Newton Auto Insurance Rates, Quotes, Agents & Reviews in AL

Newton, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Newton, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Newton, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Newton, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Newton, AL with that of other cities in and around Newton.

Newton Midland City Grimes Napier Field Pinckard Dale County
Average Insurance Rates $1,416 $1,417 $1,394 $1,379 $1,440 $1,433

Newton, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Newton, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Newton $2,274 $1,921
Pinckard $2,471 $2,087
Newton-Midland City $2,225 $1,879
Midland City $1,319 $1,114
Dale County $1,137 $960
Napier Field $1,209 $1,021
Fort Rucker $2,021 $1,707
Grimes $1,436 $1,213

Newton, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Newton, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,595
20 Years $1,819
30 Years $1,401
40 Years $1,348
50 Years $1,249
60 Years $1,266
70 Years $1,474

Newton, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Newton, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,492 $340
3 Vehicles $3,738 $510
4 Vehicles $4,984 $680

Savings on 2 Vehicles bundle:$340

Savings on 3 Vehicles bundle:$510

Savings on 4 Vehicles bundle:$680

Newton, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Newton, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Newton $1,416 $2,511
Pinckard $1,440 $2,553
Newton-Midland City $1,428 $2,532
Midland City $1,417 $2,512
Dale County $1,433 $2,541
Napier Field $1,379 $2,445
Fort Rucker $1,962 $3,479
Grimes $1,394 $2,472

Newton, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,215
Excellent (740-799) $1,387
Good (670-739) $1,475
Average (580-669) $1,925
Poor (300-579) $2,310

Newton, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jenna Mack State Farm 209 N Us Highway 231, Ozark, 36360-4865 334-774-2020
Gene Mcgriff State Farm 2948 Ross Clark Cir, Dothan, 36301-1161 334-793-7618
Bob Elia State Farm 1114 Andrews Ave, Ozark, 36360-3710 334-774-2557
Plus, Inc. Dba Garner Insurance Agency None 3927 Montgomery Hwy, Dothan, 36303 None
Circle Insurance Agency Inc Travelers 863 ANDREWS AVE, OZARK, 36361 334-774-7177
Cindy Nemish State Farm 1548 S Us Highway 231 Ste E, Ozark, 36360-4516 334-774-4938
Eufala Travelers 202 E BROAD ST, EUFAULA, 36027 334-687-7001

Newton, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,478
Driver's Failure In Showing Documents +$137 $1,553
Driving With An Expired Registration +$146 $1,562
Driving At A Considerably Slow Pace +$307 $1,723
Using A Cellphone While Driving +$324 $1,740
Running A Red Light +$330 $1,746
Speeding +$347 $1,763
Driving A Vehicle Without The Required Permission +$440 $1,856
Driving With An Expired/Suspended License +$954 $2,370

Newton, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,359
Active Disabling Device $1,359
Tracking Device $1,331
Passive Disabling Device $1,317