Napa, CA Auto Insurance Rates

Napa, CA residents can save $510 by comparing multiple quotes & reading reviews & research on Napa car insurance rates, quotes, agents & coverage.

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$903 $1269 $1999

Latest Auto Insurance Reviews in Napa, California

For all the reasons are why I am very happy with this company. They are also number 3 company in the industry.
State Farm
Customer Service is fantastic-Always seems genuinely invested in my well being and cares for what I want/desire in a plan, but also outside of insurance and just my life on a personal level.
The deductible is largely the same as their competitors, but the premium was quite good - in fact this was one primary reason I chose this company over others.
I give them before 5. They are easy to deal with are basically fine just like every other car insurance provider.
i had no problem with customer support .. when i have any question at any time it was easy and they was able to answer all my question at any time when i need and if there was something that i am unable to understand they was patient with me to help me get it
I think the accessibility is very good and the interaction and customer service offered by this company is excellent compared to other
I'm really pleased with my car insurance company. I was in a wreck a few years back that was not my fault but I was deemed liable. My car was totaled & I was unable to purchase a new car at the time. I went without a car for over a year & thus had no insurance. This caused me to be deemed a very high risk by most insurance companies--some were not even willing to insure me at all; nearly every one that did had extremely high rates (twice as high as they should have been). Esurance had reasonable rates, only a little higher than I was paying before, and they did not jack my rate up after six months like a lot of companies do.
The premium compare to the other insurance companies for the same coverage was better for me and my price range.
Farm Bureau
I like your efficiency when it comes to solving problems and serving your customers I like the attention they give to customers and the good services it offers
The premium compared to other companies was the lowest of any of the companies I searched. The premium really gives me good bang for my buck.
The customer service is immediately available online, or by phone. I can usually get in touch with someone immediately or within a few minutes.
When price checked, the pricing for the multi-car has been the best value for the age and condition of both of my vehicles. Also, the rates reduce the longer I have the policy with no accidents
Write Your Review | Napa, California Auto Insurance Analysis
Progressive Insurance, Napa, CA
$53/1 month
Car Insurance Policy Holder
  • Single 22 Years old Male licensed 5 years ago with Own Acura TL SH Advance used for Business with estimated annual mileage of 20,001+.
  • less than high school education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Napa Car Insurance Rate Comparisons

Napa, CA's average car insurance of $1269 differs from Silverado Resort, CA (+$1111), Rutherford, CA (+$1151), Kenwood, CA (+$1131) and California (+$550)

Napa Silverado Resort, CA Rutherford, CA Kenwood, CA California
Median Insurance Rates $1269 +$1111 +$1151 +$1131 +$550

Napa Car Insurance Savings By Neighborhood & Street Area

Napa Driver Street Residence & Car Locations Car Details in Napa Napa Driver Demographics Napa Auto Insurance Estimates Recent Napa Insurance Savings
Benton Way2006 Chrysler 300 Touring49 year man$1596$618
Orange Blossom Ct2005 Buick Rendezvous CX42 year woman$1236$951
Napa Soda Springs
Orange Grove Dr2009 Ford Fusion V6 SEL17 year male teenager$2530$335
Troon Ct2010 Mazda Mazda3 s Sport69 year senior$1283$857
Caymus (historical)
San Antonio Way2010 Toyota Prius II68 year male senior$1177$960
Colombard Way2003 Chevrolet Silverado 2500HD Base39 year married woman$1122$653
Streblow Dr2013 Honda Civic LX71 year female senior$1194$579
Magnolia Dr2010 Nissan Rogue SL43 year married man$1453$733
Vine Hill Dr2011 Kia Sorento LX16 year teenager$2426$308
Kellebrew Ct2011 Hyundai Sonata GLS16 year female teenager$2695$372

Napa Post DUI Car Insurance Rates

Napa Moskowite Corner Fairfield Temelec California
Median Post DUI Insurance Rate $2360 +$2345 +$149 +$1360 +$1023
Male Teenager Post DUI Insurance Rate $5144 +$5113 +$324 +$2965 +$2230
Female Teenager Post DUI Insurance Rate $5120 +$5091 +$324 +$2952 +$2221

The Post DUI insurance in Napa, CA's is $2360 compared to Moskowite Corner (+$2345), Fairfield (+$149), Temelec (+$1360) and California (+$1023)

In Napa, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Napa, CA would pay $4705 on auto insurance while a female teenager POST DUI would pay $4685.

Napa Car Insurance by Segment

Napa Teenagers Car Insurance Rates Comparison

8206 Napa Teenagers (7% of total population), 52% Male & 48% Female.

Napa Fetters Hot Springs-Agua Caliente Sonoma Suisun City California
All Teenagers $2766 +$2618 -$55 +$2662 +$1199
Male Teenager $2766 +$2618 -$55 +$2662 +$1199
Female Teenager $2753 +$2606 -$54 +$2650 +$1194

Napa teenagers pay $2766 in insurance in contrast with Fetters Hot Springs-Agua Caliente (+$2618), Sonoma (-$55), Suisun City (+$2662) and California (+$1199). The difference between Male & Female teenagers in Napa is $13


  • 2010 Cadillac DTS Premium Collection Male Teenager Insurance Rate $3093
  • 2009 Acura TSX \N Female Teenager Insurance Rate $2690

Napa Men & Women Car Insurance

115222 Napa Adults (100% of total population), 50% Men & 50% Women.

Napa Boyes Hot Springs Napa County Rutherford California
All Women $1230 +$409 +$186 +$1117 +$534
Married Women $1192 +$396 +$180 +$1082 +$517
All Men $1611 +$535 +$243 +$1462 +$699
Married Men $1535 +$509 +$231 +$1393 +$665

The typical insurance rate of $1611 that Napa Men pay varies from Boyes Hot Springs (+$535), Napa County (+$243), Rutherford (+$1462) and California (+$699). In Napa, married men pay $343 more than married women.


  • 2011 Lincoln MKZ Base Married Men Insurance Rate $1612
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $1338

Napa Senior Car Insurance

23620 Napa Seniors (20% of total population), 47% Senior Men & 53% Senior Women.

Napa St. Helena Boyes Hot Springs Fetters Hot Springs-Agua Caliente California
All Seniors $1345 +$1315 +$446 +$1273 +$583
Senior Men $1319 +$1291 +$438 +$1249 +$572
Senior Women $1370 +$1340 +$455 +$1297 +$594

Napa seniors pay $1345 in insurance compared to St. Helena (+$1315), Boyes Hot Springs (+$446), Fetters Hot Springs-Agua Caliente (+$1273) and California (+$583). In Napa, senior men pay $51 less than senior women.

Napa Car Insurance Discounts for Multiple Vehicles

Napa Population with 1 Vehicle 12599 (31% of Napa population), 2 Vehicles 15949 (39% of the Napa population) and 3 vehicles 6356 (16% of the population)

Napa Moskowite Corner Fairfield-Suisun City El Verano California
2 Vehicles $2412 +$2395 +$1939 -$37 +$1045
3 Vehicles $3681 +$3656 +$2960 -$56 +$1595
4 Vehicles $4950 +$4917 +$3981 -$75 +$2145

Napa Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hyundai, Veloster $400 $1280 $1680 $1180 $1580 $100
Infiniti, G37 $1500 $1330 $1830 $1230 $2730 $-900
Nissan, Maxima S $300 $1480 $1780 $1370 $1670 $110
Ford, Taurus SE $1000 $1280 $1780 $1210 $2210 $-430
Ford, Edge SE $500 $1230 $1730 $1170 $1670 $60