Naperville, IL Auto Insurance Rates
Naperville, IL residents can save $360 by comparing multiple quotes & reading reviews & research on Naperville car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $639 | $891 | $1289 |
Latest Auto Insurance Reviews in Naperville, Illinois
Progressive
Compared to Esurance, Progressive offers way more options for so much cheaper in my area. I saved over $300 in a 6-month period, and I purchased one of the best coverage packages they offered.
Compared to Esurance, Progressive offers way more options for so much cheaper in my area. I saved over $300 in a 6-month period, and I purchased one of the best coverage packages they offered.
Allstate
500 dollar deducatable with root and cheaper monthly payments over progressive with 1000 dollar deductable less coverage and higher monthly premium
500 dollar deducatable with root and cheaper monthly payments over progressive with 1000 dollar deductable less coverage and higher monthly premium
Progressive
Progressive is a great company to work with. They worked with me even when I was young and didn't have much history, and when I had a bunch of speeding tickets on my record.
Progressive is a great company to work with. They worked with me even when I was young and didn't have much history, and when I had a bunch of speeding tickets on my record.
Farmer's Insurance
I would recommend Farmer's Insurance for car insurance. My agent has been very helpful and although I haven't yet needed to file any auto claims, I feel he is trustworthy and would not screw me over.
I would recommend Farmer's Insurance for car insurance. My agent has been very helpful and although I haven't yet needed to file any auto claims, I feel he is trustworthy and would not screw me over.
State Farm
I am a happy with our coverage and really like that we have free towing on our policy. It really saves us money when our cars break down and we have to get them towed to a garage.
I am a happy with our coverage and really like that we have free towing on our policy. It really saves us money when our cars break down and we have to get them towed to a garage.
State Farm
The premium is $800 a year and the deductible is like $2000, but includes perks like 72 hour car turnaround, accident forgiveness and safe driving bonuses.
The premium is $800 a year and the deductible is like $2000, but includes perks like 72 hour car turnaround, accident forgiveness and safe driving bonuses.
Safeco Insurance
I only have limited tort with my car insurance but they offer a $40 refund on towing and road side assisstance which i like. I also like the affordable payments per month.
I only have limited tort with my car insurance but they offer a $40 refund on towing and road side assisstance which i like. I also like the affordable payments per month.
Mercury
I've never had to file a claim on my own insurance company for auto, at least not with Farm Bureau. Everything seems fine to me but I don't have any reason to be dissatisfied but I don't have any experience with auto claims either so this might not be something I could answer correctly.
I've never had to file a claim on my own insurance company for auto, at least not with Farm Bureau. Everything seems fine to me but I don't have any reason to be dissatisfied but I don't have any experience with auto claims either so this might not be something I could answer correctly.
Mercury
I've never had to file a claim on my own insurance company for auto, at least not with Farm Bureau. Everything seems fine to me but I don't have any reason to be dissatisfied but I don't have any experience with auto claims either so this might not be something I could answer correctly.
I've never had to file a claim on my own insurance company for auto, at least not with Farm Bureau. Everything seems fine to me but I don't have any reason to be dissatisfied but I don't have any experience with auto claims either so this might not be something I could answer correctly.
Progressive
the only thing I dislike about the company is the price. Even though the price is the lowest I found compared to other companies, I think insurance prices in general are way to high and I feel that is the reason way so many people do not even have insurance because they can't afford the prices.
the only thing I dislike about the company is the price. Even though the price is the lowest I found compared to other companies, I think insurance prices in general are way to high and I feel that is the reason way so many people do not even have insurance because they can't afford the prices.
State Farm
I would just like to have a consistent personalized agent. I seem to get a different agent every time I call my agent's phone line.
I would just like to have a consistent personalized agent. I seem to get a different agent every time I call my agent's phone line.
Liberty Mutual
i like the prices compared to other companies and i really like what they have to offer they really make you feel good as a customer and i sometimes feel i should have been with them my entire journey
i like the prices compared to other companies and i really like what they have to offer they really make you feel good as a customer and i sometimes feel i should have been with them my entire journey
Union Mutual
My insurance has always provided full coverage that I need and is available at a reasonable rate with benefits for being a loyal customer for years
My insurance has always provided full coverage that I need and is available at a reasonable rate with benefits for being a loyal customer for years
Progressive
There is nothing specific that i dislike about the insurance company, nothing stands out as negative to me at all
There is nothing specific that i dislike about the insurance company, nothing stands out as negative to me at all
Farmer's Insurance
I check other insurance companies every six months to get a quote to see who has the best premiums. Farmers is the best. They always have the best price and best coverage.
I check other insurance companies every six months to get a quote to see who has the best premiums. Farmers is the best. They always have the best price and best coverage.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Liberty Mutual, Naperville, IL
$51/1 month
Car Insurance Policy Holder
- Divorced 73 Years old Male licensed 46 years ago with Own Toyota Sequoia SR5 used for Business with estimated annual mileage of 5,001 - 6,000.
- vocational education & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Naperville Car Insurance Rate Comparisons
Naperville, IL's average car insurance of $891 differs from Wheatland, IL (+$879), Warrenville, IL (+$18), Boulder Hill, IL (+$579) and Illinois (+$431)
| Naperville | Wheatland, IL | Warrenville, IL | Boulder Hill, IL | Illinois | |
| Median Insurance Rates | $891 | +$879 | +$18 | +$579 | +$431 |
Naperville Car Insurance Savings By Neighborhood & Street Area
| Naperville Driver Street Residence & Car Locations | Car Details in Naperville | Naperville Driver Demographics | Naperville Auto Insurance Estimates | Recent Naperville Insurance Savings |
|---|---|---|---|---|
| Prairie Ridge | ||||
| Northhampton Ct | 2006 Ford Fusion I4 SE | 48 year man | $1350 | $992 |
| Massachusetts Ave | 2008 Mazda MAZDA3 i Touring | 50 year woman | $731 | $520 |
| Foxridge Farms | ||||
| Lake Mary Dr | 2007 Cadillac DTS Luxury I | 82 year male senior | $1439 | $929 |
| W Overman Ct | 2007 Buick Lacrosse CXS | 35 year married man | $1114 | $619 |
| Quail Grove | ||||
| Shagbark Dr | 2007 Chrysler 300 C | 48 year married woman | $667 | $592 |
| Carolina St | 2009 Jeep Liberty Sport | 80 year senior | $994 | $653 |
| Burnham Point | ||||
| Warm Springs Ct | 2008 Audi A4 2.0T | 83 year female senior | $1374 | $420 |
| Bluewater Cir | 2010 Toyota Prius | 17 year teenager | $2610 | $439 |
| Crossing | ||||
| Alma Ln | 2013 Honda Civic LX | 19 year male teenager | $2752 | $461 |
| Douglas Rd | 2013 Volkswagen Jetta S | 17 year female teenager | $2537 | $535 |
Naperville Post DUI Car Insurance Rates
| Naperville | Montgomery | Bolingbrook | Oswego | Illinois | |
| Median Post DUI Insurance Rate | $1657 | +$104 | +$389 | +$41 | +$801 |
| Male Teenager Post DUI Insurance Rate | $6214 | +$390 | +$1458 | +$152 | +$3006 |
| Female Teenager Post DUI Insurance Rate | $5235 | +$330 | +$1230 | +$131 | +$2534 |
The Post DUI insurance in Naperville, IL's is $1657 compared to Montgomery (+$104), Bolingbrook (+$389), Oswego (+$41) and Illinois (+$801)
In Naperville, a male teenager with Post DUI pays $979 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Luxury I in Naperville, IL would pay $6924 on auto insurance while a female teenager POST DUI would pay $5834.
Naperville Car Insurance by Segment
Naperville Teenagers Car Insurance Rates Comparison
11779 Naperville Teenagers (8% of total population), 53% Male & 47% Female.
| Naperville | DuPage County | Wheaton | Du Page | Illinois | |
| All Teenagers | $3056 | +$2946 | +$20 | +$888 | +$1478 |
| Male Teenager | $3341 | +$3221 | +$22 | +$971 | +$1616 |
| Female Teenager | $2815 | +$2715 | +$19 | +$819 | +$1362 |
Naperville teenagers pay $3056 in insurance in contrast with DuPage County (+$2946), Wheaton (+$20), Du Page (+$888) and Illinois (+$1478). The difference between Male & Female teenagers in Naperville is $526
Example
- 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $3015
- 2014 Dodge Journey Limited Female Teenager Insurance Rate $2477
Naperville Men & Women Car Insurance
142143 Naperville Adults (100% of total population), 49% Men & 51% Women.
| Naperville | Winfield | Wheaton | Woodridge | Illinois | |
| All Women | $837 | +$14 | +$6 | +$67 | +$405 |
| Married Women | $784 | +$13 | +$5 | +$62 | +$379 |
| All Men | $1550 | +$26 | +$10 | +$123 | +$750 |
| Married Men | $1345 | +$23 | +$9 | +$107 | +$651 |
The typical insurance rate of $1550 that Naperville Men pay varies from Winfield (+$26), Wheaton (+$10), Woodridge (+$123) and Illinois (+$750). In Naperville, married men pay $561 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1212
- 2013 BMW 3 Series 328i Married Women Insurance Rate $1583
Naperville Senior Car Insurance
20480 Naperville Seniors (14% of total population), 45% Senior Men & 55% Senior Women.
| Naperville | Oswego | Bolingbrook | Aurora | Illinois | |
| All Seniors | $1265 | +$31 | +$297 | +$48 | +$612 |
| Senior Men | $1291 | +$32 | +$304 | +$50 | +$625 |
| Senior Women | $1256 | +$31 | +$295 | +$48 | +$608 |
Naperville seniors pay $1265 in insurance compared to Oswego (+$31), Bolingbrook (+$297), Aurora (+$48) and Illinois (+$612). In Naperville, senior men pay $35 more than senior women.
Naperville Car Insurance Discounts for Multiple Vehicles
Naperville Population with 1 Vehicle 12976 (26% of Naperville population), 2 Vehicles 24799 (51% of the Naperville population) and 3 vehicles 7445 (15% of the population)
| Naperville | Wheatland | Milton | Lisle | Illinois | |
| 2 Vehicles | $1693 | +$1670 | +$1803 | +$74 | +$819 |
| 3 Vehicles | $2584 | +$2549 | +$2752 | +$113 | +$1250 |
| 4 Vehicles | $3475 | +$3428 | +$3701 | +$152 | +$1681 |
Car Insurance Agents in Naperville, IL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Michael Scott Hogue Agency | 40 E Jefferson Ave, Naperville, IL 60540-4912 |
Naperville Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Explorer XLT | $500 | $930 | $1430 | $860 | $1360 | $70 |
| Kia, Rio LX | $1500 | $840 | $1340 | $790 | $2290 | $-950 |
| Acura, MDX | $700 | $840 | $1340 | $790 | $1490 | $-150 |
| Porsche, Panamera S | $400 | $960 | $1360 | $910 | $1310 | $50 |
| Ford, Mustang Shelby GT500 | $100 | $920 | $1020 | $860 | $960 | $60 |