Nassau County Auto Insurance Rates, Quotes, Agents & Reviews in FL

Nassau County, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Nassau County, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Nassau County, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Nassau County, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Nassau County, FL with that of other cities in and around Nassau County.

Nassau County Kingsland Nassau Village-Ratliff Callahan-Hilliard Jacksonville North Yulee
Average Insurance Rates $1,229 $1,632 $2,105 $2,132 $2,139 $2,189

Nassau County, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Nassau County, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Nassau County $1,125 $950
Callahan $2,852 $2,409
Nassau Village-Ratliff $1,707 $1,442
Callahan-Hilliard $1,233 $1,041
Yulee $1,505 $1,271
Hilliard $1,326 $1,120
Jacksonville North $1,019 $860
Kingsland $2,844 $2,402

Nassau County, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Nassau County, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,988
20 Years $1,579
30 Years $1,216
40 Years $1,170
50 Years $1,084
60 Years $1,099
70 Years $1,279

Nassau County, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Nassau County, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,163 $295
3 Vehicles $3,245 $442
4 Vehicles $4,326 $590

Savings on 2 Vehicles bundle:$295

Savings on 3 Vehicles bundle:$442

Savings on 4 Vehicles bundle:$590


Nassau County, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Nassau County, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Nassau County $1,229 $1,923
Callahan $2,130 $3,334
Nassau Village-Ratliff $2,105 $3,294
Callahan-Hilliard $2,132 $3,337
Yulee $2,189 $3,426
Hilliard $2,079 $3,254
Jacksonville North $2,139 $3,348
Kingsland $1,632 $2,983

Nassau County, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,054
Excellent (740-799) $1,204
Good (670-739) $1,281
Average (580-669) $1,671
Poor (300-579) $2,005

Nassau County, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alexandra Cowans Allstate 13453 N Main St Ste 101, Jacksonville, 32218 (904) 497-1067
Gene Coleman State Farm 10900 Lem Turner Rd, Jacksonville, 32218-4568 904-764-4139
Danny Dupree State Farm 510 Airport Center Dr Ste 103, Jacksonville, 32218-7261 904-757-8450
Florida Bonds & Insurance Agency Inc Travelers 1547 EDGEWOOD AVE WEST, JACKSONVILLE, 32208 904-786-9581
Robert Gunn Allstate 12400 Yellow Bluff Rd Ste 105, Jacksonville, 32226 (904) 596-0225
Brightway Insurance None 9263 Lem Turner Rd, Jacksonville, 32208 None
Schwend Insurance Inc. Allstate 542274 Us Highway 1, Callahan, 32011 (904) 879-1958
Mcginty Gordon And Associates Travelers ONE NORTH 4TH ST, FERNANDINA BEACH, 32034 904-491-6388
Harden & Associates, Inc. Dba John T. Ferreira Insurance, Inc. None 463820 Sr 200 Ste 101 , Yulee, 32097 None

Nassau County, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$54 $1,283
Driver's Failure In Showing Documents +$119 $1,348
Driving With An Expired Registration +$127 $1,356
Driving At A Considerably Slow Pace +$267 $1,496
Using A Cellphone While Driving +$281 $1,510
Running A Red Light +$286 $1,515
Speeding +$301 $1,530
Driving A Vehicle Without The Required Permission +$382 $1,611
Driving With An Expired/Suspended License +$828 $2,057

Nassau County, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,180
Active Disabling Device $1,180
Tracking Device $1,155
Passive Disabling Device $1,143