Needham Car Insurance Rates, Quotes & Agents Reviews & Research in Massachusetts
Needham, MA residents can save $840 by comparing multiple quotes & reading reviews & research on Needham car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1010 | $2110 | $2300 |
Needham, MA residents can save $840 by comparing multiple quotes & reading reviews & research on Needham car insurance rates, quotes, agents & coverage.
State Farm Auto Insurance, Needham, MA
$169/1 month
Car Insurance Policy Holder
- Divorced 34 Years old Male licensed 16 years ago with Own Toyota Prius Plug-In hybrid used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
- Associate & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Needham, MA
$118/1 month
Car Insurance Policy Holder
- Divorced 43 Years old Female licensed 16 years ago with Own Porsche, Panamera, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Needham, MA
$956/12 months
Car Insurance Policy Holder
- Divorced 29 Years old Female licensed 12 years ago with Own Dodge, Durango SXT, 4 Door 2WD Wagon used for Business with estimated annual mileage of 12,001 - 15,000.
- High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Needham, MA
$1129/12 months
Car Insurance Policy Holder
- Married 53 Years old Female licensed 30 years ago with Financed Fiat, 500 Pop, 2WD 2 Door Hatchback used for Commute to Work or School with estimated annual mileage of 20,001+.
- High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 5 K Property Damage
- 100 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Progressive Insurance, Needham, MA
$1938/12 months
Car Insurance Policy Holder
- Divorced 25 Years old Male licensed 3 years ago with Own Infiniti, M Series M56x AWD, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
- High School, pursuing Bachelors Degree & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Needham, MA
$1797/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own GMC, Yukon Denali, 2WD 4 Door Utility Hybrid used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 50 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Needham, MA
$2685/12 months
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own Acura, TL SH Advance, 4 Door Sedan AWD used for Business with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Needham Car Insurance Rate Comparisons
Needham, MA's average car insurance of $2110 differs from Wayland, MA (+$100), Sherborn, MA (+$150), Dover, MA (+$80) and Massachusetts (-$485)
| Needham | Wayland, MA | Sherborn, MA | Dover, MA | Massachusetts | |
| Median Insurance Rates | $2110 | +$100 | +$150 | +$80 | -$485 |
Needham Car Insurance Savings By Neighborhood & Street Area
| Needham Driver Street Residence & Car Locations | Car Details in Needham | Needham Driver Demographics | Needham Auto Insurance Estimates | Recent Needham Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Bellevue Dr | 2005 Hyundai Tucson GLS | 72 year male senior | $2146 | $503 |
| Walnut Ct | 2008 Mazda MAZDA6 i Sport | 37 year woman | $1886 | $789 |
| Powder House Cir | 2003 Honda Civic EX | 70 year female senior | $1614 | $878 |
| Walnut Pl | 2000 Toyota Camry LE | 51 year man | $2618 | $390 |
| Eaton Sq | 2006 Chrysler Pacifica Base | 17 year female teenager | $4923 | $473 |
| Winfield St | 2002 Audi TT 225hp quattro | 80 year senior | $2185 | $453 |
| Maple Ter | 2000 Lexus RX 300 Base | 18 year teenager | $5956 | $535 |
| Tolman St | 2003 GMC Yukon XL 1500 | 37 year married woman | $1802 | $345 |
| Stewart Rd | 2006 Lincoln LS | 39 year married man | $2797 | $761 |
| Babson Park Ave | 2009 Chevrolet Express LT 3500 | 18 year male teenager | $5356 | $663 |
Needham Post DUI Car Insurance Rates
| Needham | Westwood | Belmont | Milton | Massachusetts | |
| Median Post DUI Insurance Rate | $3924 | +$186 | +$186 | +$93 | -$902 |
| Male Teenager Post DUI Insurance Rate | $10477 | +$497 | +$497 | +$249 | -$2409 |
| Female Teenager Post DUI Insurance Rate | $9104 | +$432 | +$432 | +$216 | -$2092 |
The Post DUI insurance in Needham, MA's is $3924 compared to Westwood (+$186), Belmont (+$186), Milton (+$93) and Massachusetts (-$902)
In Needham, a male teenager with Post DUI pays $1373 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Honda Civic EX in Needham, MA would pay $9112 on auto insurance while a female teenager POST DUI would pay $7918.
Needham Car Insurance by Segment
Needham Teenagers Car Insurance Rates Comparison
2131 Needham Teenagers (7% of total population), 53% Male & 47% Female.
| Needham | Cochituate | Cambridge | Milton | Massachusetts | |
| All Teenagers | $5232 | +$174 | -$2318 | +$124 | -$1202 |
| Male Teenager | $5633 | +$187 | -$2496 | +$134 | -$1295 |
| Female Teenager | $4895 | +$162 | -$2169 | +$116 | -$1125 |
Needham teenagers pay $5232 in insurance in contrast with Cochituate (+$174), Cambridge (-$2318), Milton (+$124) and Massachusetts (-$1202). The difference between Male & Female teenagers in Needham is $738
Example
- 2014 Kia Optima LX Male Teenager Insurance Rate $5318
- 2012 Jeep Wrangler Sport Female Teenager Insurance Rate $4048
Needham Men & Women Car Insurance
29005 Needham Adults (100% of total population), 48% Men & 52% Women.
| Needham | Waltham | Natick | Brookline | Massachusetts | |
| All Women | $2004 | -$991 | -$893 | +$67 | -$461 |
| Married Women | $1920 | -$950 | -$856 | +$63 | -$442 |
| All Men | $2890 | -$1429 | -$1288 | +$96 | -$664 |
| Married Men | $2658 | -$1314 | -$1184 | +$88 | -$611 |
The typical insurance rate of $2890 that Needham Men pay varies from Waltham (-$1429), Natick (-$1288), Brookline (+$96) and Massachusetts (-$664). In Needham, married men pay $738 more than married women.
Example
- 2014 Buick LaCrosse Base Married Men Insurance Rate $2856
- 2014 Ford Fusion Titanium Married Women Insurance Rate $2425
Needham Senior Car Insurance
6581 Needham Seniors (22% of total population), 44% Senior Men & 56% Senior Women.
| Needham | Brookline | Newton | Cambridge | Massachusetts | |
| All Seniors | $1983 | +$66 | -$1009 | -$879 | -$456 |
| Senior Men | $2067 | +$69 | -$1051 | -$916 | -$475 |
| Senior Women | $1856 | +$62 | -$944 | -$822 | -$426 |
Needham seniors pay $1983 in insurance compared to Brookline (+$66), Newton (-$1009), Cambridge (-$879) and Massachusetts (-$456). In Needham, senior men pay $211 more than senior women.
Needham Car Insurance Discounts for Multiple Vehicles
Needham Population with 1 Vehicle 2900 (28% of Needham population), 2 Vehicles 5431 (52% of the Needham population) and 3 vehicles 1078 (10% of the population)
| Needham | Wayland | Natick | Belmont | Massachusetts | |
| 2 Vehicles | $4009 | +$190 | -$1786 | +$190 | -$921 |
| 3 Vehicles | $6119 | +$290 | -$2726 | +$290 | -$1406 |
| 4 Vehicles | $8229 | +$390 | -$3666 | +$390 | -$1891 |
Needham Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hyundai, Genesis 2.0T | $100 | $2380 | $2480 | $2230 | $2330 | $150 |
| Chevrolet, Camaro LT | $400 | $2240 | $2640 | $2140 | $2540 | $100 |
| Ford, Explorer | $200 | $2210 | $2410 | $2090 | $2290 | $120 |
| GMC, Yukon XL 1500 SLT | $700 | $2310 | $2810 | $2160 | $2860 | $-50 |
| Toyota, Sequoia Limited | $500 | $2370 | $2870 | $2200 | $2700 | $170 |