North Augusta, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in North Augusta, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in North Augusta, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- North Augusta, SC Auto Insurance Rates
- North Augusta, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in North Augusta, SC
- Multi Vehicle Insurance Savings in North Augusta, SC
- How Credit Score Affects Car Insurance Rates in North Augusta, SC
- How DUI Affects Auto Insurance Premiums in North Augusta, SC
- Top Auto Insurance Agents Near North Augusta, SC
- How Driving Violations Affect Auto Insurance Rates in North Augusta, SC
- North Augusta, SC Auto Insurance Discounts on Anti Theft Feature
- North Augusta, SC Auto Insurance Company Reviews
North Augusta, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in North Augusta, SC with that of other cities in and around North Augusta.
| North Augusta | Graniteville | Belvedere | Langley | Clearwater | Murphys Estates | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $952 | $1,423 | $1,393 | $1,361 | $1,402 | $1,394 |
North Augusta, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around North Augusta, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| North Augusta | $1,484 | $1,254 |
| Belvedere | $1,449 | $1,224 |
| Burnettown | $1,620 | $1,369 |
| Clearwater | $1,189 | $1,004 |
| Langley | $1,441 | $1,217 |
| Gloverville | $2,690 | $2,272 |
| Murphys Estates | $1,551 | $1,310 |
| Graniteville | $1,592 | $1,345 |
North Augusta, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in North Augusta, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,089 |
| 20 Years | $1,223 |
| 30 Years | $942 |
| 40 Years | $906 |
| 50 Years | $839 |
| 60 Years | $851 |
| 70 Years | $991 |
North Augusta, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in North Augusta, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,676 | $228 |
| 3 Vehicles | $2,513 | $343 |
| 4 Vehicles | $3,351 | $457 |
Savings on 2 Vehicles bundle:$228
Savings on 3 Vehicles bundle:$343
Savings on 4 Vehicles bundle:$457
North Augusta, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Augusta, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| North Augusta | $952 | $1,438 |
| Belvedere | $1,393 | $2,105 |
| Burnettown | $1,430 | $2,161 |
| Clearwater | $1,402 | $2,118 |
| Langley | $1,361 | $2,056 |
| Gloverville | $1,379 | $2,084 |
| Murphys Estates | $1,394 | $2,106 |
| Graniteville | $1,423 | $2,150 |
North Augusta, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $817 |
| Excellent (740-799) | $932 |
| Good (670-739) | $992 |
| Average (580-669) | $1,294 |
| Poor (300-579) | $1,553 |
North Augusta, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Walker Crosby | Allstate | 1890 Huntsman Dr, Aiken, 29803 | (803) 642-6560 |
| Melissa Moski | Allstate | 1032 Richland Ave W, Aiken, 29801 | (803) 649-6917 |
| Joan Kight-Piercy | State Farm | 132 Kerr St Ste 120, North Augusta, 29841-2674 | 803-279-0266 |
| Bobby Fuller | State Farm | 1740 Georgia Ave, North Augusta, 29841-2971 | 803-279-8383 |
| Hannah Clark | State Farm | 212 University Pkwy, Aiken, 29801-6334 | 803-226-9838 |
| L Simmons | Allstate | 1145 Georgia Ave, North Augusta, 29841 | (803) 279-5411 |
| Talbert & Moore Home&Auto Llc | Liberty Mutual Independent | 1315 W MARTINTOWN RD, NORTH AUGUSTA, 29860 | (803) 279-5700 |
| Carolina Insurance Group Of Sc | Travelers | 141 Charter Oak Rd, Lexington, 29072 | None |
| Yvette Smoak | Allstate | 200 N Lake Dr, Lexington, 29072 | (803) 808-7295 |
| Talbert & Moore Home And Auto Llc | Travelers | 1315 WEST MARTINTOWN ROAD, NORTH AUGUSTA, 29841 | 803-279-5700 |
| Meredith Insurance Associates Inc | Travelers | 310 C CALHOUN AVE, GREENWOOD, 29649 | 864-953-2264 |
| Palmetto Financial Consultants | Travelers | 111 Library Hill Ln, Lexington, 29072 | None |
North Augusta, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $994 |
| Driver's Failure In Showing Documents | +$92 | $1,044 |
| Driving With An Expired Registration | +$98 | $1,050 |
| Driving At A Considerably Slow Pace | +$207 | $1,159 |
| Using A Cellphone While Driving | +$218 | $1,170 |
| Running A Red Light | +$222 | $1,174 |
| Speeding | +$233 | $1,185 |
| Driving A Vehicle Without The Required Permission | +$296 | $1,248 |
| Driving With An Expired/Suspended License | +$642 | $1,594 |
North Augusta, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $914 |
| Active Disabling Device | $914 |
| Tracking Device | $895 |
| Passive Disabling Device | $885 |
Latest Auto Insurance Reviews in North Augusta, SC | Back to Top
State FarmI would recommend something else as this is only good when available on a discount price or if you have the money to throw away on insurance. They are a good company but not for the lower-middle class.
TravelersI am happy with this company overall. Rates are low or comparable to other companies. I have had an overall good experience with the company.
AllstateAllstate offers the best premium at 500 dollar deductible. They also offer a safe driver discount which the deductible goes down 100 bucks every year of safe driving.