Newport Auto Insurance Rates, Quotes, Agents & Reviews in VA

Newport, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newport, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Newport, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Newport, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newport, VA with that of other cities in and around Newport.

Newport Benns Church Newport News Carrollton Hardy Windsor
Average Insurance Rates $967 $1,869 $927 $960 $1,190 $1,205

Newport, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newport, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Newport $2,194 $1,853
Carrollton $2,241 $1,893
Benns Church $1,925 $1,626
Smithfield $2,353 $1,987
Newport News $2,053 $1,734
Hardy $1,488 $1,257
Bethel Manor $1,860 $1,571
Windsor $1,161 $980

Newport, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newport, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,138
20 Years $1,242
30 Years $957
40 Years $921
50 Years $853
60 Years $865
70 Years $1,006

Newport, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newport, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,702 $232
3 Vehicles $2,553 $348
4 Vehicles $3,404 $464

Savings on 2 Vehicles bundle:$232

Savings on 3 Vehicles bundle:$348

Savings on 4 Vehicles bundle:$464


Newport, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newport, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Newport $967 $1,578
Carrollton $960 $1,567
Benns Church $1,869 $3,051
Smithfield $959 $1,565
Newport News $927 $1,513
Hardy $1,190 $1,942
Bethel Manor $1,806 $2,948
Windsor $1,205 $1,967

Newport, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $830
Excellent (740-799) $947
Good (670-739) $1,008
Average (580-669) $1,315
Poor (300-579) $1,577

Newport, VA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Susan Harris Farmers 3115 Western Branch Blvd Ste 124, Chesapeake, 23321 (757) 484-4700
Erica Chigos-White State Farm 1158 Big Bethel Rd, Hampton, 23666-1906 757-826-0603
Brown & Brown - Norfolk Division None 500 East Main Street Suite 600, Norfolk, 23510 None
Ariel Martin Farmers 2140 William Styron Sq S, Newport News, 23606 (757) 618-8239
Sean Crane State Farm 503 Crawford St, Portsmouth, 23704-3805 757-673-6900
Valerie Beverley Farmers 2613 W Mercury Blvd Ste B, Hampton, 23666 (757) 896-2822
Usi Insurance Services Travelers 101 W Main St Ste 900, Norfolk, 23510 None
Specialized Insurance Services Inc Liberty Mutual Independent 1545 CROSSWAYS BLVD STE 250, CHESAPEAKE, 23320 (866) 934-9774
Specialized Insurance Services Inc Liberty Mutual Independent 1545 CROSSWAYS BLVD STE 250, CHESAPEAKE, 23320 (866) 934-9774
Herman Odionyi Farmers 2140 William Styron Sq S, Newport News, 23606 (757) 618-8239
Pierre Granger State Farm 5705 Lynnhaven Pkwy Ste 103, Virginia Bch, 23464-9157 757-962-2266

Newport, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,010
Driver's Failure In Showing Documents +$94 $1,061
Driving With An Expired Registration +$100 $1,067
Driving At A Considerably Slow Pace +$210 $1,177
Using A Cellphone While Driving +$221 $1,188
Running A Red Light +$225 $1,192
Speeding +$237 $1,204
Driving A Vehicle Without The Required Permission +$301 $1,268
Driving With An Expired/Suspended License +$652 $1,619

Newport, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $928
Active Disabling Device $928
Tracking Device $909
Passive Disabling Device $899