Myrtle Beach Auto Insurance Rates, Quotes, Agents & Reviews in SC

Myrtle Beach, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Myrtle Beach, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Myrtle Beach, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Myrtle Beach, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Myrtle Beach, SC with that of other cities in and around Myrtle Beach.

Myrtle Beach Forestbrook Murrells Inlet Garden City Conway East Red Hill
Average Insurance Rates $1,010 $1,483 $1,540 $1,446 $1,486 $1,466

Myrtle Beach, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Myrtle Beach, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Myrtle Beach $1,144 $967
Surfside Beach $1,551 $1,310
Socastee $1,507 $1,273
Forestbrook $950 $802
Garden City $1,774 $1,498
Red Hill $1,726 $1,458
Conway East $1,490 $1,259
Murrells Inlet $1,258 $1,062

Myrtle Beach, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Myrtle Beach, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,277
20 Years $1,298
30 Years $1,000
40 Years $962
50 Years $891
60 Years $903
70 Years $1,051

Myrtle Beach, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Myrtle Beach, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,717 $303
3 Vehicles $2,576 $455
4 Vehicles $3,434 $606

Savings on 2 Vehicles bundle:$303

Savings on 3 Vehicles bundle:$455

Savings on 4 Vehicles bundle:$606


Myrtle Beach, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Myrtle Beach, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Myrtle Beach $1,010 $1,526
Surfside Beach $1,554 $2,348
Socastee $1,463 $2,211
Forestbrook $1,483 $2,241
Garden City $1,446 $2,185
Red Hill $1,466 $2,215
Conway East $1,486 $2,245
Murrells Inlet $1,540 $2,327

Myrtle Beach, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $867
Excellent (740-799) $989
Good (670-739) $1,052
Average (580-669) $1,373
Poor (300-579) $1,647

Myrtle Beach, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Waccamaw Insurance Services Inc Travelers 1813 NORTH OAK ST, MYRTLE BEACH, 29577 843-626-3030
Bobby Kelly State Farm 1341 44th Ave N Ste 101, Myrtle Beach, 29577-5710 843-448-2420
John T Cook & Associates Travelers 4616 Main Street Loris, Myrtle Beach, 29569 (843) 279-0739
Bob Hohman State Farm 12082 Highway 17 Byp Unit C, Murrells Inlt, 29576-9350 843-357-9100
John T Cook & Assoc Inc Travelers 4605 D OLEANDER DR, MYRTLE BEACH, 29577 843-448-9734
H B Springs Co Travelers 2511 NORTH OAK ST, MYRTLE BEACH, 29577 843-448-6551
Tom Leonard State Farm 11899 Plaza Dr, Murrells Inlt, 29576-9367 843-357-7100
Jti Inc. Nationwide 1565 Glenns Bay Rd, Surfside Beach, 29575-4880 (843) 650-6408

Myrtle Beach, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$44 $1,054
Driver's Failure In Showing Documents +$98 $1,108
Driving With An Expired Registration +$104 $1,114
Driving At A Considerably Slow Pace +$219 $1,229
Using A Cellphone While Driving +$231 $1,241
Running A Red Light +$235 $1,245
Speeding +$247 $1,257
Driving A Vehicle Without The Required Permission +$314 $1,324
Driving With An Expired/Suspended License +$681 $1,691

Myrtle Beach, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $970
Active Disabling Device $970
Tracking Device $949
Passive Disabling Device $939

Latest Auto Insurance Reviews in Myrtle Beach, SC | Back to Top

Progressive
This company has good incentives for safe driving, good grades, and have reasonable rates. Their prices were the cheapest compared to other companies that we checked into.
Allstate
Allstate offers the most complete coverage as compared to other insurance providers. I don't feel like I have to worry in case of an accident because I am covered.
State Farm
My premium had been fine for the first couple of years but last year my son helped me with a payment and according to him, my premium was too high. He suggestedd that I shop around.
National General
I would recommend this company to someone like myself who is budget conscious and does not have a great deal of assets.
Allstate
Allstate has been my car insurance for many years. They have wonderful rates and easy claims process.
Progressive
I am completely satisfied with their offerings, especially after putting in so many hours looking at policies of all kinds (insurance shopping) to find the best deal.
Progressive
Although progressive is a bit high as far as the price point goes they do offer excellent coverage. All in all I would have to say that I do recommend them.
Metlife
We have been through a few insurance insurance companies. This car insurance is a bit more expensive then our last, USAA, but when bundled with home the cost of the two is less then the cost of both insurances bundled through any other company.
Metlife
We have been through a few insurance insurance companies. This car insurance is a bit more expensive then our last, USAA, but when bundled with home the cost of the two is less then the cost of both insurances bundled through any other company.
Progressive
Dealing with my insurance company itself is amazing. I don't have any problems with them.
Safeco Insurance
The customer service with this company has always been very easy and helpful. I have always had all my concerns addressed and questions answered.
Progressive
My rate has been creeping up with no explanation, despite being accident and ticket-free for the last 4 years.