Newark, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Newark, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Newark, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Newark, CA Auto Insurance Rates
- Newark, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Newark, CA
- Multi Vehicle Insurance Savings in Newark, CA
- How Credit Score Affects Car Insurance Rates in Newark, CA
- How DUI Affects Auto Insurance Premiums in Newark, CA
- Top Auto Insurance Agents Near Newark, CA
- How Driving Violations Affect Auto Insurance Rates in Newark, CA
- Newark, CA Auto Insurance Discounts on Anti Theft Feature
- Newark, CA Auto Insurance Company Reviews
Newark, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Newark, CA with that of other cities in and around Newark.
Newark | Mountain View | Fremont | Sunnyvale | Union City | Menlo Park | |
---|---|---|---|---|---|---|
Average Insurance Rates | $1,418 | $1,247 | $1,405 | $1,310 | $1,365 | $1,282 |
Newark, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Newark, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Newark | $1,445 | $1,221 |
Fremont | $2,070 | $1,749 |
East Palo Alto | $2,025 | $1,710 |
Menlo Park | $2,750 | $2,323 |
Union City | $2,012 | $1,699 |
Mountain View | $2,237 | $1,890 |
Sunnyvale | $2,227 | $1,881 |
Milpitas | $2,071 | $1,750 |
Newark, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Newark, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $4,601 |
20 Years | $1,822 |
30 Years | $1,403 |
40 Years | $1,350 |
50 Years | $1,250 |
60 Years | $1,268 |
70 Years | $1,476 |
Newark, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Newark, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $2,467 | $369 |
3 Vehicles | $3,701 | $553 |
4 Vehicles | $4,935 | $737 |

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$553

Savings on 4 Vehicles bundle:$737
Newark, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newark, CA.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Newark | $1,418 | $3,491 |
Fremont | $1,405 | $3,459 |
East Palo Alto | $1,966 | $4,841 |
Menlo Park | $1,282 | $3,157 |
Union City | $1,365 | $3,361 |
Mountain View | $1,247 | $3,070 |
Sunnyvale | $1,310 | $3,225 |
Milpitas | $1,366 | $3,363 |
Newark, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $1,217 |
Excellent (740-799) | $1,389 |
Good (670-739) | $1,478 |
Average (580-669) | $1,928 |
Poor (300-579) | $2,313 |
Newark, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
Thang Vo | State Farm | 391 Jacklin Rd, Milpitas, 95035-3225 | 408-273-8789 |
Peter Kuo | Farmers | 1292 Kifer Rd Ste 802, Sunnyvale, 94086 | (408) 738-8803 |
Ray J. Rodriguez | Allstate | 6657 Thornton Ave, Newark, 94560 | (510) 794-7997 |
Winchester Insurance Agency-Fremont, Inc. Dba Armor & Associates | None | 39159 Paseo Padre Pkwy 39159 Paseo Padre Pkwy, Fremont, 94538 | None |
Harold Lorber | Allstate | 467 Hamilton Ave Ste 24, Palo Alto, 94301 | (650) 322-5191 |
Kelly Q | State Farm | 4620 Fortran Dr Ste 203, San Jose, 95134-2322 | 408-935-9355 |
Lynette Fraga-Weems | State Farm | 43433 Mission Blvd Ste 101, Fremont, 94539-5830 | 510-490-0661 |
Sarah Prieto-Landeck | Farmers | 1731 Embarcadero Rd Ste 212, Palo Alto, 94303 | (650) 856-8002 |
Allmart Ins Agencies | Liberty Mutual Independent | 31080 UNION CITY BLVD STE 109, UNION CITY, 94587 | (510) 429-6700 |
Insurance By Allied Brokers | Travelers | 630 COWPER ST, PALO ALTO, 94301 | 650-328-1000 |
Newark, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$62 | $1,480 |
Driver's Failure In Showing Documents | +$138 | $1,556 |
Driving With An Expired Registration | +$146 | $1,564 |
Driving At A Considerably Slow Pace | +$308 | $1,726 |
Using A Cellphone While Driving | +$325 | $1,743 |
Running A Red Light | +$330 | $1,748 |
Speeding | +$347 | $1,765 |
Driving A Vehicle Without The Required Permission | +$441 | $1,859 |
Driving With An Expired/Suspended License | +$956 | $2,374 |
Newark, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $1,361 |
Active Disabling Device | $1,361 |
Tracking Device | $1,333 |
Passive Disabling Device | $1,319 |
Latest Auto Insurance Reviews in Newark, CA | Back to Top

Deductibles are optional, different levels cost different amounts. As for premium, Wayne Mutual offers the lowest premiums when combined with homeowners insurance.

The premium and deductible amounts of my car insurance are a little better than other companies.

In my opinion, this company compared with others is very honest and I can believe their words and their different offers.