New Windsor Auto Insurance Rates, Quotes, Agents & Reviews in MD

New Windsor, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in New Windsor, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in New Windsor, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


New Windsor, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in New Windsor, MD with that of other cities in and around New Windsor.

New Windsor Woodsboro Mount Airy Westminster Union Bridge Libertytown
Average Insurance Rates $1,369 $1,395 $1,418 $1,362 $1,338 $1,377

New Windsor, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around New Windsor, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
New Windsor $1,268 $1,071
Union Bridge $1,117 $943
Carroll County $1,338 $1,130
Westminster $1,377 $1,163
Taneytown $1,600 $1,351
Libertytown $3,446 $2,911
Woodsboro $1,475 $1,246
Mount Airy $1,915 $1,617

New Windsor, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in New Windsor, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,442
20 Years $1,759
30 Years $1,355
40 Years $1,304
50 Years $1,207
60 Years $1,224
70 Years $1,425

New Windsor, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in New Windsor, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,327 $411
3 Vehicles $3,491 $616
4 Vehicles $4,655 $821

Savings on 2 Vehicles bundle:$411

Savings on 3 Vehicles bundle:$616

Savings on 4 Vehicles bundle:$821


New Windsor, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around New Windsor, MD.

Location Average Insurance Cost Post DUI Insurance Rate
New Windsor $1,369 $2,183
Union Bridge $1,338 $2,133
Carroll County $1,402 $2,235
Westminster $1,362 $2,172
Taneytown $1,364 $2,175
Libertytown $1,377 $2,195
Woodsboro $1,395 $2,224
Mount Airy $1,418 $2,261

New Windsor, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,341
Good (670-739) $1,427
Average (580-669) $1,861
Poor (300-579) $2,233

New Windsor, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Samuel C Hoff Agcy None 166 E Main St, Westminster, 21157 None
Tim Hopkins State Farm 510 Old Wstmnstr Pike, Westminster, 21157-6224 410-848-7333
Billingslea Insurance & Real Estate Inc Travelers 187 E Main St, Westminster, 21157 None
Bruce Culver State Farm 108 E Main St Unit 1, Westminster, 21157-5332 410-848-0606
Young Insurance & Financial Inc Nationwide 601 Jermor Lane STE C, Westminster, 21157 (410) 848-9500
Nick Feurer Allstate 748 Old Baltimore Rd, Westminster, 21157 (410) 840-8500

New Windsor, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,429
Driver's Failure In Showing Documents +$133 $1,502
Driving With An Expired Registration +$141 $1,510
Driving At A Considerably Slow Pace +$297 $1,666
Using A Cellphone While Driving +$314 $1,683
Running A Red Light +$319 $1,688
Speeding +$335 $1,704
Driving A Vehicle Without The Required Permission +$426 $1,795
Driving With An Expired/Suspended License +$923 $2,292

New Windsor, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,314
Active Disabling Device $1,314
Tracking Device $1,287
Passive Disabling Device $1,273