New York Car Insurance Rates, Quotes & Agents Reviews & Research
New York Auto Insurance Rates
Below are the minimum, average and maximum insurance rate estimates for neighbourhoods in and around New York, NY.
Recent Savings From Top Providers in New York
Compare Auto Insurance Companies in New York
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New York Auto Insurance Requirements
Minimum limits of liability for auto insurance in New York as per NY State Laws
Bodily Injury Liability
- $25,000 for death/injury of any one person, per accident.
- $50,000 for all persons per accident.
Property Damage Liability
- $10,000 per accident.
New York Car Insurance Average Rates by Make
In addition to the location, one key factor that contributes to the insurance rates in New York is the vehicle's make and model. Especially the vehicle's theft rates in New York
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Latest Auto Insurance Reviews in New York
$54 for 1 Month
This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help you when you need something. This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help you when you need something.
I'm a 42-year old married father of a 22 year old son that lives in Chenango Forks, New York. I've been insured with Progressive for almost ten years now and I couldn't be happier with them. I received a very competitive rate even though I had some tickets on my record and even though my wife was involved in an accident just a few days after I bought my coverage I never had any issues having her medical bills covered. As for my personal information, I insure two cars with full coverage and rather high liability limits as I'm a home owner. I'm married and my one-way commute is about 18 miles. I know that I saved money when I switched to Progressive but honestly it was so long ago I don't remember how much. I bought my policy online and don't have a specific agent and if I had to rate Progressive on a 1-5 scale they're easily a 5.
I like my insurance for what it is worth. I liked Farmers insurance a lot more, but when I moved to New York I was not able to stay with Farmers insurance. I had to switch so I switched to their partner business. I don't like that they charge me extra money monthly because I auto pay for my renters insurance. I like the company because they are always there to talk to me when I have a question. The one thing that I do not like is that they told me that they were going to call me back and they did not one time.
I pay $433 for six months of full coverage on two vehicles. I pay four monthly payments and then the last two months I don't have payments. I have a pretty clean record I haven't had a ticket in almost five years and I have never been in an accident. The cars covered are my 2008 BMW 335i and my wife's 2009 Honda Odyssey. I'm 33 years old and my wife is 29 we are the primary drivers and are married. I drive daily but my commute is on my 4.5 miles each way. We have full coverage including gap coverage. I have had geico since I got my own insurance and I used it because they offered great discounts because I was a student and now because I'm a government employee. I chose them because with the discounts it gave me the lowest rate by far at the time and I believe in loyalty so I haven't even shopped around ever. I do also hame my home owners insurance through them as is added another discount and the total package was a great deal.
I've been nothing but happy with Progressive since the day I purchased the insurance in 2004. My first contact with them was barely ten days after I purchased the policy when my wife was involved in an accident (someone ran a stop-sign and hit her) and even though I had just joined them they didn't give me any problems at all processing the claim; all of her bills were promptly paid and all of her claims for lost wages were processed and paid very quickly. Due to the amount of time I've been with them I now get loyalty rewards (for example, I can have an accident forgiven so there's no surcharge). I pay roughly $900 for six months of coverage (I pay monthly) and that's for 100/300 liability, comp/collision on two cars and a 22-year old driver (my son). I'm 42, married and own a home and drive about 40 miles per day.