Naples, FL Auto Insurance Rates
Naples, FL residents can save $470 by comparing multiple quotes & reading reviews & research on Naples car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $802 | $1171 | $1554 |
Latest Auto Insurance Reviews in Naples, Florida
Usaa
I am completely satisfied with USAA for my auto insurance. They are prompt, courteous, knowledgeable. They take care of everything once I file a claim and they get results quickly.
I am completely satisfied with USAA for my auto insurance. They are prompt, courteous, knowledgeable. They take care of everything once I file a claim and they get results quickly.
Usaa
My premiums are lower than with other companies for a $250 deductible and high amounts of coverage. Love that I'm well protected.
My premiums are lower than with other companies for a $250 deductible and high amounts of coverage. Love that I'm well protected.
Geico
This is the only type of car insurance I have ever had so I am in no position to make a comparison to other insurance providers with regard to the premium and deductible.
This is the only type of car insurance I have ever had so I am in no position to make a comparison to other insurance providers with regard to the premium and deductible.
Allstate
Comparing to other car insurance companies, Allstate is pretty fair. You need to have good credit or be in the military for the better policies from other companies. Allstate is good for premiums and deductibles.
Comparing to other car insurance companies, Allstate is pretty fair. You need to have good credit or be in the military for the better policies from other companies. Allstate is good for premiums and deductibles.
Progressive
I would recommend them. I would also add that they have great accident forgiveness for loyal customers, both small and large accidents are covered.
I would recommend them. I would also add that they have great accident forgiveness for loyal customers, both small and large accidents are covered.
Farmer's Insurance
I have not compared my car insurance company policy offerings with other insurance providers. But I am happy with the offerings that are available.
I have not compared my car insurance company policy offerings with other insurance providers. But I am happy with the offerings that are available.
Allstate
I would recommend Allstate to anyone who was looking for car insurance. I would especially recommend my agent. He was very helpful and relatable.
I would recommend Allstate to anyone who was looking for car insurance. I would especially recommend my agent. He was very helpful and relatable.
Geico
Since I do not drive often, I was okay with a low premium and higher deductible. I work from home, so I will often go several days without ever getting into my car. It works out pretty well.
Since I do not drive often, I was okay with a low premium and higher deductible. I work from home, so I will often go several days without ever getting into my car. It works out pretty well.
Farm Bureau
The offerings are decent compared to other companies. I have researched a few other options when I was upset with them, and it seemed like we get the best price for the best coverage through them, so we stick with their company.
The offerings are decent compared to other companies. I have researched a few other options when I was upset with them, and it seemed like we get the best price for the best coverage through them, so we stick with their company.
Farm Bureau
The offerings are decent compared to other companies. I have researched a few other options when I was upset with them, and it seemed like we get the best price for the best coverage through them, so we stick with their company.
The offerings are decent compared to other companies. I have researched a few other options when I was upset with them, and it seemed like we get the best price for the best coverage through them, so we stick with their company.
Usaa
I am not sure about all of the different type of policies. I go with the minimum allowed by the state I am in. I do know there are choices. I guess I am satisfied I rate it a 4.
I am not sure about all of the different type of policies. I go with the minimum allowed by the state I am in. I do know there are choices. I guess I am satisfied I rate it a 4.
Progressive
1. They offer the cheapest premium and the best benefits. I orginally had a different company and they flat out said they can't beat the price.
1. They offer the cheapest premium and the best benefits. I orginally had a different company and they flat out said they can't beat the price.
Usaa
USAA offers the lowest rates I have ever seen. You also get a dividend back at the end of the year. You have discounts for good driving. Their customer service is super attentive. They have a super great app too.
USAA offers the lowest rates I have ever seen. You also get a dividend back at the end of the year. You have discounts for good driving. Their customer service is super attentive. They have a super great app too.
Usaa
The premium we pay to USAA seems reasonable. It is less than the what I have paid with competitors in the past but at times it does seem to nickel and dime the customer (money for home insurance, money for wife's diamond, car, etc.).
The premium we pay to USAA seems reasonable. It is less than the what I have paid with competitors in the past but at times it does seem to nickel and dime the customer (money for home insurance, money for wife's diamond, car, etc.).
Usaa
I have USAA insurance. I really like their customer service. I know I have full coverage but I HONESTLY don't know what my deductible or anything is. I know i have a newer car and i pay $90 dollars.
I have USAA insurance. I really like their customer service. I know I have full coverage but I HONESTLY don't know what my deductible or anything is. I know i have a newer car and i pay $90 dollars.
Geico
The premium was heavily discounted the first 6 months. I liked only putting down a 1-month deposit vs 20% with other companies
The premium was heavily discounted the first 6 months. I liked only putting down a 1-month deposit vs 20% with other companies
State Farm
I don't feel that my premium is competitive with other insurance carriers. I believe that the longer and more loyal I am to an insurance company, the more likely your insurance premium will be increased. I don't like the hassle of switching insurance carriers every few years but I do have a breaking point where I will switch if the difference in premiums is worth the switch.
I don't feel that my premium is competitive with other insurance carriers. I believe that the longer and more loyal I am to an insurance company, the more likely your insurance premium will be increased. I don't like the hassle of switching insurance carriers every few years but I do have a breaking point where I will switch if the difference in premiums is worth the switch.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
State Farm, Naples, FL
$100/1 month
Car Insurance Policy Holder
- Single 29 Years old Female licensed 17 years ago with Financed 2011 Toyota Camry used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- bachelors degree & Full Time Job.
- Yes accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $$0 - $10,000K (Per Person Bodily Injury) / $$0 - $10,000K (Per Accident Bodily Injury)
- $0 - $10,000 K Property Damage
- $0 - $10,000 K Personal Injury Protection
- $0 - $10,000 K Uninsured Motorists Bodily Injury
- $0 - $10,000 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Naples, FL
$125/1 month
Car Insurance Policy Holder
- Divorced 33 Years old Female licensed 16 years ago with Own Porsche 911 Turbo used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Naples Car Insurance Rate Comparisons
Naples, FL's average car insurance of $1171 differs from Naples Manor, FL (+$599), Vineyards, FL (+$619), Goodland, FL (+$699) and Florida (+$193)
| Naples | Naples Manor, FL | Vineyards, FL | Goodland, FL | Florida | |
| Median Insurance Rates | $1171 | +$599 | +$619 | +$699 | +$193 |
Naples Car Insurance Savings By Neighborhood & Street Area
| Naples Driver Street Residence & Car Locations | Car Details in Naples | Naples Driver Demographics | Naples Auto Insurance Estimates | Recent Naples Insurance Savings |
|---|---|---|---|---|
| Golden Gates Estates | ||||
| 19th Ave SW | 2003 Buick Century Base | 71 year female senior | $1496 | $620 |
| Kean Ct | 2004 Jeep Grand Cherokee Limited | 46 year woman | $966 | $537 |
| Willoughby Acres | ||||
| Madison Dr | 2009 Mazda MAZDA3 s Sport | 47 year man | $1833 | $816 |
| Vallecas Ln | 2007 Chrysler 300 Base | 67 year male senior | $1615 | $490 |
| Other Area | ||||
| Mathews St | 2009 Ford Fusion SE | 44 year married woman | $933 | $867 |
| Golden Gate Blvd W | 2009 GMC Sierra 1500 SLE | 60 year senior | $1688 | $443 |
| Enchanting Acres Mobile Home Park | ||||
| Lake Point Ln | 2012 Hyundai Sonata GLS | 52 year married man | $1846 | $960 |
| Andover Way | 2013 Honda Civic LX | 19 year male teenager | $2975 | $442 |
| North Naples | ||||
| Fountainview Cir | 2014 Volkswagen Jetta S | 19 year female teenager | $2632 | $530 |
| Sailors Way | 2008 Cadillac DTS Base | 18 year teenager | $3245 | $373 |
Naples Post DUI Car Insurance Rates
| Naples | Lehigh Acres | Island Walk | Collier County | Florida | |
| Median Post DUI Insurance Rate | $2178 | +$779 | +$1170 | +$1225 | +$359 |
| Male Teenager Post DUI Insurance Rate | $5857 | +$2098 | +$3149 | +$3297 | +$967 |
| Female Teenager Post DUI Insurance Rate | $5226 | +$1871 | +$2809 | +$2943 | +$861 |
The Post DUI insurance in Naples, FL's is $2178 compared to Lehigh Acres (+$779), Island Walk (+$1170), Collier County (+$1225) and Florida (+$359)
In Naples, a male teenager with Post DUI pays $631 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda MAZDA3 s Sport in Naples, FL would pay $5557 on auto insurance while a female teenager POST DUI would pay $4958.
Naples Car Insurance by Segment
Naples Teenagers Car Insurance Rates Comparison
12260 Naples Teenagers (5% of total population), 51% Male & 49% Female.
| Naples | Vineyards | Fort Myers Beach | Bonita Springs | Florida | |
| All Teenagers | $2950 | +$1560 | +$205 | +$94 | +$487 |
| Male Teenager | $3149 | +$1666 | +$218 | +$100 | +$520 |
| Female Teenager | $2810 | +$1486 | +$194 | +$89 | +$463 |
Naples teenagers pay $2950 in insurance in contrast with Vineyards (+$1560), Fort Myers Beach (+$205), Bonita Springs (+$94) and Florida (+$487). The difference between Male & Female teenagers in Naples is $339
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3209
- 2014 Kia Sorento LX Female Teenager Insurance Rate $2702
Naples Men & Women Car Insurance
242981 Naples Adults (100% of total population), 49% Men & 51% Women.
| Naples | Fort Myers Beach | Naples Manor | Estero | Florida | |
| All Women | $1077 | +$74 | +$551 | +$551 | +$177 |
| Married Women | $983 | +$68 | +$503 | +$503 | +$162 |
| All Men | $1932 | +$133 | +$988 | +$988 | +$318 |
| Married Men | $1873 | +$130 | +$959 | +$959 | +$309 |
The typical insurance rate of $1932 that Naples Men pay varies from Fort Myers Beach (+$133), Naples Manor (+$988), Estero (+$988) and Florida (+$318). In Naples, married men pay $890 more than married women.
Example
- 2012 BMW 3 Series 328i Married Men Insurance Rate $1864
- 2014 Dodge Journey SXT Married Women Insurance Rate $1817
Naples Senior Car Insurance
84813 Naples Seniors (34% of total population), 47% Senior Men & 53% Senior Women.
| Naples | Collier County | Naples Park | Orangetree | Florida | |
| All Seniors | $1733 | +$975 | -$520 | -$505 | +$285 |
| Senior Men | $1779 | +$1002 | -$533 | -$518 | +$294 |
| Senior Women | $1686 | +$949 | -$506 | -$491 | +$278 |
Naples seniors pay $1733 in insurance compared to Collier County (+$975), Naples Park (-$520), Orangetree (-$505) and Florida (+$285). In Naples, senior men pay $93 more than senior women.
Naples Car Insurance Discounts for Multiple Vehicles
Naples Population with 1 Vehicle 40832 (43% of Naples population), 2 Vehicles 37540 (40% of the Naples population) and 3 vehicles 8608 (9% of the population)
| Naples | Bonita Springs | Orangetree | Naples Park | Florida | |
| 2 Vehicles | $2225 | +$71 | -$648 | -$667 | +$367 |
| 3 Vehicles | $3396 | +$108 | -$989 | -$1018 | +$560 |
| 4 Vehicles | $4567 | +$145 | -$1330 | -$1369 | +$753 |
Naples Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mazda, CX-9 Sport | $1000 | $1150 | $1650 | $1100 | $2100 | $-450 |
| Honda, Odyssey LX | $300 | $1240 | $1540 | $1140 | $1440 | $100 |
| Ford, Expedition Limited | $100 | $1210 | $1310 | $1130 | $1230 | $80 |
| Ford, Transit Connect XLT | $500 | $1150 | $1650 | $1070 | $1570 | $80 |
| Chevrolet, Silverado 1500 LTZ | $1500 | $1230 | $1730 | $1140 | $2640 | $-910 |