Myrtle Beach, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Myrtle Beach, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Rate of Car Insurance in Myrtle Beach, SC, is $1,010
The average cost of auto insurance in Myrtle Beach, SC, is $1,010. Car owners here can improve save more by comparing multiple auto insurance quotes from different auto insurers. The cost of auto insurance depends on numerous factors ranging from the make and model of the vehicle to the driver’s age.
Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term impact on Myrtle Beach’s auto insurance cost. Post-DUI, the average cost of auto insurance increases to $1,526, from $1,010.
Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them. Auto insurance is the most affordable for drivers who are in their fifties and sixties. Auto insurance is expensive for teenagers since they lack driving experience. The average cost of auto insurance for teenagers in Myrtle Beach is $3,277.
Neighborhood:
The neighborhood one lives in Myrtle Beach can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on several factors like the make and model of the vehicle and the rate of auto thefts in the neighborhood, the price can vary.
Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance. Possessing an “exceptional” or “good” credit score will reduce the cost of auto insurance for car owners, while a “poor” credit score can lead to a substantial increase in auto insurance.
Deductible:
Deductibles are among the most common factors affecting the rate of auto insurance in the country, and Myrtle Beach is no different. A high deductible leads to a decrease in the cost of auto insurance, while a low deductible can lead to an increase. The average cost of auto insurance on a low deductible ($500) is $1,144. This goes down to $967 when the deductible is higher ($1,000).
Factors that can influence the cost of car insurance in Myrtle Beach, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Myrtle Beach, SC Auto Insurance Rates
- Myrtle Beach, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Myrtle Beach, SC
- Multi Vehicle Insurance Savings in Myrtle Beach, SC
- How Credit Score Affects Car Insurance Rates in Myrtle Beach, SC
- How DUI Affects Auto Insurance Premiums in Myrtle Beach, SC
- Top Auto Insurance Agents Near Myrtle Beach, SC
- How Driving Violations Affect Auto Insurance Rates in Myrtle Beach, SC
- Myrtle Beach, SC Auto Insurance Discounts on Anti Theft Feature
- Myrtle Beach, SC Auto Insurance Company Reviews
Myrtle Beach, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Myrtle Beach, SC with that of other cities in and around Myrtle Beach.
| Myrtle Beach | Forestbrook | Murrells Inlet | Garden City | Conway East | Red Hill | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,010 | $1,483 | $1,540 | $1,446 | $1,486 | $1,466 |
Myrtle Beach, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Myrtle Beach, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Myrtle Beach | $1,144 | $967 |
| Surfside Beach | $1,551 | $1,310 |
| Socastee | $1,507 | $1,273 |
| Forestbrook | $950 | $802 |
| Garden City | $1,774 | $1,498 |
| Red Hill | $1,726 | $1,458 |
| Conway East | $1,490 | $1,259 |
| Murrells Inlet | $1,258 | $1,062 |
Myrtle Beach, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Myrtle Beach, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,277 |
| 20 Years | $1,298 |
| 30 Years | $1,000 |
| 40 Years | $962 |
| 50 Years | $891 |
| 60 Years | $903 |
| 70 Years | $1,051 |
Myrtle Beach, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Myrtle Beach, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,717 | $303 |
| 3 Vehicles | $2,576 | $455 |
| 4 Vehicles | $3,434 | $606 |
Savings on 2 Vehicles bundle:$303
Savings on 3 Vehicles bundle:$455
Savings on 4 Vehicles bundle:$606
Myrtle Beach, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Myrtle Beach, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Myrtle Beach | $1,010 | $1,526 |
| Surfside Beach | $1,554 | $2,348 |
| Socastee | $1,463 | $2,211 |
| Forestbrook | $1,483 | $2,241 |
| Garden City | $1,446 | $2,185 |
| Red Hill | $1,466 | $2,215 |
| Conway East | $1,486 | $2,245 |
| Murrells Inlet | $1,540 | $2,327 |
Myrtle Beach, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $867 |
| Excellent (740-799) | $989 |
| Good (670-739) | $1,052 |
| Average (580-669) | $1,373 |
| Poor (300-579) | $1,647 |
Myrtle Beach, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Waccamaw Insurance Services Inc | Travelers | 1813 NORTH OAK ST, MYRTLE BEACH, 29577 | 843-626-3030 |
| Bobby Kelly | State Farm | 1341 44th Ave N Ste 101, Myrtle Beach, 29577-5710 | 843-448-2420 |
| John T Cook & Associates | Travelers | 4616 Main Street Loris, Myrtle Beach, 29569 | (843) 279-0739 |
| Bob Hohman | State Farm | 12082 Highway 17 Byp Unit C, Murrells Inlt, 29576-9350 | 843-357-9100 |
| John T Cook & Assoc Inc | Travelers | 4605 D OLEANDER DR, MYRTLE BEACH, 29577 | 843-448-9734 |
| H B Springs Co | Travelers | 2511 NORTH OAK ST, MYRTLE BEACH, 29577 | 843-448-6551 |
| Tom Leonard | State Farm | 11899 Plaza Dr, Murrells Inlt, 29576-9367 | 843-357-7100 |
| Jti Inc. | Nationwide | 1565 Glenns Bay Rd, Surfside Beach, 29575-4880 | (843) 650-6408 |
Myrtle Beach, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$44 | $1,054 |
| Driver's Failure In Showing Documents | +$98 | $1,108 |
| Driving With An Expired Registration | +$104 | $1,114 |
| Driving At A Considerably Slow Pace | +$219 | $1,229 |
| Using A Cellphone While Driving | +$231 | $1,241 |
| Running A Red Light | +$235 | $1,245 |
| Speeding | +$247 | $1,257 |
| Driving A Vehicle Without The Required Permission | +$314 | $1,324 |
| Driving With An Expired/Suspended License | +$681 | $1,691 |
Myrtle Beach, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $970 |
| Active Disabling Device | $970 |
| Tracking Device | $949 |
| Passive Disabling Device | $939 |
Latest Auto Insurance Reviews in Myrtle Beach, SC | Back to Top
ProgressiveThis company has good incentives for safe driving, good grades, and have reasonable rates. Their prices were the cheapest compared to other companies that we checked into.
AllstateAllstate offers the most complete coverage as compared to other insurance providers. I don't feel like I have to worry in case of an accident because I am covered.
State FarmMy premium had been fine for the first couple of years but last year my son helped me with a payment and according to him, my premium was too high. He suggestedd that I shop around.
National GeneralI would recommend this company to someone like myself who is budget conscious and does not have a great deal of assets.
AllstateAllstate has been my car insurance for many years. They have wonderful rates and easy claims process.
ProgressiveI am completely satisfied with their offerings, especially after putting in so many hours looking at policies of all kinds (insurance shopping) to find the best deal.
ProgressiveAlthough progressive is a bit high as far as the price point goes they do offer excellent coverage. All in all I would have to say that I do recommend them.
MetlifeWe have been through a few insurance insurance companies. This car insurance is a bit more expensive then our last, USAA, but when bundled with home the cost of the two is less then the cost of both insurances bundled through any other company.
MetlifeWe have been through a few insurance insurance companies. This car insurance is a bit more expensive then our last, USAA, but when bundled with home the cost of the two is less then the cost of both insurances bundled through any other company.
ProgressiveDealing with my insurance company itself is amazing. I don't have any problems with them.
Safeco InsuranceThe customer service with this company has always been very easy and helpful. I have always had all my concerns addressed and questions answered.
ProgressiveMy rate has been creeping up with no explanation, despite being accident and ticket-free for the last 4 years.