Newnan Auto Insurance Rates, Quotes, Agents & Reviews in GA

Newnan, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newnan, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors Influencing the Cost of Auto Insurance in Newnan, GA

The average cost of auto insurance in Newnan, GA, is $1,535. It is lower than the price of insurance in neighboring places such as Coweta County, Grantville, Whitesburg, Moreland, and Sharpsburg. Several factors can affect the cost of auto insurance in Newnan. A thorough comparison of multiple auto insurance quotes will help car owners obtain an insurance quote that best suits their coverage needs. Zimlon also offers the option of keying in one’s zip code to get accurate auto insurance quotes.


Some of the factors that could increase the cost of auto insurance are as follows


This is one of the most common factors influencing the cost of auto insurance in Newnan, GA. A low deductible ($500), usually increases the value of auto insurance, whereas a high deductible ($1,000) lowers it. For example, the average cost of auto insurance on a deductible of $500 is $1,234, and it decreases to $1,042 when the deductible is $1,000.

Age Group:

The cost of auto insurance clearly depends on the age of the driver. Auto insurance is the cheapest for drivers who are in their fifties and sixties in Newnan. Teenagers are considered to be more risk-prone to accidents and continue to find auto insurance expensive at $4,981. 


DUIs can prove to be extremely expensive for car owners in almost every city in the country. This can have a lasting impact on insurance rates as well. The cost of auto insurance post-DUI in Newnan can be as high as $2,806. 

Driving Violations:

Driving Violations such as driving with an expired license or speeding can also have a severe impact on the cost of auto insurance in Newnan, GA, mainly because it increases the amount of risk being covered by insurers. Speeding or driving with an expired license can prove to be quite expensive. 

Credit Score:

A low credit score could also mean an increase in the cost of auto insurance. Moreover, auto insurance increases when the credit score is “poor” or “average.” The cost of auto insurance when the credit score is “exceptional” can be quite low.

Other factors that could make auto insurance expensive include not using anti-theft equipment. Comparing quotes is of utmost importance to reduce the cost of auto insurance in the city.

Factors that can influence the cost of car insurance in Newnan, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Newnan, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newnan, GA with that of other cities in and around Newnan.

Newnan Coweta County Grantville Whitesburg Moreland Sharpsburg
Average Insurance Rates $1,535 $1,681 $1,611 $1,583 $1,667 $1,625

Newnan, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newnan, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Newnan $1,234 $1,042
Coweta County $1,343 $1,134
East Newnan $1,619 $1,368
Grantville $1,494 $1,262
Whitesburg $1,930 $1,630
Moreland $1,139 $962
Sharpsburg $1,534 $1,295
Chattahoochee Hills $1,117 $943

Newnan, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newnan, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,981
20 Years $1,972
30 Years $1,519
40 Years $1,462
50 Years $1,354
60 Years $1,372
70 Years $1,597

Newnan, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newnan, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,610 $461
3 Vehicles $3,914 $691
4 Vehicles $5,219 $921

Savings on 2 Vehicles bundle:$461

Savings on 3 Vehicles bundle:$691

Savings on 4 Vehicles bundle:$921

Newnan, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newnan, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Newnan $1,535 $2,806
Coweta County $1,681 $3,073
East Newnan $1,572 $2,874
Grantville $1,611 $2,945
Whitesburg $1,583 $2,894
Moreland $1,667 $3,047
Sharpsburg $1,625 $2,971
Chattahoochee Hills $1,669 $3,051

Newnan, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,317
Excellent (740-799) $1,503
Good (670-739) $1,599
Average (580-669) $2,087
Poor (300-579) $2,504

Newnan, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,603
Driver's Failure In Showing Documents +$149 $1,684
Driving With An Expired Registration +$158 $1,693
Driving At A Considerably Slow Pace +$333 $1,868
Using A Cellphone While Driving +$352 $1,887
Running A Red Light +$358 $1,893
Speeding +$376 $1,911
Driving A Vehicle Without The Required Permission +$477 $2,012
Driving With An Expired/Suspended License +$1,035 $2,570

Newnan, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,474
Active Disabling Device $1,474
Tracking Device $1,443
Passive Disabling Device $1,428

Latest Auto Insurance Reviews in Newnan, GA | Back to Top

their offerings are comparable, but their pricing is slightly better. I like the people that I talk with and their apps for mobile are very helpful
State Farm
I would definitely recommend my state farm agency to family and friends. Hopefully they would be able to save money as well and rest easy knowing that their agent would always be available to help them if needed.
I would recommend because they provide us with great service, are fairly inexpensive and are technologically advanced. We really enjoy the app as it is very useful and easy to navigate.
State Farm
My claims experience was great. it was quick and I got all I thought I would plus more. I was very pleased.
State Farm
The deductable and premiums are very reasonable and it leaves very little room for any other company to steal my business away because I am completely satisfied as it is.
When shopping for policies, I could get the coverage I need at a much lower cost than other insurance companies. You have to forgo some of the nicer policy options to get cheaper insurance coverage.
The premium for Geico seems to be a lot cheaper than the premium that I've seen for other companies that cover my area. Although the rate has gone up this year, compared to previous years, at $129ish a month, it still is much better than the other options in the NY metro area.
I dont have anything bad to say about the company per say. I have had no issues or complaints. I can happily say I am a satisfied customer all around.
Assurant Specialty Property
The customer service is great, in addition, it is easy to get a hold of someone if I need to in a short amount of time. I feel fairly comfortable calling in to them.
I do not dislike anything about it. It is cheaper which is important to my family and it allows easy towing to my home or dealer for repair if necessary.
State Farm
The only thing I don't like is how much we're paying, but then again, I wish it was free. That's not going to happen, so I'm guessing we got an OK deal, but I don't like it, that's for sure.
The company handles claims and inquiries in a fair and expedient manner that I am comfortable with.