Muskegon Auto Insurance Rates, Quotes, Agents & Reviews in MI

Muskegon, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Muskegon, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Muskegon, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Muskegon, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Muskegon, MI with that of other cities in and around Muskegon.

Muskegon Norton Shores North Muskegon Laketon Muskegon charter Roosevelt Park
Average Insurance Rates $1,845 $2,707 $2,749 $2,761 $2,645 $2,664

Muskegon, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Muskegon, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Muskegon $1,416 $1,196
North Muskegon $1,454 $1,228
Muskegon Heights $1,372 $1,159
Roosevelt Park $1,598 $1,349
Muskegon charter $2,117 $1,788
Norton Shores $1,494 $1,262
Laketon $2,844 $2,402
Wolf Lake $2,188 $1,848

Muskegon, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Muskegon, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,987
20 Years $2,371
30 Years $1,826
40 Years $1,757
50 Years $1,627
60 Years $1,650
70 Years $1,920

Muskegon, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Muskegon, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,173 $517
3 Vehicles $4,760 $775
4 Vehicles $6,347 $1,033

Savings on 2 Vehicles bundle:$517

Savings on 3 Vehicles bundle:$775

Savings on 4 Vehicles bundle:$1,033


Muskegon, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Muskegon, MI.

Location Average Insurance Cost Post DUI Insurance Rate
Muskegon $1,845 $4,596
North Muskegon $2,749 $6,848
Muskegon Heights $2,558 $6,373
Roosevelt Park $2,664 $6,637
Muskegon charter $2,645 $6,589
Norton Shores $2,707 $6,744
Laketon $2,761 $6,878
Wolf Lake $2,640 $6,577

Muskegon, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,583
Excellent (740-799) $1,807
Good (670-739) $1,923
Average (580-669) $2,508
Poor (300-579) $3,009

Muskegon, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rob Willson State Farm 173 N. Causeway St, North Muskegon, 49445-3301 231-744-1000
Mark Noffsinger Allstate 5843 Harvey St, Norton Shores, 49444 (231) 799-2222
Mark Noffsinger Allstate 3105 Henry St, Muskegon, 49441 (231) 739-4242
Michigan Insurance Group None 13100 168Th Ave , Grand Haven, 49417 None
Dalessandro Agency Inc Nationwide 1500 44th St SE, Kentwood, 49508-5013 (616) 406-3200
Krystal Knoll Allstate 482 Century Ln Ste 50, Holland, 49423 (616) 546-7000
Krystal Knoll Allstate 482 Century Ln Ste 50, Holland, 49423 (616) 546-7000
Krystal Knoll Allstate 482 Century Ln Ste 50, Holland, 49423 (616) 546-7000
Krystal Knoll Allstate 482 Century Ln Ste 50, Holland, 49423 (616) 546-7000
Mike Lillo Farmers 1714 44th St SE, Kentwood, 49508 (616) 281-2888

Muskegon, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$81 $1,926
Driver's Failure In Showing Documents +$179 $2,024
Driving With An Expired Registration +$190 $2,035
Driving At A Considerably Slow Pace +$400 $2,245
Using A Cellphone While Driving +$423 $2,268
Running A Red Light +$430 $2,275
Speeding +$452 $2,297
Driving A Vehicle Without The Required Permission +$574 $2,419
Driving With An Expired/Suspended License +$1,244 $3,089

Muskegon, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,771
Active Disabling Device $1,771
Tracking Device $1,734
Passive Disabling Device $1,716

Latest Auto Insurance Reviews in Muskegon, MI | Back to Top

Auto Owners Insurance
The rates I receive for my insurance are very reasonable. Compared to other carriers, I feel like I am receive a good bargain for the amount of money I am paying on a monthly basis.
Liberty Mutual
they are hard to deal with because when you call customer service you can get a different answer depending on who picks up the phone. I have had problems with this very issue.
American Summit Insurance
ONE OF THE BEST YOU CAN HAVE I DON HAVE NO PROBLEM WITH IT, WORK FOR ME
American Summit Insurance
ONE OF THE BEST YOU CAN HAVE I DON HAVE NO PROBLEM WITH IT, WORK FOR ME
Progressive
I've had very good luck with them so far. They've consistently had the cheapest premium, and I've checked many insurance companies.
Progressive
I checked with Allstate, Geico, and one other less known company for quotes and Progressive was cheaper than all of them so that's whom I bought from.