North Fort Myers, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in North Fort Myers, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in North Fort Myers, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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North Fort Myers, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in North Fort Myers, FL with that of other cities in and around North Fort Myers.

	North Fort Myers	Page Park	Buckingham	Tice	Palmona Park	Lochmoor Waterway Estates
Average Insurance Rates	$1,964	$2,030	$2,270	$2,035	$1,999	$2,193

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North Fort Myers, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around North Fort Myers, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
North Fort Myers	$1,912	$1,615
Suncoast Estates	$1,576	$1,331
Tice	$1,244	$1,051
Palmona Park	$1,412	$1,193
Lochmoor Waterway Estates	$2,959	$2,500
Buckingham	$3,551	$3,000
Olga	$1,507	$1,273
Page Park	$2,390	$2,018

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North Fort Myers, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in North Fort Myers, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,373
20 Years	$2,524
30 Years	$1,944
40 Years	$1,870
50 Years	$1,732
60 Years	$1,756
70 Years	$2,044

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North Fort Myers, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in North Fort Myers, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,339	$589
3 Vehicles	$5,008	$884
4 Vehicles	$6,678	$1,178

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North Fort Myers, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Fort Myers, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
North Fort Myers	$1,964	$3,074
Suncoast Estates	$2,006	$3,139
Tice	$2,035	$3,185
Palmona Park	$1,999	$3,129
Lochmoor Waterway Estates	$2,193	$3,432
Buckingham	$2,270	$3,553
Olga	$2,141	$3,351
Page Park	$2,030	$3,177

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North Fort Myers, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,685
Excellent (740-799)	$1,923
Good (670-739)	$2,047
Average (580-669)	$2,670
Poor (300-579)	$3,204

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North Fort Myers, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Ronald J Henry Co	None	1675 Post Road, Fairfield, 6430	None
Ronald J Henry Co	None	1675 Post Road, Fairfield, 6430	None
Ronald J Henry Co	None	1675 Post Road, Fairfield, 6430	None
Tonya Edison	State Farm	3443 Hancock Br Pkwy Ste 401, N Ft Myers, 33903-7007	239-652-1006
Tim Shaw Insurance - Acentria Llc	Travelers	4091 COLONIAL BLVD STE 100, FORT MYERS, 33966	239-939-1010
Tim Shaw Insurance - Acentria Llc	Travelers	4091 COLONIAL BLVD STE 100, FORT MYERS, 33966	239-939-1010
Dwayne Stevens	Allstate	1542 Carson St, Fort Myers, 33901	(239) 344-7414
Dave Hamrick	State Farm	2070 McGregor Blvd, Fort Myers, 33901-3427	239-334-2349
Kevin G. Lewis	Allstate	1430 Royal Palm Square Blvd Ste 102, Fort Myers, 33919	(239) 936-5100
Fhc Insurance	Travelers	9655 TAMIAMI TRAIL N STE 203, NAPLES, 34108	239-325-8321

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North Fort Myers, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$86	$2,050
Driver's Failure In Showing Documents	+$191	$2,155
Driving With An Expired Registration	+$202	$2,166
Driving At A Considerably Slow Pace	+$426	$2,390
Using A Cellphone While Driving	+$450	$2,414
Running A Red Light	+$458	$2,422
Speeding	+$481	$2,445
Driving A Vehicle Without The Required Permission	+$611	$2,575
Driving With An Expired/Suspended License	+$1,324	$3,288

North Fort Myers, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,885
Active Disabling Device	$1,885
Tracking Device	$1,846
Passive Disabling Device	$1,827

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Latest Auto Insurance Reviews in North Fort Myers, FL | Back to Top