North Brentwood Auto Insurance Rates, Quotes, Agents & Reviews in MD

North Brentwood, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in North Brentwood, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in North Brentwood, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


North Brentwood, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in North Brentwood, MD with that of other cities in and around North Brentwood.

North Brentwood Bladensburg Brentwood Edmonston Cottage City Mount Rainier
Average Insurance Rates $1,367 $1,330 $1,367 $1,349 $1,350 $1,386

North Brentwood, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around North Brentwood, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
North Brentwood $1,427 $1,205
Brentwood $1,785 $1,508
Cottage City $1,166 $985
Mount Rainier $1,739 $1,469
Edmonston $1,474 $1,245
Hyattsville $1,009 $853
Colmar Manor $2,058 $1,738
Bladensburg $2,079 $1,756

North Brentwood, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in North Brentwood, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,436
20 Years $1,756
30 Years $1,353
40 Years $1,302
50 Years $1,205
60 Years $1,222
70 Years $1,423

North Brentwood, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in North Brentwood, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,379 $355
3 Vehicles $3,568 $533
4 Vehicles $4,757 $711

Savings on 2 Vehicles bundle:$355

Savings on 3 Vehicles bundle:$533

Savings on 4 Vehicles bundle:$711


North Brentwood, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Brentwood, MD.

Location Average Insurance Cost Post DUI Insurance Rate
North Brentwood $1,367 $2,179
Brentwood $1,367 $2,179
Cottage City $1,350 $2,152
Mount Rainier $1,386 $2,210
Edmonston $1,349 $2,151
Hyattsville $1,384 $2,207
Colmar Manor $1,339 $2,135
Bladensburg $1,330 $2,120

North Brentwood, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,173
Excellent (740-799) $1,339
Good (670-739) $1,424
Average (580-669) $1,858
Poor (300-579) $2,230

North Brentwood, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,427
Driver's Failure In Showing Documents +$133 $1,500
Driving With An Expired Registration +$141 $1,508
Driving At A Considerably Slow Pace +$297 $1,664
Using A Cellphone While Driving +$313 $1,680
Running A Red Light +$319 $1,686
Speeding +$335 $1,702
Driving A Vehicle Without The Required Permission +$425 $1,792
Driving With An Expired/Suspended License +$921 $2,288

North Brentwood, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,312
Active Disabling Device $1,312
Tracking Device $1,285
Passive Disabling Device $1,271