Newport Auto Insurance Rates, Quotes, Agents & Reviews in VT

Newport, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newport, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Newport, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Newport, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newport, VT with that of other cities in and around Newport.

Newport Orleans County Derby Center Derby Newport Center Troy
Average Insurance Rates $1,054 $1,070 $1,063 $1,074 $1,048 $1,057

Newport, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newport, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Newport $1,051 $887
Coventry $1,230 $1,039
Derby $1,079 $912
Derby Center $1,826 $1,543
Newport Center $1,495 $1,262
Derby Line $1,462 $1,235
Orleans County $1,323 $1,117
Troy $1,712 $1,446

Newport, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newport, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,420
20 Years $1,354
30 Years $1,043
40 Years $1,004
50 Years $929
60 Years $942
70 Years $1,097

Newport, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newport, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,834 $274
3 Vehicles $2,751 $411
4 Vehicles $3,668 $548

Savings on 2 Vehicles bundle:$274

Savings on 3 Vehicles bundle:$411

Savings on 4 Vehicles bundle:$548


Newport, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newport, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Newport $1,054 $2,178
Coventry $1,081 $2,234
Derby $1,074 $2,219
Derby Center $1,063 $2,197
Newport Center $1,048 $2,166
Derby Line $1,062 $2,195
Orleans County $1,070 $2,211
Troy $1,057 $2,184

Newport, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $904
Excellent (740-799) $1,032
Good (670-739) $1,098
Average (580-669) $1,433
Poor (300-579) $1,719

Newport, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Taylor - Moore Agency Travelers Po Box 10, Derby, 5829 None
Royer-Camp Insurance Inc Travelers 573 East Main St, Newport, 5855 None
Peter Campbell Agency Nationwide 5498 U S Rte 5, Newport, 05855-9483 (802) 334-6454
Nfp Property & Casualty Services Liberty Mutual Independent 21 WATER ST, ORLEANS, 5860 (802) 754-6930
Poulos Ins Agency Allstate 408 Western Ave., Newport, 5855 (802) 334-3003
Barsalow Insurance Agency Travelers 546 Route 7 South , Milton, 5468 None
Nfp None Po Box 466, Newport, 5855 None
Nfp None Po Box 466, Newport, 5855 None

Newport, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,100
Driver's Failure In Showing Documents +$102 $1,156
Driving With An Expired Registration +$109 $1,163
Driving At A Considerably Slow Pace +$229 $1,283
Using A Cellphone While Driving +$241 $1,295
Running A Red Light +$246 $1,300
Speeding +$258 $1,312
Driving A Vehicle Without The Required Permission +$328 $1,382
Driving With An Expired/Suspended License +$710 $1,764

Newport, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,012
Active Disabling Device $1,012
Tracking Device $991
Passive Disabling Device $980