North Charleston, SC Auto Insurance Rates
North Charleston, SC residents can save $430 by comparing multiple quotes & reading reviews & research on North Charleston car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $753 | $1064 | $1319 |
Latest Auto Insurance Reviews in North Charleston, South Carolina
State Farm
Due to my excellent experiences with State Farm regarding car insurance, I would definitely recommend them to others. Their customer service is great, they have competitive pricing.
Due to my excellent experiences with State Farm regarding car insurance, I would definitely recommend them to others. Their customer service is great, they have competitive pricing.
Progressive
the premium is ok, nothing special. the deduatable is ok, the same as all the other ins companies out there.
the premium is ok, nothing special. the deduatable is ok, the same as all the other ins companies out there.
Progressive
I have had Progressive as my car insurance even longer than I've had them as my home insurance company. They are great when it comes to customer service.
I have had Progressive as my car insurance even longer than I've had them as my home insurance company. They are great when it comes to customer service.
Progressive
i dont really remember how my car insurance company's premiums and deductibles compare to other insurance providers. I looked around when in first decided.
i dont really remember how my car insurance company's premiums and deductibles compare to other insurance providers. I looked around when in first decided.
Westfield Insurance
We have the same agent for out auto insurance as we have with our home owners insurance. Because of this we have a nice rapport and feel like our needs are addressed.
We have the same agent for out auto insurance as we have with our home owners insurance. Because of this we have a nice rapport and feel like our needs are addressed.
State Farm
Because we have 3 cars with State Farm, they give us a multi-vehicle discount. I received some information in the mail one day to call another insurance company, which I did.
Because we have 3 cars with State Farm, they give us a multi-vehicle discount. I received some information in the mail one day to call another insurance company, which I did.
Progressive
can get a discount just for setting your premium payment up with automatic draft. The discount averages 10 percent if there are at least two cars on your policy.
can get a discount just for setting your premium payment up with automatic draft. The discount averages 10 percent if there are at least two cars on your policy.
Allstate
I would definitely recommend Allstate to anyone who is looking to insure a vehicle. They not only have great rates, but have a fantastic rewards program as well for safe drivers, and offer wonderful discounts.
I would definitely recommend Allstate to anyone who is looking to insure a vehicle. They not only have great rates, but have a fantastic rewards program as well for safe drivers, and offer wonderful discounts.
Grange Insurance
I haven't had much experience with their customer service since I obtained the policy, but while going through other insurance companies with my agent, they were the best offer when bundled with my homeowner's insurance and for the coverage they offered.
I haven't had much experience with their customer service since I obtained the policy, but while going through other insurance companies with my agent, they were the best offer when bundled with my homeowner's insurance and for the coverage they offered.
Grange Insurance
I haven't had much experience with their customer service since I obtained the policy, but while going through other insurance companies with my agent, they were the best offer when bundled with my homeowner's insurance and for the coverage they offered.
I haven't had much experience with their customer service since I obtained the policy, but while going through other insurance companies with my agent, they were the best offer when bundled with my homeowner's insurance and for the coverage they offered.
Progressive
Progressive offers similar policies to other companies I have received quotes from. I would rate my satisfaction with the offerings a 3. I would be more satisfied with the options if they included a multiple policy discount for vehicles.
Progressive offers similar policies to other companies I have received quotes from. I would rate my satisfaction with the offerings a 3. I would be more satisfied with the options if they included a multiple policy discount for vehicles.
Allstate
With the same coverage at other companies, I'm able to get more bang for my buck with All State. It's cheaper than any of its direct competitors. It's also well known.
With the same coverage at other companies, I'm able to get more bang for my buck with All State. It's cheaper than any of its direct competitors. It's also well known.
Haulers Insurance
I get great insurance at a good price. I have never made a claim, but I do not think it would be difficult
I get great insurance at a good price. I have never made a claim, but I do not think it would be difficult
Hartford, North Charleston, SC
$86/1 month
Car Insurance Policy Holder
- Single 22 Years old Male licensed 3 years ago with Own GMC Sierra 1500 Work Truck used for Business with estimated annual mileage of 15,001 - 20,000.
- Bachelors, pursuing Graduate Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Progressive Insurance, North Charleston, SC
$91/1 month
Car Insurance Policy Holder
- Divorced 66 Years old Male licensed 12 years ago with Own Buick Enclave used for Business with estimated annual mileage of 9,001 - 12,000.
- Lawyer & Retired.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Safeco Insurance, North Charleston, SC
$55/1 month
Car Insurance Policy Holder
- Single 22 Years old Male licensed 7 years ago with Own Mitsubishi, Lancer DE, 4 Door Sedan used for Business with estimated annual mileage of 5,001 - 6,000.
- High School, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, North Charleston, SC
$601/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 5 years ago with Own Acura, RDX Tech, 4 Door 4WD Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- High School, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, North Charleston, SC
$889/12 months
Car Insurance Policy Holder
- Single 28 Years old Female licensed 7 years ago with Own Lexus, RX 450h, 4 Door Utility AWD Hybrid used for Business with estimated annual mileage of 20,001+.
- Bachelors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 3 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, North Charleston, SC
$622/12 months
Car Insurance Policy Holder
- Single 27 Years old Female licensed 11 years ago with Own Hyundai, Sonata SE, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, North Charleston, SC
$564/12 months
Car Insurance Policy Holder
- Single 21 Years old Female licensed 6 years ago with Own Scion, xD, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 100 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Hartford, North Charleston, SC
$912/12 months
Car Insurance Policy Holder
- Married 25 Years old Male licensed 10 years ago with Own Dodge, Durango R/T, 4 Door 2WD Wagon used for Business with estimated annual mileage of 15,001 - 20,000.
- Vocational & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 25 K Property Damage
- 300 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, North Charleston, SC
$684/12 months
Car Insurance Policy Holder
- Married 42 Years old Male licensed 9 years ago with Financed Subaru, Legacy 2.5I Premium, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 20,001+.
- High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
North Charleston Car Insurance Rate Comparisons
North Charleston, SC's average car insurance of $1064 differs from Ravenel, SC (+$336), Hanahan, SC (+$13), Sangaree, SC (+$126) and South Carolina (+$97)
| North Charleston | Ravenel, SC | Hanahan, SC | Sangaree, SC | South Carolina | |
| Median Insurance Rates | $1064 | +$336 | +$13 | +$126 | +$97 |
North Charleston Car Insurance Savings By Neighborhood & Street Area
| North Charleston Driver Street Residence & Car Locations | Car Details in North Charleston | North Charleston Driver Demographics | North Charleston Auto Insurance Estimates | Recent North Charleston Insurance Savings |
|---|---|---|---|---|
| Dorchester Manor | ||||
| Cedars Pkwy | 2009 Mazda MAZDA3 i Sport | 45 year married woman | $894 | $903 |
| W Saddlebrook Dr | 2011 Hyundai Sonata GLS | 19 year male teenager | $3598 | $961 |
| Old Fort Estates | ||||
| Patriot Blvd | 2008 Jeep Liberty Limited | 18 year female teenager | $2895 | $450 |
| Springdale Dr | 2008 Ford Fusion I4 SE | 16 year teenager | $3275 | $615 |
| Greggs Landing | ||||
| Silver Creek Ln | 2009 Chrysler 300 C HEMI | 35 year man | $1634 | $479 |
| Kings Ct | 2008 Buick LaCrosse Super | 70 year male senior | $1787 | $905 |
| Archdale | ||||
| Hainsworth Dr | 2010 Toyota Prius \N | 35 year woman | $982 | $533 |
| Lindenwood Cir | 2014 Volkswagen Jetta S | 84 year female senior | $1684 | $762 |
| Winwright (historical) | ||||
| Jo Fur Ln | 2013 Honda Civic LX | 80 year senior | $1634 | $520 |
| Amaretto Ct | 2010 Lincoln MKZ Base | 29 year married man | $1813 | $796 |
North Charleston Post DUI Car Insurance Rates
| North Charleston | Charleston Central | Ravenel | Ladson | South Carolina | |
| Median Post DUI Insurance Rate | $1979 | +$1015 | +$625 | +$401 | +$180 |
| Male Teenager Post DUI Insurance Rate | $6569 | +$3372 | +$2076 | +$1334 | +$599 |
| Female Teenager Post DUI Insurance Rate | $5937 | +$3046 | +$1875 | +$1205 | +$541 |
The Post DUI insurance in North Charleston, SC's is $1979 compared to Charleston Central (+$1015), Ravenel (+$625), Ladson (+$401) and South Carolina (+$180)
In North Charleston, a male teenager with Post DUI pays $632 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Limited in North Charleston, SC would pay $5957 on auto insurance while a female teenager POST DUI would pay $5384.
North Charleston Car Insurance by Segment
North Charleston Teenagers Car Insurance Rates Comparison
6341 North Charleston Teenagers (6% of total population), 51% Male & 49% Female.
| North Charleston | Ladson | Ravenel-Hollywood | Johns Island | South Carolina | |
| All Teenagers | $3245 | +$659 | -$165 | +$1635 | +$296 |
| Male Teenager | $3532 | +$717 | -$179 | +$1780 | +$322 |
| Female Teenager | $3192 | +$648 | -$162 | +$1608 | +$291 |
North Charleston teenagers pay $3245 in insurance in contrast with Ladson (+$659), Ravenel-Hollywood (-$165), Johns Island (+$1635) and South Carolina (+$296). The difference between Male & Female teenagers in North Charleston is $340
Example
- 2013 Nissan Rogue S Male Teenager Insurance Rate $3638
- 2014 Kia Sorento LX Female Teenager Insurance Rate $3060
North Charleston Men & Women Car Insurance
98150 North Charleston Adults (100% of total population), 50% Men & 50% Women.
| North Charleston | Charleston | Sangaree | Mount Pleasant | South Carolina | |
| All Women | $989 | -$42 | +$117 | -$56 | +$90 |
| Married Women | $893 | -$38 | +$106 | -$50 | +$82 |
| All Men | $1617 | -$69 | +$191 | -$91 | +$147 |
| Married Men | $1606 | -$68 | +$190 | -$90 | +$147 |
The typical insurance rate of $1617 that North Charleston Men pay varies from Charleston (-$69), Sangaree (+$191), Mount Pleasant (-$91) and South Carolina (+$147). In North Charleston, married men pay $713 more than married women.
Example
- 2008 Chevrolet Silverado 2500HD LT1 Married Men Insurance Rate $1683
- 2009 Cadillac DTS \N Married Women Insurance Rate $2080
North Charleston Senior Car Insurance
12210 North Charleston Seniors (12% of total population), 42% Senior Men & 58% Senior Women.
| North Charleston | Goose Creek-Hanahan | Ravenel-Hollywood | Sangaree | South Carolina | |
| All Seniors | $1723 | -$22 | -$87 | +$204 | +$157 |
| Senior Men | $1787 | -$23 | -$91 | +$212 | +$163 |
| Senior Women | $1659 | -$21 | -$84 | +$197 | +$152 |
North Charleston seniors pay $1723 in insurance compared to Goose Creek-Hanahan (-$22), Ravenel-Hollywood (-$87), Sangaree (+$204) and South Carolina (+$157). In North Charleston, senior men pay $128 more than senior women.
North Charleston Car Insurance Discounts for Multiple Vehicles
North Charleston Population with 1 Vehicle 14978 (42% of North Charleston population), 2 Vehicles 12409 (35% of the North Charleston population) and 3 vehicles 2709 (8% of the population)
| North Charleston | Goose Creek-Hanahan | Summerville | Folly Beach | South Carolina | |
| 2 Vehicles | $2022 | -$27 | +$61 | +$1037 | +$184 |
| 3 Vehicles | $3086 | -$41 | +$93 | +$1583 | +$281 |
| 4 Vehicles | $4150 | -$55 | +$125 | +$2129 | +$378 |
North Charleston Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suzuki, SX4 LE | $400 | $1100 | $1500 | $1040 | $1440 | $60 |
| Ford, Edge Sport | $1000 | $1130 | $1630 | $1050 | $2050 | $-420 |
| Kia, Sorento LX | $100 | $1100 | $1200 | $1020 | $1120 | $80 |
| Hyundai, Genesis | $500 | $1070 | $1570 | $1010 | $1510 | $60 |
| Lexus, ES 350 | $1500 | $1160 | $1660 | $1080 | $2580 | $-920 |