Naperville, IL Auto Insurance Rates

Naperville, IL residents can save $360 by comparing multiple quotes & reading reviews & research on Naperville car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$639 $891 $1289

Latest Auto Insurance Reviews in Naperville, Illinois


State Farm
I am a happy with our coverage and really like that we have free towing on our policy. It really saves us money when our cars break down and we have to get them towed to a garage.
State Farm
The premium is $800 a year and the deductible is like $2000, but includes perks like 72 hour car turnaround, accident forgiveness and safe driving bonuses.
Safeco Insurance
I only have limited tort with my car insurance but they offer a $40 refund on towing and road side assisstance which i like. I also like the affordable payments per month.
Mercury
I've never had to file a claim on my own insurance company for auto, at least not with Farm Bureau. Everything seems fine to me but I don't have any reason to be dissatisfied but I don't have any experience with auto claims either so this might not be something I could answer correctly.
Mercury
I've never had to file a claim on my own insurance company for auto, at least not with Farm Bureau. Everything seems fine to me but I don't have any reason to be dissatisfied but I don't have any experience with auto claims either so this might not be something I could answer correctly.
Progressive
the only thing I dislike about the company is the price. Even though the price is the lowest I found compared to other companies, I think insurance prices in general are way to high and I feel that is the reason way so many people do not even have insurance because they can't afford the prices.
State Farm
I would just like to have a consistent personalized agent. I seem to get a different agent every time I call my agent's phone line.
Liberty Mutual
i like the prices compared to other companies and i really like what they have to offer they really make you feel good as a customer and i sometimes feel i should have been with them my entire journey
Union Mutual
My insurance has always provided full coverage that I need and is available at a reasonable rate with benefits for being a loyal customer for years
Progressive
There is nothing specific that i dislike about the insurance company, nothing stands out as negative to me at all
Farmer's Insurance
I check other insurance companies every six months to get a quote to see who has the best premiums. Farmers is the best. They always have the best price and best coverage.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Write Your Review | Naperville, Illinois Auto Insurance Analysis
Liberty Mutual, Naperville, IL
$51/1 month
Car Insurance Policy Holder
  • Divorced 73 Years old Male licensed 46 years ago with Own Toyota Sequoia SR5 used for Business with estimated annual mileage of 5,001 - 6,000.
  • vocational education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Naperville Car Insurance Rate Comparisons

Naperville, IL's average car insurance of $891 differs from Wheatland, IL (+$879), Warrenville, IL (+$18), Boulder Hill, IL (+$579) and Illinois (+$431)

Naperville Wheatland, IL Warrenville, IL Boulder Hill, IL Illinois
Median Insurance Rates $891 +$879 +$18 +$579 +$431

Naperville Car Insurance Savings By Neighborhood & Street Area

Naperville Driver Street Residence & Car Locations Car Details in Naperville Naperville Driver Demographics Naperville Auto Insurance Estimates Recent Naperville Insurance Savings
Prairie Ridge
Northhampton Ct2006 Ford Fusion I4 SE48 year man$1350$992
Massachusetts Ave2008 Mazda MAZDA3 i Touring50 year woman$731$520
Foxridge Farms
Lake Mary Dr2007 Cadillac DTS Luxury I82 year male senior$1439$929
W Overman Ct2007 Buick Lacrosse CXS35 year married man$1114$619
Quail Grove
Shagbark Dr2007 Chrysler 300 C48 year married woman$667$592
Carolina St2009 Jeep Liberty Sport80 year senior$994$653
Burnham Point
Warm Springs Ct2008 Audi A4 2.0T83 year female senior$1374$420
Bluewater Cir2010 Toyota Prius 17 year teenager$2610$439
Crossing
Alma Ln2013 Honda Civic LX19 year male teenager$2752$461
Douglas Rd2013 Volkswagen Jetta S17 year female teenager$2537$535

Naperville Post DUI Car Insurance Rates

Naperville Montgomery Bolingbrook Oswego Illinois
Median Post DUI Insurance Rate $1657 +$104 +$389 +$41 +$801
Male Teenager Post DUI Insurance Rate $6214 +$390 +$1458 +$152 +$3006
Female Teenager Post DUI Insurance Rate $5235 +$330 +$1230 +$131 +$2534

The Post DUI insurance in Naperville, IL's is $1657 compared to Montgomery (+$104), Bolingbrook (+$389), Oswego (+$41) and Illinois (+$801)

In Naperville, a male teenager with Post DUI pays $979 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Luxury I in Naperville, IL would pay $6924 on auto insurance while a female teenager POST DUI would pay $5834.

Naperville Car Insurance by Segment

Naperville Teenagers Car Insurance Rates Comparison

11779 Naperville Teenagers (8% of total population), 53% Male & 47% Female.

Naperville DuPage County Wheaton Du Page Illinois
All Teenagers $3056 +$2946 +$20 +$888 +$1478
Male Teenager $3341 +$3221 +$22 +$971 +$1616
Female Teenager $2815 +$2715 +$19 +$819 +$1362

Naperville teenagers pay $3056 in insurance in contrast with DuPage County (+$2946), Wheaton (+$20), Du Page (+$888) and Illinois (+$1478). The difference between Male & Female teenagers in Naperville is $526

Example

  • 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $3015
  • 2014 Dodge Journey Limited Female Teenager Insurance Rate $2477

Naperville Men & Women Car Insurance

142143 Naperville Adults (100% of total population), 49% Men & 51% Women.

Naperville Winfield Wheaton Woodridge Illinois
All Women $837 +$14 +$6 +$67 +$405
Married Women $784 +$13 +$5 +$62 +$379
All Men $1550 +$26 +$10 +$123 +$750
Married Men $1345 +$23 +$9 +$107 +$651

The typical insurance rate of $1550 that Naperville Men pay varies from Winfield (+$26), Wheaton (+$10), Woodridge (+$123) and Illinois (+$750). In Naperville, married men pay $561 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1212
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $1583

Naperville Senior Car Insurance

20480 Naperville Seniors (14% of total population), 45% Senior Men & 55% Senior Women.

Naperville Oswego Bolingbrook Aurora Illinois
All Seniors $1265 +$31 +$297 +$48 +$612
Senior Men $1291 +$32 +$304 +$50 +$625
Senior Women $1256 +$31 +$295 +$48 +$608

Naperville seniors pay $1265 in insurance compared to Oswego (+$31), Bolingbrook (+$297), Aurora (+$48) and Illinois (+$612). In Naperville, senior men pay $35 more than senior women.

Naperville Car Insurance Discounts for Multiple Vehicles

Naperville Population with 1 Vehicle 12976 (26% of Naperville population), 2 Vehicles 24799 (51% of the Naperville population) and 3 vehicles 7445 (15% of the population)

Naperville Wheatland Milton Lisle Illinois
2 Vehicles $1693 +$1670 +$1803 +$74 +$819
3 Vehicles $2584 +$2549 +$2752 +$113 +$1250
4 Vehicles $3475 +$3428 +$3701 +$152 +$1681

Car Insurance Agents in Naperville, IL

Rank Agent Name Agent Contact
1 Michael Scott Hogue Agency 40 E Jefferson Ave, Naperville, IL 60540-4912

Naperville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Explorer XLT $500 $930 $1430 $860 $1360 $70
Kia, Rio LX $1500 $840 $1340 $790 $2290 $-950
Acura, MDX $700 $840 $1340 $790 $1490 $-150
Porsche, Panamera S $400 $960 $1360 $910 $1310 $50
Ford, Mustang Shelby GT500 $100 $920 $1020 $860 $960 $60