New Orleans, LA Auto Insurance Rates
New Orleans, LA residents can save $1360 by comparing multiple quotes & reading reviews & research on New Orleans car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1886 | $3390 | $5878 |
Latest Auto Insurance Reviews in New Orleans, Louisiana
Premiums and Deductibles from State farm are more expensive than the rest but they make up for it by being one of the most popular companies.
I really don't have any complaints about the company. I am a long time customer and haven't had any major issues.
I never hear from my insurance company unless it's to send me my bill. Their communication is poor.
I really like my local insurance agent and being able to reach out to them instead of calling an 800 number. They also have a very useful and easy to use app. The cost is average but better than our old company with more services available.
I pay much less with this company. I'm confident I can pay even less and think they will help with my policy adjustments.
The customer service at this company is great. I can call anytime with questions. One point in time a customer service rep spend about an hour with me checking to see what kind of discounts I might receive and offered my suggestions on ways I could lower my bill and what facts help to figure my current payments.
My insurance seems to keep increasing, although my driving record is still without any problems. Compared to someone like State Farm I have a better rate, although going with someone like Geico or a lower level insurance company my premiums might be less, but the coverage seems more questionable. I like the middle of the road. The safer path.
- Single 21 Years old Male licensed 3 years ago with Own Mitsubishi Lancer ES used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- high school education & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
New Orleans Car Insurance Rate Comparisons
New Orleans, LA's average car insurance of $3390 differs from Eden Isle, LA (+$230), Timberlane, LA (-$1090), Poydras, LA (+$80) and Louisiana (-$691)
| New Orleans | Eden Isle, LA | Timberlane, LA | Poydras, LA | Louisiana | |
| Median Insurance Rates | $3390 | +$230 | -$1090 | +$80 | -$691 |
New Orleans Car Insurance Savings By Neighborhood & Street Area
| New Orleans Driver Street Residence & Car Locations | Car Details in New Orleans | New Orleans Driver Demographics | New Orleans Auto Insurance Estimates | Recent New Orleans Insurance Savings |
|---|---|---|---|---|
| Little Woods | ||||
| Forum Blvd | 2004 Audi A4 3.0 quattro | 19 year teenager | $8473 | $753 |
| Sun St | 2005 Buick Rendezvous CX | 36 year married man | $3875 | $439 |
| Gentilly Woods | ||||
| Lipsey St | 2008 Acura TSX Base | 28 year married woman | $2806 | $663 |
| Gaines St | 2012 Honda Civic LX | 22 year man | $4067 | $532 |
| Greenville | ||||
| McAlister Pl | 2011 Hyundai Sonata GLS | 84 year female senior | $3982 | $507 |
| McAlister Dr | 2007 Jeep Grand Cherokee Overland | 16 year male teenager | $7129 | $907 |
| Idlewood | ||||
| Waterford Blvd | 2009 Ford Fusion V6 SEL | 48 year woman | $2794 | $433 |
| Parkwood Ct E | 2005 Chevrolet Silverado 2500HD Work Truck | 79 year male senior | $3958 | $332 |
| West Lake | ||||
| Arbor Dr | 2010 Toyota Prius III | 19 year female teenager | $6711 | $440 |
| Thornley Dr | 2011 Lincoln MKZ Base | 63 year senior | $4247 | $417 |
New Orleans Post DUI Car Insurance Rates
| New Orleans | Eden Isle | Lacombe | Poydras | Louisiana | |
| Median Post DUI Insurance Rate | $6305 | +$428 | -$2027 | +$149 | -$1285 |
| Male Teenager Post DUI Insurance Rate | $16518 | +$1122 | -$5310 | +$391 | -$3366 |
| Female Teenager Post DUI Insurance Rate | $14439 | +$978 | -$4643 | +$340 | -$2945 |
The Post DUI insurance in New Orleans, LA's is $6305 compared to Eden Isle (+$428), Lacombe (-$2027), Poydras (+$149) and Louisiana (-$1285)
In New Orleans, a male teenager with Post DUI pays $2079 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Acura TSX Base in New Orleans, LA would pay $14707 on auto insurance while a female teenager POST DUI would pay $12854.
New Orleans Car Insurance by Segment
New Orleans Teenagers Car Insurance Rates Comparison
23191 New Orleans Teenagers (6% of total population), 49% Male & 51% Female.
| New Orleans | Lacombe | Bridge City | Terrytown | Louisiana | |
| All Teenagers | $8237 | -$2648 | -$73 | -$2721 | -$1679 |
| Male Teenager | $8881 | -$2855 | -$78 | -$2934 | -$1810 |
| Female Teenager | $7763 | -$2496 | -$69 | -$2565 | -$1583 |
New Orleans teenagers pay $8237 in insurance in contrast with Lacombe (-$2648), Bridge City (-$73), Terrytown (-$2721) and Louisiana (-$1679). The difference between Male & Female teenagers in New Orleans is $1118
Example
- 2011 Kia Sorento LX Male Teenager Insurance Rate $7346
- 2012 Dodge Journey SXT Female Teenager Insurance Rate $6851
New Orleans Men & Women Car Insurance
341407 New Orleans Adults (100% of total population), 48% Men & 52% Women.
| New Orleans | Westwego | Eden Isle | Chalmette | Louisiana | |
| All Women | $3254 | -$509 | +$221 | -$490 | -$663 |
| Married Women | $3152 | -$493 | +$214 | -$474 | -$642 |
| All Men | $4949 | -$774 | +$336 | -$745 | -$1009 |
| Married Men | $4712 | -$737 | +$319 | -$709 | -$961 |
The typical insurance rate of $4949 that New Orleans Men pay varies from Westwego (-$774), Eden Isle (+$336), Chalmette (-$745) and Louisiana (-$1009). In New Orleans, married men pay $1560 more than married women.
Example
- 2013 Nissan Rogue S Married Men Insurance Rate $3986
- 2013 Volkswagen Jetta GLI PZEV Married Women Insurance Rate $4133
New Orleans Senior Car Insurance
57768 New Orleans Seniors (16% of total population), 43% Senior Men & 57% Senior Women.
| New Orleans | Terrytown | Timberlane | Marrero | Louisiana | |
| All Seniors | $4474 | -$1478 | -$1438 | -$752 | -$912 |
| Senior Men | $4407 | -$1456 | -$1417 | -$741 | -$899 |
| Senior Women | $4542 | -$1501 | -$1460 | -$764 | -$926 |
New Orleans seniors pay $4474 in insurance compared to Terrytown (-$1478), Timberlane (-$1438), Marrero (-$752) and Louisiana (-$912). In New Orleans, senior men pay $135 less than senior women.
New Orleans Car Insurance Discounts for Multiple Vehicles
New Orleans Population with 1 Vehicle 65273 (45% of New Orleans population), 2 Vehicles 39338 (27% of the New Orleans population) and 3 vehicles 9925 (7% of the population)
| New Orleans | Bridge City | Marrero | Arabi | Louisiana | |
| 2 Vehicles | $6441 | -$57 | -$1083 | -$1482 | -$1312 |
| 3 Vehicles | $9831 | -$87 | -$1653 | -$2262 | -$2003 |
| 4 Vehicles | $13221 | -$117 | -$2223 | -$3042 | -$2694 |
New Orleans Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Flex SEL | $100 | $3770 | $3870 | $3530 | $3630 | $240 |
| Suzuki, Kizashi SE | $1000 | $3420 | $3920 | $3260 | $4260 | $-340 |
| Infiniti, G37 X | $200 | $3960 | $4160 | $3750 | $3950 | $210 |
| Kia, Forte Koup EX | $400 | $3540 | $3940 | $3310 | $3710 | $230 |
| Suzuki, Kizashi SE | $300 | $3530 | $3830 | $3340 | $3640 | $190 |