Murray, UT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Murray, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Murray, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Murray, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Murray, UT with that of other cities in and around Murray.

	Murray	Salt Lake City	South Salt Lake	Millcreek	Salt Lake County	Holladay
Average Insurance Rates	$1,255	$1,387	$1,222	$1,291	$1,263	$1,326

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Murray, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Murray, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Murray	$2,120	$1,790
Salt Lake City	$1,410	$1,191
Salt Lake County	$983	$830
Midvale	$1,365	$1,153
Taylorsville	$1,159	$979
Holladay	$1,359	$1,148
South Salt Lake	$1,587	$1,341
Millcreek	$1,823	$1,540

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Murray, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Murray, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,072
20 Years	$1,613
30 Years	$1,242
40 Years	$1,195
50 Years	$1,107
60 Years	$1,122
70 Years	$1,306

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Murray, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Murray, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,159	$351
3 Vehicles	$3,238	$527
4 Vehicles	$4,317	$703

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Murray, UT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Murray, UT.

Location	Average Insurance Cost	Post DUI Insurance Rate
Murray	$1,255	$1,909
Salt Lake City	$1,387	$2,109
Salt Lake County	$1,263	$1,921
Midvale	$1,239	$1,884
Taylorsville	$1,234	$1,877
Holladay	$1,326	$2,017
South Salt Lake	$1,222	$1,858
Millcreek	$1,291	$1,963

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Murray, UT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,077
Excellent (740-799)	$1,229
Good (670-739)	$1,308
Average (580-669)	$1,706
Poor (300-579)	$2,047

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Murray, UT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Cottonwood Insurance Inc	Travelers	2028 E FORT UNION BLVD STE 100, SALT LAKE CITY, 84121	801-943-5700
Chaz Vantassell	Farmers	988 E 3900 S, Salt Lake City, 84124	(801) 453-0006
Diversified Insurance Group	Liberty Mutual Independent	136 E SOUTH TEMPLE STE 2300, SALT LAKE CITY, 84111	(801) 325-5000
Dale Barton Agency	Travelers	1100 EAST 6600 S STE 400, SALT LAKE CITY, 84121	801-288-1600
Summit Insurance Group Llc	Liberty Mutual Independent	7430 S CREEK RD 300, SANDY, 84093	801-438-1200
Ryan Edwards	State Farm	715 S 900 W Ste D1, Salt Lake Cty, 84104-1482	801-521-8889
Archibald Insurance Agency	None	3761 S. 700 E. Ste 100 , Salt Lake City, 84106	None
Charlene Long	State Farm	1332 E 3300 South, Salt Lake City, 84106-3012	801-487-5446
Mountain America Ins Services Llc	Travelers	753 W S JORDAN PKWY STE 200, SOUTH JORDAN, 84095	801-325-6242
John Henry Smith Insurance	None	4885 South 900 East Ste 203 , Salt Lake City, 84117	None

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Murray, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$55	$1,310
Driver's Failure In Showing Documents	+$122	$1,377
Driving With An Expired Registration	+$129	$1,384
Driving At A Considerably Slow Pace	+$272	$1,527
Using A Cellphone While Driving	+$287	$1,542
Running A Red Light	+$292	$1,547
Speeding	+$307	$1,562
Driving A Vehicle Without The Required Permission	+$390	$1,645
Driving With An Expired/Suspended License	+$846	$2,101

Murray, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,205
Active Disabling Device	$1,205
Tracking Device	$1,180
Passive Disabling Device	$1,167

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Latest Auto Insurance Reviews in Murray, UT | Back to Top