New Salem Auto Insurance Rates, Quotes, Agents & Reviews in PA

New Salem, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in New Salem, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in New Salem, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


New Salem, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in New Salem, PA with that of other cities in and around New Salem.

New Salem York County West Manchester North Codorus West York Seven Valleys
Average Insurance Rates $1,453 $1,440 $1,431 $1,447 $1,384 $1,426

New Salem, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around New Salem, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
New Salem $1,340 $1,132
West Manchester $2,208 $1,865
North Codorus $1,490 $1,259
York County $983 $830
Seven Valleys $1,245 $1,052
West York $1,970 $1,664
Spring Grove $942 $796
Grantley $1,327 $1,121

New Salem, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in New Salem, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,715
20 Years $1,867
30 Years $1,438
40 Years $1,384
50 Years $1,281
60 Years $1,299
70 Years $1,512

New Salem, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in New Salem, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,557 $349
3 Vehicles $3,836 $523
4 Vehicles $5,115 $697

Savings on 2 Vehicles bundle:$349

Savings on 3 Vehicles bundle:$523

Savings on 4 Vehicles bundle:$697


New Salem, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around New Salem, PA.

Location Average Insurance Cost Post DUI Insurance Rate
New Salem $1,453 $2,287
West Manchester $1,431 $2,253
North Codorus $1,447 $2,278
York County $1,440 $2,267
Seven Valleys $1,426 $2,245
West York $1,384 $2,179
Spring Grove $1,434 $2,257
Grantley $1,482 $2,333

New Salem, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,247
Excellent (740-799) $1,423
Good (670-739) $1,514
Average (580-669) $1,975
Poor (300-579) $2,370

New Salem, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gentzler & Smith Associates Inc Travelers 2533 S QUEEN ST OLD TOLLGATE VILLAGE, YORK, 17402 717-741-0965
Collens Wagner Agency Inc Liberty Mutual Independent 2900 EASTERN BLVD, YORK, 17402 717-757-4633
The Weekley Agency Inc Nationwide 2709 W Market St, York, 17404 (717) 650-1053
John Bosserman Allstate 1826 N Susquehanna Trl, York, 17404 (717) 845-4011
Aaa Southern Pa Insurance Agency, Inc. None 2840 Eastern Blvd , York, 17402 None
H N Fishel & Associates Inc Liberty Mutual Independent 32 N MAIN ST, RED LION, 17356 (717) 244-7681
Farmers Fire Insurance Agency Inc None 2875 Eastern Blvd , York, 17402 None
Beiler Insurance Agency Inc Liberty Mutual Independent 5406 Lincoln Hwy, GAP, 17527 (717) 442-9234
Kocman Insurance Group Travelers 3217 E MARKET ST, YORK, 17402 717-854-0300
Connie Bozovich State Farm 1131 Gap Newport Pike, Cochranville, 19330-1017 610-593-7100

New Salem, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,517
Driver's Failure In Showing Documents +$141 $1,594
Driving With An Expired Registration +$150 $1,603
Driving At A Considerably Slow Pace +$315 $1,768
Using A Cellphone While Driving +$333 $1,786
Running A Red Light +$339 $1,792
Speeding +$356 $1,809
Driving A Vehicle Without The Required Permission +$452 $1,905
Driving With An Expired/Suspended License +$979 $2,432

New Salem, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,395
Active Disabling Device $1,395
Tracking Device $1,366
Passive Disabling Device $1,351