North Catasauqua Auto Insurance Rates, Quotes, Agents & Reviews in PA

North Catasauqua, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in North Catasauqua, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in North Catasauqua, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


North Catasauqua, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in North Catasauqua, PA with that of other cities in and around North Catasauqua.

North Catasauqua Whitehall Fullerton Catasauqua Cementon Stiles
Average Insurance Rates $1,441 $1,448 $1,441 $1,429 $1,448 $1,452

North Catasauqua, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around North Catasauqua, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
North Catasauqua $1,484 $1,254
Catasauqua $1,653 $1,396
Hokendauqua $1,079 $912
Coplay $2,873 $2,426
Whitehall $2,040 $1,723
Stiles $1,144 $967
Fullerton $1,229 $1,038
Cementon $1,141 $964

North Catasauqua, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in North Catasauqua, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,676
20 Years $1,852
30 Years $1,426
40 Years $1,372
50 Years $1,271
60 Years $1,288
70 Years $1,500

North Catasauqua, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in North Catasauqua, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,507 $375
3 Vehicles $3,761 $562
4 Vehicles $5,015 $749

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$749


North Catasauqua, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Catasauqua, PA.

Location Average Insurance Cost Post DUI Insurance Rate
North Catasauqua $1,441 $2,268
Catasauqua $1,429 $2,249
Hokendauqua $1,437 $2,262
Coplay $1,429 $2,249
Whitehall $1,448 $2,279
Stiles $1,452 $2,286
Fullerton $1,441 $2,268
Cementon $1,448 $2,279

North Catasauqua, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,236
Excellent (740-799) $1,411
Good (670-739) $1,502
Average (580-669) $1,959
Poor (300-579) $2,350

North Catasauqua, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,504
Driver's Failure In Showing Documents +$140 $1,581
Driving With An Expired Registration +$148 $1,589
Driving At A Considerably Slow Pace +$313 $1,754
Using A Cellphone While Driving +$330 $1,771
Running A Red Light +$336 $1,777
Speeding +$353 $1,794
Driving A Vehicle Without The Required Permission +$448 $1,889
Driving With An Expired/Suspended License +$971 $2,412

North Catasauqua, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,383
Active Disabling Device $1,383
Tracking Device $1,355
Passive Disabling Device $1,340