Newnan, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newnan, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors Influencing the Cost of Auto Insurance in Newnan, GA

The average cost of auto insurance in Newnan, GA, is $1,535. It is lower than the price of insurance in neighboring places such as Coweta County, Grantville, Whitesburg, Moreland, and Sharpsburg. Several factors can affect the cost of auto insurance in Newnan. A thorough comparison of multiple auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.

Some of the factors that could increase the cost of auto insurance are as follows

Deductibles:

This is one of the most common factors influencing the cost of auto insurance in Newnan, GA. A low deductible ($500), usually increases the value of auto insurance, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance on a deductible of $500 is $1,234, and it decreases to $1,042 when the deductible is $1,000.

Age Group:

The cost of auto insurance clearly depends on the age of the driver. Auto insurance is the cheapest for drivers who are in their fifties and sixties in Newnan. Teenagers are considered to be more risk-prone to accidents and continue to find auto insurance expensive at $4,981. 

DUI:

DUIs can prove to be extremely expensive for car owners in almost every city in the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Newnan can be as high as $2,806. 

Driving Violations:

Driving Violations such as driving with an expired license or speeding can also have a severe impact on the cost of auto insurance in Newnan, GA, mainly because it increases the amount of risk being covered by insurers. Speeding or driving with an expired license can prove to be quite expensive. 

Credit Score:

A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.” The cost of auto insurance when the credit score is “exceptional” can be quite low.

Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.

Factors that can influence the cost of car insurance in Newnan, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Newnan, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newnan, GA with that of other cities in and around Newnan.

	Newnan	Coweta County	Grantville	Whitesburg	Moreland	Sharpsburg
Average Insurance Rates	$1,535	$1,681	$1,611	$1,583	$1,667	$1,625

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Newnan, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newnan, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Newnan	$1,234	$1,042
Coweta County	$1,343	$1,134
East Newnan	$1,619	$1,368
Grantville	$1,494	$1,262
Whitesburg	$1,930	$1,630
Moreland	$1,139	$962
Sharpsburg	$1,534	$1,295
Chattahoochee Hills	$1,117	$943

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Newnan, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newnan, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,981
20 Years	$1,972
30 Years	$1,519
40 Years	$1,462
50 Years	$1,354
60 Years	$1,372
70 Years	$1,597

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Newnan, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newnan, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,610	$461
3 Vehicles	$3,914	$691
4 Vehicles	$5,219	$921

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Newnan, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newnan, GA.

Location	Average Insurance Cost	Post DUI Insurance Rate
Newnan	$1,535	$2,806
Coweta County	$1,681	$3,073
East Newnan	$1,572	$2,874
Grantville	$1,611	$2,945
Whitesburg	$1,583	$2,894
Moreland	$1,667	$3,047
Sharpsburg	$1,625	$2,971
Chattahoochee Hills	$1,669	$3,051

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Newnan, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,317
Excellent (740-799)	$1,503
Good (670-739)	$1,599
Average (580-669)	$2,087
Poor (300-579)	$2,504

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Newnan, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$68	$1,603
Driver's Failure In Showing Documents	+$149	$1,684
Driving With An Expired Registration	+$158	$1,693
Driving At A Considerably Slow Pace	+$333	$1,868
Using A Cellphone While Driving	+$352	$1,887
Running A Red Light	+$358	$1,893
Speeding	+$376	$1,911
Driving A Vehicle Without The Required Permission	+$477	$2,012
Driving With An Expired/Suspended License	+$1,035	$2,570

Newnan, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,474
Active Disabling Device	$1,474
Tracking Device	$1,443
Passive Disabling Device	$1,428

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Latest Auto Insurance Reviews in Newnan, GA | Back to Top