Netarts Auto Insurance Rates, Quotes, Agents & Reviews in OR

Netarts, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Netarts, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Netarts, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Netarts, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Netarts, OR with that of other cities in and around Netarts.

Netarts Rockaway Beach Idaville Garibaldi Oceanside Beaver
Average Insurance Rates $1,452 $1,404 $1,953 $1,420 $1,619 $1,456

Netarts, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Netarts, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Netarts $2,061 $1,741
Oceanside $1,746 $1,475
Idaville $2,012 $1,699
Cape Meares $1,739 $1,469
Tillamook County $1,372 $1,159
Garibaldi $1,449 $1,224
Beaver $1,391 $1,175
Rockaway Beach $1,568 $1,324

Netarts, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Netarts, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,711
20 Years $1,866
30 Years $1,437
40 Years $1,383
50 Years $1,280
60 Years $1,298
70 Years $1,511

Netarts, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Netarts, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,497 $407
3 Vehicles $3,746 $610
4 Vehicles $4,995 $813

Savings on 2 Vehicles bundle:$407

Savings on 3 Vehicles bundle:$610

Savings on 4 Vehicles bundle:$813

Netarts, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Netarts, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Netarts $1,452 $2,172
Oceanside $1,619 $2,422
Idaville $1,953 $2,922
Cape Meares $1,474 $2,205
Tillamook County $1,440 $2,154
Garibaldi $1,420 $2,124
Beaver $1,456 $2,178
Rockaway Beach $1,404 $2,100

Netarts, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,246
Excellent (740-799) $1,422
Good (670-739) $1,513
Average (580-669) $1,974
Poor (300-579) $2,368

Netarts, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dave Hollandsworth State Farm 1808 2nd St, Tillamook, 97141-2209 503-842-2771
Chelsea Garza Farmers 1425 SE Tualatin Valley Hwy Ste 1, Hillsboro, 97123 (971) 371-7124
Jeannine Murrell Farmers 195 N Adair Ste F, Cornelius, 97113 (503) 359-4939
Susan Schibel State Farm 2911 Portland Rd Ste A, Newberg, 97132-1973 503-538-3159
Bunny Girt State Farm 1229 N Adair St, Cornelius, 97113 503-357-3131
Wall Insurance Liberty Mutual Independent 526 MAIN ST, DALLAS, 97338 (503) 623-8161
Jeff Hurliman & Tony Veltri Ins Services Liberty Mutual Independent 1700 4Th Street, Tillamook, 97141 None
Risc None 855 Ne 25Th Ave, Hillsboro, 97124 None
Mitch Ratzlaff State Farm 289 E Ellendale Ave Ste 603, Dallas, 97338-1570 503-623-5875

Netarts, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,516
Driver's Failure In Showing Documents +$141 $1,593
Driving With An Expired Registration +$150 $1,602
Driving At A Considerably Slow Pace +$315 $1,767
Using A Cellphone While Driving +$333 $1,785
Running A Red Light +$338 $1,790
Speeding +$356 $1,808
Driving A Vehicle Without The Required Permission +$452 $1,904
Driving With An Expired/Suspended License +$979 $2,431

Netarts, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,394
Active Disabling Device $1,394
Tracking Device $1,365
Passive Disabling Device $1,350