National Harbor Auto Insurance Rates, Quotes, Agents & Reviews in MD

National Harbor, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in National Harbor, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in National Harbor, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


National Harbor, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in National Harbor, MD with that of other cities in and around National Harbor.

National Harbor Oxon Hill Friendly Huntington Glassmanor Temple Hills
Average Insurance Rates $1,385 $1,354 $1,383 $995 $1,345 $1,361

National Harbor, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around National Harbor, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
National Harbor $1,737 $1,467
Forest Heights $1,509 $1,275
Oxon Hill $3,015 $2,546
Glassmanor $1,316 $1,112
Friendly $1,280 $1,081
Belle Haven $1,757 $1,484
Huntington $1,857 $1,569
Temple Hills $1,073 $907

National Harbor, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in National Harbor, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,494
20 Years $1,780
30 Years $1,371
40 Years $1,319
50 Years $1,221
60 Years $1,238
70 Years $1,441

National Harbor, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in National Harbor, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,410 $360
3 Vehicles $3,615 $540
4 Vehicles $4,820 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720


National Harbor, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around National Harbor, MD.

Location Average Insurance Cost Post DUI Insurance Rate
National Harbor $1,385 $2,208
Forest Heights $1,342 $2,140
Oxon Hill $1,354 $2,159
Glassmanor $1,345 $2,144
Friendly $1,383 $2,205
Belle Haven $1,037 $1,693
Huntington $995 $1,624
Temple Hills $1,361 $2,170

National Harbor, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,188
Excellent (740-799) $1,356
Good (670-739) $1,443
Average (580-669) $1,883
Poor (300-579) $2,259

National Harbor, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Daniel C Howley Insurance Agency Erie 6258 Montrose Road, Rockville, 20852 None
Reggie Harris State Farm 6432 Bock Rd, Oxon Hill, 20745-3001 301-839-1234
Terry Johnson Allstate 970 E Swan Creek Rd, Fort Washington, 20744 (301) 283-3100
Bogart & Brownell Of Md Inc. Erie 8311 Wisconsin Avenue Suite A5, Bethesda, 20814 None
Nurney Mason State Farm 6516 Walker Mill Rd, Capitol Hgts, 20743-4307 301-420-0700
Curt Sumpter State Farm 12520 Prosperity Drive, Silver Spring, 20904-1664 301-680-7917
Jones & Assoc Ins Agency Inc Liberty Mutual Independent 6011 ALLENTOWN RD, CAMP SPRINGS, 20746 (301) 899-6117
Loretta Johnson State Farm 1406 York Rd Ste 100, Lutherville, 21093-6049 410-832-1980
Michael B Marinari Lutcf Farmers 11510 Georgia Ave Ste 190, Wheaton, 20902 (301) 946-5555
Dana Insurance & Risk Management None 9-B W. Ridgely Road Suite 100 Timonium, Lutherville Timonium, 21093 None

National Harbor, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,446
Driver's Failure In Showing Documents +$134 $1,519
Driving With An Expired Registration +$143 $1,528
Driving At A Considerably Slow Pace +$301 $1,686
Using A Cellphone While Driving +$317 $1,702
Running A Red Light +$323 $1,708
Speeding +$339 $1,724
Driving A Vehicle Without The Required Permission +$431 $1,816
Driving With An Expired/Suspended License +$933 $2,318

National Harbor, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,330
Active Disabling Device $1,330
Tracking Device $1,302
Passive Disabling Device $1,288