Nicholson Auto Insurance Rates, Quotes, Agents & Reviews in GA

Nicholson, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Nicholson, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Nicholson, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Nicholson, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Nicholson, GA with that of other cities in and around Nicholson.

Nicholson Hull Commerce Jefferson Jackson County Arcade
Average Insurance Rates $1,626 $1,637 $1,606 $1,655 $1,652 $1,570

Nicholson, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Nicholson, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Nicholson $2,831 $2,392
Arcade $1,617 $1,366
Commerce $2,793 $2,359
Jefferson $1,288 $1,088
Ila $1,275 $1,077
Hull $1,695 $1,432
Colbert $1,520 $1,284
Jackson County $1,004 $848

Nicholson, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Nicholson, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,276
20 Years $2,089
30 Years $1,609
40 Years $1,548
50 Years $1,434
60 Years $1,454
70 Years $1,692

Nicholson, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Nicholson, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,797 $455
3 Vehicles $4,195 $683
4 Vehicles $5,593 $911

Savings on 2 Vehicles bundle:$455

Savings on 3 Vehicles bundle:$683

Savings on 4 Vehicles bundle:$911

Nicholson, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Nicholson, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Nicholson $1,626 $2,972
Arcade $1,570 $2,870
Commerce $1,606 $2,936
Jefferson $1,655 $3,026
Ila $1,595 $2,916
Hull $1,637 $2,993
Colbert $1,631 $2,982
Jackson County $1,652 $3,020

Nicholson, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,395
Excellent (740-799) $1,592
Good (670-739) $1,694
Average (580-669) $2,210
Poor (300-579) $2,652

Nicholson, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Shane Dekle State Farm 665 Highway 29 N, Athens, 30601-1541 706-543-8400
Jason Riner State Farm 321 N Broad St Ste A, Winder, 30680-2156 678-975-7150
Nathaniel Devin Ransom Nationwide 116 W Athens St, Winder, 30680-1707 (404) 693-6330
Alvin Hurst Allstate 760 Hawthorne Ave Ste D, Athens, 30606 (706) 546-5407
Yara Parada State Farm 3005 Old Ala Rd Ste 30, Alpharetta, 30022-1924 678-206-2888
Galin Vinasco State Farm 6141 Oakbrook Pkwy Ste C, Norcross, 30093-1706 770-242-3239
Paul Lavelle State Farm 1570 Prince Ave, Athens, 30606-6006 706-549-0046
Holman And Company Travelers 3655 N Point Pkwy Ste 425, Alpharetta, 30005 None
Prime Risk Partners, Inc. None 2475 Northwinds Pkwy Ste 200, Alpharetta, 30009 None
Public Entities Of America Llc Liberty Mutual Independent 1720 Windward Concourse Ste 325, ALPHARETTA, 30005 (855) 573-2872
Sonu Insurance Agency Travelers 3460 SUMMIT RIDGE PKW STE 603, DULUTH, 30096 678-417-1275
Peter Moseley Farmers 13010 Morris Rd Bldg 1, Alpharetta, 30004 (770) 557-3354

Nicholson, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,698
Driver's Failure In Showing Documents +$158 $1,784
Driving With An Expired Registration +$167 $1,793
Driving At A Considerably Slow Pace +$353 $1,979
Using A Cellphone While Driving +$372 $1,998
Running A Red Light +$379 $2,005
Speeding +$398 $2,024
Driving A Vehicle Without The Required Permission +$506 $2,132
Driving With An Expired/Suspended License +$1,096 $2,722

Nicholson, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,561
Active Disabling Device $1,561
Tracking Device $1,528
Passive Disabling Device $1,512