New Orleans, LA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in New Orleans, LA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in New Orleans, LA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- New Orleans, LA Auto Insurance Rates
- New Orleans, LA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in New Orleans, LA
- Multi Vehicle Insurance Savings in New Orleans, LA
- How Credit Score Affects Car Insurance Rates in New Orleans, LA
- How DUI Affects Auto Insurance Premiums in New Orleans, LA
- Top Auto Insurance Agents Near New Orleans, LA
- How Driving Violations Affect Auto Insurance Rates in New Orleans, LA
- New Orleans, LA Auto Insurance Discounts on Anti Theft Feature
- New Orleans, LA Auto Insurance Company Reviews
New Orleans, LA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in New Orleans, LA with that of other cities in and around New Orleans.
| New Orleans | Violet | Terrytown | Meraux | Gretna | Chalmette | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,546 | $2,423 | $2,471 | $2,474 | $2,485 | $2,443 |
New Orleans, LA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around New Orleans, LA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Orleans | $1,352 | $1,142 |
| New Orleans | $1,947 | $1,644 |
| Arabi | $1,092 | $922 |
| Chalmette | $1,215 | $1,027 |
| Meraux | $2,879 | $2,432 |
| Violet | $1,447 | $1,222 |
| Terrytown | $1,653 | $1,396 |
| Gretna | $2,024 | $1,710 |
New Orleans, LA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in New Orleans, LA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $8,261 |
| 20 Years | $3,271 |
| 30 Years | $2,520 |
| 40 Years | $2,424 |
| 50 Years | $2,245 |
| 60 Years | $2,276 |
| 70 Years | $2,650 |
New Orleans, LA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in New Orleans, LA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $4,328 | $764 |
| 3 Vehicles | $6,492 | $1,146 |
| 4 Vehicles | $8,656 | $1,528 |
Savings on 2 Vehicles bundle:$764
Savings on 3 Vehicles bundle:$1,146
Savings on 4 Vehicles bundle:$1,528
New Orleans, LA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around New Orleans, LA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Orleans | $1,890 | $2,620 |
| New Orleans | $2,546 | $3,529 |
| Arabi | $2,441 | $3,383 |
| Chalmette | $2,443 | $3,386 |
| Meraux | $2,474 | $3,429 |
| Violet | $2,423 | $3,358 |
| Terrytown | $2,471 | $3,425 |
| Gretna | $2,485 | $3,444 |
New Orleans, LA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $2,184 |
| Excellent (740-799) | $2,493 |
| Good (670-739) | $2,653 |
| Average (580-669) | $3,461 |
| Poor (300-579) | $4,153 |
New Orleans, LA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Derek Morel | State Farm | 5555 Bullard Ave Ste 104, New Orleans, 70128-3457 | 504-247-9241 |
| Cindi Meyer | State Farm | 1002 W Judge Perez Dr, Chalmette, 70043-4793 | 504-252-9800 |
| John Riley | Allstate | 8080 Crowder Blvd Ste E, New Orleans, 70127 | (504) 708-1544 |
| Reggie Glass | State Farm | 3800 Elysian Flds Ave, New Orleans, 70122-4565 | 504-944-4444 |
| Reggie Glass | State Farm | 3800 Elysian Flds Ave, New Orleans, 70122-4565 | 504-944-4444 |
| Rene Manfre | Allstate | 13040 I 10 Service Rd, New Orleans, 70128 | (504) 218-1586 |
| Irshad Rahman | Allstate | 6600 Plaza Dr Ste 206, New Orleans, 70127 | (504) 244-0095 |
| Ben Guillory | State Farm | 4111 Franklin Ave, New Orleans, 70122-6007 | 504-943-4055 |
| Ben Guillory | State Farm | 4111 Franklin Ave, New Orleans, 70122-6007 | 504-943-4055 |
| Ben Guillory | State Farm | 4111 Franklin Ave, New Orleans, 70122-6007 | 504-943-4055 |
New Orleans, LA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$112 | $2,658 |
| Driver's Failure In Showing Documents | +$247 | $2,793 |
| Driving With An Expired Registration | +$262 | $2,808 |
| Driving At A Considerably Slow Pace | +$552 | $3,098 |
| Using A Cellphone While Driving | +$583 | $3,129 |
| Running A Red Light | +$593 | $3,139 |
| Speeding | +$624 | $3,170 |
| Driving A Vehicle Without The Required Permission | +$792 | $3,338 |
| Driving With An Expired/Suspended License | +$1,716 | $4,262 |
New Orleans, LA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,444 |
| Active Disabling Device | $2,444 |
| Tracking Device | $2,393 |
| Passive Disabling Device | $2,368 |
Latest Auto Insurance Reviews in New Orleans, LA | Back to Top
State FarmThe overall deductible I feel is average. I do not like that we have a $250 deductible to fix a rock chip in the windshield when other companies provide this as a complimentary service.
Progressivei wood like to refer the friends and relative to join the insurance company
State FarmAs this is the same as the house insurance the rates are on par if not better than everyone else's. I have zero complaints here.
State FarmPremiums and Deductibles from State farm are more expensive than the rest but they make up for it by being one of the most popular companies.
State FarmI really don't have any complaints about the company. I am a long time customer and haven't had any major issues.
Liberty MutualI never hear from my insurance company unless it's to send me my bill. Their communication is poor.
AllstateI really like my local insurance agent and being able to reach out to them instead of calling an 800 number. They also have a very useful and easy to use app. The cost is average but better than our old company with more services available.
ProgressiveI pay much less with this company. I'm confident I can pay even less and think they will help with my policy adjustments.
ProgressiveThe customer service at this company is great. I can call anytime with questions. One point in time a customer service rep spend about an hour with me checking to see what kind of discounts I might receive and offered my suggestions on ways I could lower my bill and what facts help to figure my current payments.
ProgressiveMy insurance seems to keep increasing, although my driving record is still without any problems. Compared to someone like State Farm I have a better rate, although going with someone like Geico or a lower level insurance company my premiums might be less, but the coverage seems more questionable. I like the middle of the road. The safer path.