medical Center Parkway Suite 680, Murfreesboro, 37129 | 1-615-896-5339 |
| Marc Gant | State Farm | 6601 Sugar Valley Dr Ste 114, Nashville, 37211-7155 | 615-941-7094 |
| Douglas Baird Morgan | Nationwide | 1004 Memorial Blvd STE H, Murfreesboro, 37129 | (615) 867-0440 |
| Middle Tn Insurance Group Inc | Travelers | 730 A MIDDLE TN BOULEVARD SUITE 7, MURFREESBORO, 37129 | 615-898-0053 |
| Crichton Brandon Jackson & Ward Inc | Travelers | 3011 ARMORY DR STE 250, NASHVILLE, 37203 | 615-986-6148 |
| David Wilbanks | Liberty Mutual | 4017 Hillsboro Pike Suite 406, Nashville, 37215 | 1-615-463-5990 |
Murfreesboro, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,123 |
| Driver's Failure In Showing Documents | +$104 | $1,180 |
| Driving With An Expired Registration | +$111 | $1,187 |
| Driving At A Considerably Slow Pace | +$233 | $1,309 |
| Using A Cellphone While Driving | +$246 | $1,322 |
| Running A Red Light | +$251 | $1,327 |
| Speeding | +$264 | $1,340 |
| Driving A Vehicle Without The Required Permission | +$335 | $1,411 |
| Driving With An Expired/Suspended License | +$725 | $1,801 |
Murfreesboro, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,033 |
| Active Disabling Device | $1,033 |
| Tracking Device | $1,011 |
| Passive Disabling Device | $1,001 |
Latest Auto Insurance Reviews in Murfreesboro, TN | Back to Top
ProgressiveI WOULD DEFINITELY RECOMMEND PROGRESSIVE. THEY ARE ALWAYS ON THE BALL AND THE COVERAGE IS AFFORDABLE, TIMELY AND VERY GOOD.
State FarmPolicies are available for ten, twenty and thirty years depending on our age. Premiums are satisfactory for the customers compared to other companies.
MetlifeI like my policy and the amounts I can carry. Also I like the customer service I get. They are really fast and friendly. I never have to wait for a response and I never on hold to speak to customer service.
State FarmI recommend it because until now I have responded well in everything they are very good and I have not heard anyone who has had problems with them
State FarmI recommend it because until now I have responded well in everything they are very good and I have not heard anyone who has had problems with them
Esuranceesurance is fine. It is easy. The people are always nice. I have never had a bad interaction with them.
Esuranceesurance is fine. It is easy. The people are always nice. I have never had a bad interaction with them.
State FarmOverall I like to lower monthly premuims and hope there's no rate increases and I like there's an agent always in office to talk to about my concerns.
Farmer's InsuranceI believe that compared to other companies, Farmers is on the high end for premiums, or at least concerning our own premium.
MetlifeThe only thing I can think of that I dislike about my auto insurance company is that there isn't a local office in my town. Everything has to be completed via the internet or phone.
Erie InsuranceI decided to go with the company I did for auto insurance because of the price. As a single mother I had to look for what was the most affordable for me even if it didn't have the same amazing coverage as the others. I went with the cheapest rate I could get.
Auto-Owners InsuranceThe policy offerings are equivalent to other companies. I just switched to this company because their rates were much lower.
State FarmWe had called Progressive and Geico for insurance and they were very expensive. I think that's because of all the commercials! Anyway, State Farm had reasonable rates and we could deal with our agent in person.
ProgressiveI like the price and the easy accessibility. I mostly like using the app to manage my policy.