Nampa Auto Insurance Rates, Quotes, Agents & Reviews in ID

Nampa, ID Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Nampa, ID, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Nampa, ID are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Nampa, ID Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Nampa, ID with that of other cities in and around Nampa.

Nampa Melba Canyon County Caldwell Kuna Meridian
Average Insurance Rates $942 $1,065 $1,033 $953 $1,049 $1,090

Nampa, ID Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Nampa, ID based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Nampa $1,179 $996
Caldwell $2,799 $2,364
Canyon County $2,190 $1,850
Meridian $1,477 $1,248
Huston $1,758 $1,485
Kuna $1,419 $1,199
Star $1,638 $1,383
Melba $1,120 $946

Nampa, ID Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Nampa, ID usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,057
20 Years $1,210
30 Years $932
40 Years $897
50 Years $831
60 Years $842
70 Years $980

Nampa, ID Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Nampa, ID can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,639 $245
3 Vehicles $2,459 $367
4 Vehicles $3,278 $490

Savings on 2 Vehicles bundle:$245

Savings on 3 Vehicles bundle:$367

Savings on 4 Vehicles bundle:$490

Nampa, ID Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Nampa, ID.

Location Average Insurance Cost Post DUI Insurance Rate
Nampa $942 $1,502
Caldwell $953 $1,520
Canyon County $1,033 $1,647
Meridian $1,090 $1,738
Huston $1,078 $1,719
Kuna $1,049 $1,673
Star $1,084 $1,728
Melba $1,065 $1,698

Nampa, ID Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $808
Excellent (740-799) $923
Good (670-739) $982
Average (580-669) $1,281
Poor (300-579) $1,537

Nampa, ID Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nick Carlson State Farm 1406 N Main St Ste 101, Meridian, 83642-1798 208-344-6288
Danny Robertson Allstate 8 W Franklin Rd, Meridian, 83642 (208) 855-0224
Ken Wells State Farm 600 N Midland Blvd, Nampa, 83651-6526 208-466-4162
Bruce Ritchie Allstate 3120 W Belltower Dr Ste 175, Meridian, 83646 (208) 376-0548
J & K Insurance Inc Travelers 236 W CHERRY LANE, MERIDIAN, 83646 208-887-5300
Meridian Insurance Agency Llc Liberty Mutual Independent 110 E 3RD ST, MERIDIAN, 83642 (208) 888-1421
Ballard & Co Inc Insurance Travelers 851 E FAIRVIEW AVE, MERIDIAN, 83642 208-323-8214
David Page Farmers 1560 N Crestmont Dr Ste C, Meridian, 83642 (208) 884-0072
Allegis Casualty Llc Travelers 16132 N HIGH DESERT ST STE 120, NAMPA, 83687 208-461-6800
Dwain Cluff State Farm 463 W 4th St, Kuna, 83634-2052 208-922-3344
American West Insurance Agency Inc None 3750 N Buckstone Ave, Meridian, 83646 None

Nampa, ID Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$41 $983
Driver's Failure In Showing Documents +$91 $1,033
Driving With An Expired Registration +$97 $1,039
Driving At A Considerably Slow Pace +$204 $1,146
Using A Cellphone While Driving +$216 $1,158
Running A Red Light +$219 $1,161
Speeding +$231 $1,173
Driving A Vehicle Without The Required Permission +$293 $1,235
Driving With An Expired/Suspended License +$635 $1,577

Nampa, ID Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $904
Active Disabling Device $904
Tracking Device $885
Passive Disabling Device $876

Latest Auto Insurance Reviews in Nampa, ID | Back to Top

Farmer's Insurance
Policy is at least $40 a month cheaper than other companies while saving me money also. This saves me almost $500 a year.
Safeco Insurance
I have had no issues with this company and would recommend to others given the ease of my experience and the fair rate I receive, especially given the area I live in has a high rate of car vandalism and thefts.
Erie Insurance
This company is very trustworthy and does a good job when it comes to claims. Their customer service is excellent and very fast. The insurance is affordable which makes it even better.
American Family Insurance
I have never actually had to use the customer service for my car insurance. I have not had to file a claim since having my current insurance, so I can't really comment on how their customer service is in the car area.
American Family Insurance
I have never actually had to use the customer service for my car insurance. I have not had to file a claim since having my current insurance, so I can't really comment on how their customer service is in the car area.
The amount i pay per month for full coverage on three vehicles is a really good price. They also offer a bundle where i could add my home if i wanted to for insurance. I rate it at a 1.
The premiums with this company are better and lower then that of my previous insurance company and that is why I made the switch to this insurance company
State Farm
The company is pleasant and affordable. I have not had any bad experiences with State Farm. I am completely satisfied with the services I have received.
National General
I dislike the 1-800 number. The call center workers cannot answer policy specific information. I end up having to wait to speak with my agent the next day.
I am glad that I can call the office and speak with a person. However my recent claim was not handled very well so it didn't matter that i was able to talk to a person
I think it my premium is a lot higher than other companies. I'm seeing constant commercials about how Progressive offers all of these great discounts and how The General and Geico is lower. I've been with this same insurance since I started driving because that is what my parents had and it is too much of a hassle to switch.
I love their commercials, they are often hilarious. The customer service is exceptional. their rates are more than fair. The Geico website is easy to navigate and I like the variety of payment options available to me.