New Orleans Auto Insurance Rates, Quotes, Agents & Reviews in LA

New Orleans, LA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in New Orleans, LA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in New Orleans, LA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


New Orleans, LA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in New Orleans, LA with that of other cities in and around New Orleans.

New Orleans Violet Terrytown Meraux Gretna Chalmette
Average Insurance Rates $2,546 $2,423 $2,471 $2,474 $2,485 $2,443

New Orleans, LA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around New Orleans, LA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Orleans $1,352 $1,142
New Orleans $1,947 $1,644
Arabi $1,092 $922
Chalmette $1,215 $1,027
Meraux $2,879 $2,432
Violet $1,447 $1,222
Terrytown $1,653 $1,396
Gretna $2,024 $1,710

New Orleans, LA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in New Orleans, LA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $8,261
20 Years $3,271
30 Years $2,520
40 Years $2,424
50 Years $2,245
60 Years $2,276
70 Years $2,650

New Orleans, LA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in New Orleans, LA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,328 $764
3 Vehicles $6,492 $1,146
4 Vehicles $8,656 $1,528

Savings on 2 Vehicles bundle:$764

Savings on 3 Vehicles bundle:$1,146

Savings on 4 Vehicles bundle:$1,528


New Orleans, LA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around New Orleans, LA.

Location Average Insurance Cost Post DUI Insurance Rate
Orleans $1,890 $2,620
New Orleans $2,546 $3,529
Arabi $2,441 $3,383
Chalmette $2,443 $3,386
Meraux $2,474 $3,429
Violet $2,423 $3,358
Terrytown $2,471 $3,425
Gretna $2,485 $3,444

New Orleans, LA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,184
Excellent (740-799) $2,493
Good (670-739) $2,653
Average (580-669) $3,461
Poor (300-579) $4,153

New Orleans, LA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Derek Morel State Farm 5555 Bullard Ave Ste 104, New Orleans, 70128-3457 504-247-9241
Cindi Meyer State Farm 1002 W Judge Perez Dr, Chalmette, 70043-4793 504-252-9800
John Riley Allstate 8080 Crowder Blvd Ste E, New Orleans, 70127 (504) 708-1544
Reggie Glass State Farm 3800 Elysian Flds Ave, New Orleans, 70122-4565 504-944-4444
Reggie Glass State Farm 3800 Elysian Flds Ave, New Orleans, 70122-4565 504-944-4444
Rene Manfre Allstate 13040 I 10 Service Rd, New Orleans, 70128 (504) 218-1586
Irshad Rahman Allstate 6600 Plaza Dr Ste 206, New Orleans, 70127 (504) 244-0095
Ben Guillory State Farm 4111 Franklin Ave, New Orleans, 70122-6007 504-943-4055
Ben Guillory State Farm 4111 Franklin Ave, New Orleans, 70122-6007 504-943-4055
Ben Guillory State Farm 4111 Franklin Ave, New Orleans, 70122-6007 504-943-4055

New Orleans, LA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$112 $2,658
Driver's Failure In Showing Documents +$247 $2,793
Driving With An Expired Registration +$262 $2,808
Driving At A Considerably Slow Pace +$552 $3,098
Using A Cellphone While Driving +$583 $3,129
Running A Red Light +$593 $3,139
Speeding +$624 $3,170
Driving A Vehicle Without The Required Permission +$792 $3,338
Driving With An Expired/Suspended License +$1,716 $4,262

New Orleans, LA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,444
Active Disabling Device $2,444
Tracking Device $2,393
Passive Disabling Device $2,368

Latest Auto Insurance Reviews in New Orleans, LA | Back to Top

State Farm
The overall deductible I feel is average. I do not like that we have a $250 deductible to fix a rock chip in the windshield when other companies provide this as a complimentary service.
Progressive
i wood like to refer the friends and relative to join the insurance company
State Farm
As this is the same as the house insurance the rates are on par if not better than everyone else's. I have zero complaints here.
State Farm
Premiums and Deductibles from State farm are more expensive than the rest but they make up for it by being one of the most popular companies.
State Farm
I really don't have any complaints about the company. I am a long time customer and haven't had any major issues.
Liberty Mutual
I never hear from my insurance company unless it's to send me my bill. Their communication is poor.
Allstate
I really like my local insurance agent and being able to reach out to them instead of calling an 800 number. They also have a very useful and easy to use app. The cost is average but better than our old company with more services available.
Progressive
I pay much less with this company. I'm confident I can pay even less and think they will help with my policy adjustments.
Progressive
The customer service at this company is great. I can call anytime with questions. One point in time a customer service rep spend about an hour with me checking to see what kind of discounts I might receive and offered my suggestions on ways I could lower my bill and what facts help to figure my current payments.
Progressive
My insurance seems to keep increasing, although my driving record is still without any problems. Compared to someone like State Farm I have a better rate, although going with someone like Geico or a lower level insurance company my premiums might be less, but the coverage seems more questionable. I like the middle of the road. The safer path.