Murray County Auto Insurance Rates, Quotes, Agents & Reviews in GA

Murray County, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Murray County, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Murray County, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Murray County, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Murray County, GA with that of other cities in and around Murray County.

Murray County North Gilmer Chatsworth Crandall-Eton Cisco Eton
Average Insurance Rates $1,578 $1,652 $1,597 $1,578 $1,571 $1,606

Murray County, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Murray County, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Murray County $2,124 $1,794
Eton $1,438 $1,215
Chatsworth $2,147 $1,813
Crandall-Eton $1,275 $1,077
Cisco $1,307 $1,104
Dalton $1,212 $1,024
Casey Springs $1,926 $1,627
North Gilmer $1,226 $1,035

Murray County, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Murray County, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,120
20 Years $2,028
30 Years $1,562
40 Years $1,503
50 Years $1,391
60 Years $1,411
70 Years $1,642

Murray County, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Murray County, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,714 $442
3 Vehicles $4,071 $663
4 Vehicles $5,428 $884

Savings on 2 Vehicles bundle:$442

Savings on 3 Vehicles bundle:$663

Savings on 4 Vehicles bundle:$884


Murray County, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Murray County, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Murray County $1,578 $2,885
Eton $1,606 $2,936
Chatsworth $1,597 $2,919
Crandall-Eton $1,578 $2,885
Cisco $1,571 $2,872
Dalton $1,583 $2,894
Casey Springs $1,560 $2,852
North Gilmer $1,652 $3,020

Murray County, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,354
Excellent (740-799) $1,545
Good (670-739) $1,644
Average (580-669) $2,145
Poor (300-579) $2,574

Murray County, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
M Sue Swanner Allstate 2976 Highway 76 Ste E, Chatsworth, 30705 (706) 695-7955
Leonard Insurance Agency, Inc. None 123 Murray Plaza, Chatsworth, 30705 None
Kirk Buchholz State Farm 166 Towne Lake Pkwy, Woodstock, 30188-4843 770-926-4474
Derek Huggins State Farm 960 Woodstock Pkwy Ste 201, Woodstock, 30188-4866 770-517-3737
Billy Johnson Allstate 4595 Towne Lake Pkwy Bldg 300, Woodstock, 30189 (770) 516-4011
Georgia Farm Bureau Brokerage Inc Travelers 6 SAILORS DR, ELLIJAY, 30540 706-276-2226
Mountain Lakes Insurance Llc Travelers 8744 MAIN ST STE 301, WOODSTOCK, 30188 770-926-9444
Button Lewis State Farm 321 N Tennessee St, Cartersville, 30120-3215 770-382-6330

Murray County, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,647
Driver's Failure In Showing Documents +$153 $1,731
Driving With An Expired Registration +$163 $1,741
Driving At A Considerably Slow Pace +$342 $1,920
Using A Cellphone While Driving +$361 $1,939
Running A Red Light +$368 $1,946
Speeding +$387 $1,965
Driving A Vehicle Without The Required Permission +$491 $2,069
Driving With An Expired/Suspended License +$1,064 $2,642

Murray County, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,515
Active Disabling Device $1,515
Tracking Device $1,483
Passive Disabling Device $1,468