Newbury Auto Insurance Rates, Quotes, Agents & Reviews in VT

Newbury, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newbury, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Newbury, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Newbury, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newbury, VT with that of other cities in and around Newbury.

Newbury Bath Ryegate Haverhill Mountain Lakes Woodsville
Average Insurance Rates $1,071 $1,491 $1,069 $1,575 $1,628 $1,628

Newbury, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newbury, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Newbury $1,791 $1,513
Wells River $1,405 $1,187
Woodsville $1,677 $1,416
Haverhill $1,622 $1,370
Ryegate $1,474 $1,245
Bradford $1,484 $1,254
Mountain Lakes $1,677 $1,416
Bath $1,536 $1,297

Newbury, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newbury, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,475
20 Years $1,376
30 Years $1,060
40 Years $1,020
50 Years $944
60 Years $958
70 Years $1,115

Newbury, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newbury, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,885 $257
3 Vehicles $2,827 $386
4 Vehicles $3,770 $514

Savings on 2 Vehicles bundle:$257

Savings on 3 Vehicles bundle:$386

Savings on 4 Vehicles bundle:$514

Newbury, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newbury, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Newbury $1,071 $2,213
Wells River $1,065 $2,201
Woodsville $1,628 $2,877
Haverhill $1,575 $2,783
Ryegate $1,069 $2,209
Bradford $1,075 $2,221
Mountain Lakes $1,628 $2,877
Bath $1,491 $2,635

Newbury, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $919
Excellent (740-799) $1,049
Good (670-739) $1,116
Average (580-669) $1,456
Poor (300-579) $1,747

Newbury, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Swenson Insurance Agency Allstate 135 Main St PO Box 391, Bradford, 5033 (802) 222-4765
Berg Carmolli & Kent Inc Liberty Mutual Independent 83 Washington St, Barre, 5641 None
Paige & Campbell Inc Liberty Mutual Independent 297 N MAIN ST, BARRE, 5641 802-476-6631
Kinney Pike Insurance Inc Allstate 42 Meadow Ln, Randolph, 5060 (802) 728-4434
Ct Valley Ins Assoc Allstate 119 Main St, Windsor, 5089 (802) 674-2139
Parker Agency Travelers 160 GATES ST, WHITE RIVER JUNCTION, 5001 802-295-9377

Newbury, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,118
Driver's Failure In Showing Documents +$104 $1,175
Driving With An Expired Registration +$110 $1,181
Driving At A Considerably Slow Pace +$232 $1,303
Using A Cellphone While Driving +$245 $1,316
Running A Red Light +$250 $1,321
Speeding +$262 $1,333
Driving A Vehicle Without The Required Permission +$333 $1,404
Driving With An Expired/Suspended License +$722 $1,793

Newbury, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,028
Active Disabling Device $1,028
Tracking Device $1,007
Passive Disabling Device $996