Newark, DE Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Newark, DE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Auto Insurance in Newark, DE, Can be as high as $1,844
The average cost of auto insurance in Newark, DE, is $1,844. It is lower than the insurance price in neighboring places such as Pike Creek Valley, London Britain, and North Star. Several factors can affect the cost of auto insurance in Newark. A thorough comparison of multiple auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.
Some of the factors that could increase the cost of auto insurance are as follows.
The cost of auto insurance depends on the age of the driver. Auto insurance is the cheapest for drivers who are in their fifties and sixties in Newark. Teenagers are considered more risk-prone to accidents and continue to find auto insurance expensive at $3,385.
Driving Violations such as driving with an expired license or speeding can also have a severe impact on auto insurance costs in Newark, DE, mainly because it increases the amount of risk being covered by insurers. Speeding or driving with an expired license can prove to be quite expensive.
This is one of the most common factors influencing the cost of auto insurance in Newark, DE. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance on a deductible of $500, for a Ford Flex SE is $1,880, and it decreases to $1,740 when the deductible is $1,000.
A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.” The cost of auto insurance when the credit score is “exceptional” can be quite low.
DUIs can prove to be extremely expensive for car owners in almost every city in the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Newark can be as high as $3,537.
Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.
Factors that can influence the cost of car insurance in Newark, DE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Newark, DE Auto Insurance Rates
- Newark, DE Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Newark, DE
- Multi Vehicle Insurance Savings in Newark, DE
- How Credit Score Affects Car Insurance Rates in Newark, DE
- How DUI Affects Auto Insurance Premiums in Newark, DE
- Top Auto Insurance Agents Near Newark, DE
- How Driving Violations Affect Auto Insurance Rates in Newark, DE
- Newark, DE Auto Insurance Discounts on Anti Theft Feature
- Newark, DE Auto Insurance Company Reviews
Newark, DE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Newark, DE with that of other cities in and around Newark.
|Newark||Pike Creek Valley||Upper Christiana||Pike Creek-Central Kirkwood||London Britain||North Star|
|Average Insurance Rates||$1,844||$1,846||$1,824||$1,840||$1,605||$1,985|
Newark, DE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Newark, DE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Pike Creek Valley||$1,556||$1,315|
|Pike Creek-Central Kirkwood||$2,129||$1,798|
Newark, DE Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Newark, DE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Newark, DE Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Newark, DE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$516
Savings on 3 Vehicles bundle:$774
Savings on 4 Vehicles bundle:$1,033
Newark, DE Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newark, DE.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Pike Creek Valley||$1,846||$3,059|
|Pike Creek-Central Kirkwood||$1,840||$3,049|
Newark, DE Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Newark, DE Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Matthew Henaghan||Allstate||1302 Old Lancaster Pike Bldg A, Hockessin, 19707||(302) 235-3111|
|Aaa Mid Atlantic||Travelers||200 COMMERCE DRIVE, NEWARK, 19713||800-842-5075|
|Aaa Mid-Atl-Del||Travelers||200 COMMERCE DR, NEWARK, 19713||800-842-5075|
|Terry White||State Farm||200 Continental Dr Ste 109, Newark, 19713-4303||302-266-7600|
|Nickle Insurance Agency Inc.||Nationwide||3920 Kennett Pike, Wilmington, 19807||(302) 654-0347|
|Business Insurance Services Inc||Travelers||109 N Dupont Rd , Wilmington, 19807||None|
|Kenneth J Marconi||Nationwide||813 E Newport Pike, Wilmington, 19804-5112||(302) 992-9772|
|S T Good Insurance, Inc.||None||875 Aaa Blvd Ste A , Newark, 19713||None|
Newark, DE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$81||$1,925|
|Driver's Failure In Showing Documents||+$179||$2,023|
|Driving With An Expired Registration||+$190||$2,034|
|Driving At A Considerably Slow Pace||+$400||$2,244|
|Using A Cellphone While Driving||+$422||$2,266|
|Running A Red Light||+$430||$2,274|
|Driving A Vehicle Without The Required Permission||+$573||$2,417|
|Driving With An Expired/Suspended License||+$1,243||$3,087|
Newark, DE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,770|
|Passive Disabling Device||$1,715|
Latest Auto Insurance Reviews in Newark, DE | Back to Top
State Farm's customer service has been amazing since I first started my policies there over a decade ago. I can easily see my agent at anytime to ask questions or talk to him about my insurance needs.
Allstate has been the best insurance company fr me. I went elsewhere for a while and was just not satsisfied. I had to add my 16 year old to the policy and it was horrible.
It is priced within what I would expect my auto insurance to be. I haven't shopped in a while to compare.
They provide about the same same policy offerings compared to other insurance providers. I think they are ahead of the game.
my premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.