New Haven Auto Insurance Rates, Quotes, Agents & Reviews in VT

New Haven, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in New Haven, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in New Haven, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


New Haven, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in New Haven, VT with that of other cities in and around New Haven.

New Haven Bristol Weybridge Monkton Waltham Addison County
Average Insurance Rates $1,112 $1,099 $1,141 $1,114 $1,105 $1,028

New Haven, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around New Haven, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
New Haven $1,781 $1,504
Waltham $1,640 $1,385
Addison County $1,360 $1,148
Weybridge $1,740 $1,469
Bristol $1,733 $1,464
Vergennes $1,523 $1,287
Middlebury $1,491 $1,260
Monkton $1,406 $1,188

New Haven, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in New Haven, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,608
20 Years $1,429
30 Years $1,101
40 Years $1,059
50 Years $981
60 Years $994
70 Years $1,157

New Haven, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in New Haven, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,957 $267
3 Vehicles $2,936 $400
4 Vehicles $3,914 $534

Savings on 2 Vehicles bundle:$267

Savings on 3 Vehicles bundle:$400

Savings on 4 Vehicles bundle:$534


New Haven, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around New Haven, VT.

Location Average Insurance Cost Post DUI Insurance Rate
New Haven $1,112 $2,298
Waltham $1,105 $2,283
Addison County $1,028 $2,124
Weybridge $1,141 $2,358
Bristol $1,099 $2,271
Vergennes $1,097 $2,267
Middlebury $1,112 $2,298
Monkton $1,114 $2,302

New Haven, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $954
Excellent (740-799) $1,089
Good (670-739) $1,159
Average (580-669) $1,512
Poor (300-579) $1,814

New Haven, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Soriano State Farm 211 Maple St Ste 27C, Middlebury, 05753-1147 802-388-3276
Gaines Insurance Agency None 154 Monkton Rd , Vergennes, 5491 None
Mackey Insurance None Marble Works Office Bldg Marble Works Office Bldg, Middlebury, 5753 None
Ui Insurance Services None P.O. Box 7080, Middlebury, 5753 None
Laberge Insurance Agency None P.O. Box 628, Middlebury, 5753 None
Insuranceworks None 2562 Route 22A, Bridport, 5734 None
Nfp Property & Casualty Services Liberty Mutual Independent 74 DEPOT ST, POULTNEY, 5764 (802) 287-2324

New Haven, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,161
Driver's Failure In Showing Documents +$108 $1,220
Driving With An Expired Registration +$115 $1,227
Driving At A Considerably Slow Pace +$241 $1,353
Using A Cellphone While Driving +$255 $1,367
Running A Red Light +$259 $1,371
Speeding +$272 $1,384
Driving A Vehicle Without The Required Permission +$346 $1,458
Driving With An Expired/Suspended License +$749 $1,861

New Haven, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,068
Active Disabling Device $1,068
Tracking Device $1,045
Passive Disabling Device $1,034