Newark Auto Insurance Rates, Quotes, Agents & Reviews in CA

Newark, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newark, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Newark, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Newark, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newark, CA with that of other cities in and around Newark.

Newark Mountain View Fremont Sunnyvale Union City Menlo Park
Average Insurance Rates $1,418 $1,247 $1,405 $1,310 $1,365 $1,282

Newark, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newark, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Newark $1,445 $1,221
Fremont $2,070 $1,749
East Palo Alto $2,025 $1,710
Menlo Park $2,750 $2,323
Union City $2,012 $1,699
Mountain View $2,237 $1,890
Sunnyvale $2,227 $1,881
Milpitas $2,071 $1,750

Newark, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newark, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,601
20 Years $1,822
30 Years $1,403
40 Years $1,350
50 Years $1,250
60 Years $1,268
70 Years $1,476

Newark, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newark, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,467 $369
3 Vehicles $3,701 $553
4 Vehicles $4,935 $737

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$553

Savings on 4 Vehicles bundle:$737


Newark, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newark, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Newark $1,418 $3,491
Fremont $1,405 $3,459
East Palo Alto $1,966 $4,841
Menlo Park $1,282 $3,157
Union City $1,365 $3,361
Mountain View $1,247 $3,070
Sunnyvale $1,310 $3,225
Milpitas $1,366 $3,363

Newark, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,217
Excellent (740-799) $1,389
Good (670-739) $1,478
Average (580-669) $1,928
Poor (300-579) $2,313

Newark, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Thang Vo State Farm 391 Jacklin Rd, Milpitas, 95035-3225 408-273-8789
Peter Kuo Farmers 1292 Kifer Rd Ste 802, Sunnyvale, 94086 (408) 738-8803
Ray J. Rodriguez Allstate 6657 Thornton Ave, Newark, 94560 (510) 794-7997
Winchester Insurance Agency-Fremont, Inc. Dba Armor & Associates None 39159 Paseo Padre Pkwy 39159 Paseo Padre Pkwy, Fremont, 94538 None
Harold Lorber Allstate 467 Hamilton Ave Ste 24, Palo Alto, 94301 (650) 322-5191
Kelly Q State Farm 4620 Fortran Dr Ste 203, San Jose, 95134-2322 408-935-9355
Lynette Fraga-Weems State Farm 43433 Mission Blvd Ste 101, Fremont, 94539-5830 510-490-0661
Sarah Prieto-Landeck Farmers 1731 Embarcadero Rd Ste 212, Palo Alto, 94303 (650) 856-8002
Allmart Ins Agencies Liberty Mutual Independent 31080 UNION CITY BLVD STE 109, UNION CITY, 94587 (510) 429-6700
Insurance By Allied Brokers Travelers 630 COWPER ST, PALO ALTO, 94301 650-328-1000

Newark, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,480
Driver's Failure In Showing Documents +$138 $1,556
Driving With An Expired Registration +$146 $1,564
Driving At A Considerably Slow Pace +$308 $1,726
Using A Cellphone While Driving +$325 $1,743
Running A Red Light +$330 $1,748
Speeding +$347 $1,765
Driving A Vehicle Without The Required Permission +$441 $1,859
Driving With An Expired/Suspended License +$956 $2,374

Newark, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,361
Active Disabling Device $1,361
Tracking Device $1,333
Passive Disabling Device $1,319

Latest Auto Insurance Reviews in Newark, CA | Back to Top

State Farm
Deductibles are optional, different levels cost different amounts. As for premium, Wayne Mutual offers the lowest premiums when combined with homeowners insurance.
Geico
The premium and deductible amounts of my car insurance are a little better than other companies.
Geico
In my opinion, this company compared with others is very honest and I can believe their words and their different offers.