New Hope Auto Insurance Rates, Quotes, Agents & Reviews in TN

New Hope, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in New Hope, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in New Hope, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


New Hope, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in New Hope, TN with that of other cities in and around New Hope.

New Hope Jasper Bridgeport Sand Mountain Kimball Orme
Average Insurance Rates $1,421 $1,443 $1,428 $1,589 $1,457 $1,366

New Hope, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around New Hope, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
New Hope $1,040 $879
South Pittsburg $1,366 $1,154
Kimball $1,449 $1,224
Jasper $1,091 $921
Bridgeport $2,138 $1,806
Orme $1,210 $1,022
Sand Mountain $1,423 $1,202
Marion County $1,469 $1,241

New Hope, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in New Hope, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,611
20 Years $1,826
30 Years $1,406
40 Years $1,353
50 Years $1,253
60 Years $1,270
70 Years $1,479

New Hope, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in New Hope, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,473 $369
3 Vehicles $3,709 $554
4 Vehicles $4,945 $739

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$554

Savings on 4 Vehicles bundle:$739


New Hope, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around New Hope, TN.

Location Average Insurance Cost Post DUI Insurance Rate
New Hope $1,421 $2,546
South Pittsburg $1,405 $2,517
Kimball $1,457 $2,610
Jasper $1,443 $2,585
Bridgeport $1,428 $2,532
Orme $1,366 $2,447
Sand Mountain $1,589 $2,905
Marion County $1,426 $2,555

New Hope, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,219
Excellent (740-799) $1,392
Good (670-739) $1,481
Average (580-669) $1,932
Poor (300-579) $2,318

New Hope, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
First Volunteer Ins Agcy Travelers 105 BETSY PACK DR, JASPER, 37347 423-668-4888
Shawn Stiger Liberty Mutual 1206 Pointe Center Drive Suite 170, Chattanooga, 37421 1-423-894-1237
River City Insurance Erie 3320 Dayton Blvd, Chattanooga, 37415 None
Insurity Group Llc Liberty Mutual Independent 6148 LEE HWY STE 206, CHATTANOOGA, 37421 423-424-4637
Michael Livingston Farmers 7030 Lee Hwy Ste 102, Chattanooga, 37421 (423) 664-2856
Russ Hood Insurance None 4139 Main Street, Jasper, 37347 None
Associated Insurance Agency Inc. None 1402 Altamaha St Chattanooga, East Ridge, 37412 None
Ladd And Associates None 5512 Ringgold Road, Suite 104 Chattanooga, East Ridge, 37412 None
Dorothy L. Grisham Allstate 6150 Shallowford Rd Ste 103, Chattanooga, 37421 (423) 899-6161

New Hope, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,484
Driver's Failure In Showing Documents +$138 $1,559
Driving With An Expired Registration +$146 $1,567
Driving At A Considerably Slow Pace +$308 $1,729
Using A Cellphone While Driving +$325 $1,746
Running A Red Light +$331 $1,752
Speeding +$348 $1,769
Driving A Vehicle Without The Required Permission +$442 $1,863
Driving With An Expired/Suspended License +$958 $2,379

New Hope, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,364
Active Disabling Device $1,364
Tracking Device $1,336
Passive Disabling Device $1,322