Newark, DE Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newark, DE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Auto Insurance in Newark, DE, Can be as high as $1,844

The average cost of auto insurance in Newark, DE, is $1,844. It is lower than the insurance price in neighboring places such as Pike Creek Valley, London Britain, and North Star. Several factors can affect the cost of auto insurance in Newark. A thorough comparison of multiple auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.

Some of the factors that could increase the cost of auto insurance are as follows.

Age Group:

The cost of auto insurance depends on the age of the driver. Auto insurance is the cheapest for drivers who are in their fifties and sixties in Newark. Teenagers are considered more risk-prone to accidents and continue to find auto insurance expensive at $3,385.

Driving Violations:

Driving Violations such as driving with an expired license or speeding can also have a severe impact on auto insurance costs in Newark, DE, mainly because it increases the amount of risk being covered by insurers. Speeding or driving with an expired license can prove to be quite expensive. 

Deductibles:

This is one of the most common factors influencing the cost of auto insurance in Newark, DE. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance on a deductible of $500, for a Ford Flex SE is $1,880, and it decreases to $1,740 when the deductible is $1,000.

Credit Score:

A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.” The cost of auto insurance when the credit score is “exceptional” can be quite low.

DUI:

DUIs can prove to be extremely expensive for car owners in almost every city in the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Newark can be as high as $3,537.

Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.

Factors that can influence the cost of car insurance in Newark, DE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Newark, DE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newark, DE with that of other cities in and around Newark.

	Newark	Pike Creek Valley	Upper Christiana	Pike Creek-Central Kirkwood	London Britain	North Star
Average Insurance Rates	$1,844	$1,846	$1,824	$1,840	$1,605	$1,985

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Newark, DE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newark, DE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Newark	$1,554	$1,313
Brookside	$1,543	$1,303
Pike Creek Valley	$1,556	$1,315
Upper Christiana	$2,293	$1,937
North Star	$1,953	$1,650
Pike Creek-Central Kirkwood	$2,129	$1,798
Pike Creek	$1,723	$1,456
London Britain	$1,920	$1,622

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Newark, DE Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newark, DE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$5,983
20 Years	$2,369
30 Years	$1,825
40 Years	$1,756
50 Years	$1,626
60 Years	$1,649
70 Years	$1,919

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Newark, DE Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newark, DE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,172	$516
3 Vehicles	$4,758	$774
4 Vehicles	$6,343	$1,033

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Newark, DE Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newark, DE.

Location	Average Insurance Cost	Post DUI Insurance Rate
Newark	$1,844	$3,055
Brookside	$1,797	$2,977
Pike Creek Valley	$1,846	$3,059
Upper Christiana	$1,824	$3,022
North Star	$1,985	$3,289
Pike Creek-Central Kirkwood	$1,840	$3,049
Pike Creek	$1,897	$3,143
London Britain	$1,605	$2,526

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Newark, DE Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,582
Excellent (740-799)	$1,806
Good (670-739)	$1,921
Average (580-669)	$2,507
Poor (300-579)	$3,008

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Newark, DE Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Matthew Henaghan	Allstate	1302 Old Lancaster Pike Bldg A, Hockessin, 19707	(302) 235-3111
Aaa Mid Atlantic	Travelers	200 COMMERCE DRIVE, NEWARK, 19713	800-842-5075
Aaa Mid-Atl-Del	Travelers	200 COMMERCE DR, NEWARK, 19713	800-842-5075
Terry White	State Farm	200 Continental Dr Ste 109, Newark, 19713-4303	302-266-7600
Nickle Insurance Agency Inc.	Nationwide	3920 Kennett Pike, Wilmington, 19807	(302) 654-0347
Business Insurance Services Inc	Travelers	109 N Dupont Rd , Wilmington, 19807	None
Kenneth J Marconi	Nationwide	813 E Newport Pike, Wilmington, 19804-5112	(302) 992-9772
S T Good Insurance, Inc.	None	875 Aaa Blvd Ste A , Newark, 19713	None

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Newark, DE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$81	$1,925
Driver's Failure In Showing Documents	+$179	$2,023
Driving With An Expired Registration	+$190	$2,034
Driving At A Considerably Slow Pace	+$400	$2,244
Using A Cellphone While Driving	+$422	$2,266
Running A Red Light	+$430	$2,274
Speeding	+$452	$2,296
Driving A Vehicle Without The Required Permission	+$573	$2,417
Driving With An Expired/Suspended License	+$1,243	$3,087

Newark, DE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,770
Active Disabling Device	$1,770
Tracking Device	$1,733
Passive Disabling Device	$1,715

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Latest Auto Insurance Reviews in Newark, DE | Back to Top