National Auto Insurance Rates, Quotes, Agents & Reviews in MD

National, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in National, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in National, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


National, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in National, MD with that of other cities in and around National.

National Midlothian Woodland Shaft Midland Carlos
Average Insurance Rates $1,899 $1,312 $2,100 $2,048 $2,008 $2,099

National, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around National, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
National $1,956 $1,652
Woodland $2,163 $1,827
Shaft $1,355 $1,145
Carlos $1,410 $1,191
Klondike $1,295 $1,094
Midlothian $1,055 $891
Midland $1,288 $1,088
Vale Summit $2,163 $1,827

National, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in National, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,162
20 Years $2,440
30 Years $1,879
40 Years $1,808
50 Years $1,675
60 Years $1,698
70 Years $1,976

National, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in National, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,228 $570
3 Vehicles $4,842 $855
4 Vehicles $6,457 $1,139

Savings on 2 Vehicles bundle:$570

Savings on 3 Vehicles bundle:$855

Savings on 4 Vehicles bundle:$1,139


National, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around National, MD.

Location Average Insurance Cost Post DUI Insurance Rate
National $1,899 $3,028
Woodland $2,100 $3,348
Shaft $2,048 $3,265
Carlos $2,099 $3,347
Klondike $2,048 $3,265
Midlothian $1,312 $2,092
Midland $2,008 $3,201
Vale Summit $2,100 $3,348

National, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,629
Excellent (740-799) $1,860
Good (670-739) $1,979
Average (580-669) $2,582
Poor (300-579) $3,097

National, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$84 $1,983
Driver's Failure In Showing Documents +$184 $2,083
Driving With An Expired Registration +$196 $2,095
Driving At A Considerably Slow Pace +$412 $2,311
Using A Cellphone While Driving +$435 $2,334
Running A Red Light +$442 $2,341
Speeding +$465 $2,364
Driving A Vehicle Without The Required Permission +$591 $2,490
Driving With An Expired/Suspended License +$1,280 $3,179

National, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,823
Active Disabling Device $1,823
Tracking Device $1,785
Passive Disabling Device $1,766