Lauderdale Auto Insurance Rates, Quotes, Agents & Reviews in FL

Lauderdale, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lauderdale, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lauderdale, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lauderdale, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lauderdale, FL with that of other cities in and around Lauderdale.

North Lauderdale Margate Lauderdale Lakes Sunrise Lauderhill Tamarac
Average Insurance Rates $1,806 $1,960 $2,006 $2,036 $2,090 $2,121

Lauderdale, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lauderdale, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
North Lauderdale $2,809 $2,372
Tamarac $1,656 $1,399
Margate $2,873 $2,426
Coral Springs-Margate $973 $822
Lauderdale Lakes $1,544 $1,304
Lauderhill $1,209 $1,021
Sunrise $1,833 $1,549
Coral Springs $1,437 $1,214

Lauderdale, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lauderdale, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,860
20 Years $2,320
30 Years $1,787
40 Years $1,720
50 Years $1,592
60 Years $1,615
70 Years $1,879

Lauderdale, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lauderdale, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,070 $542
3 Vehicles $4,605 $813
4 Vehicles $6,140 $1,084

Savings on 2 Vehicles bundle:$542

Savings on 3 Vehicles bundle:$813

Savings on 4 Vehicles bundle:$1,084

Lauderdale, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lauderdale, FL.

Location Average Insurance Cost Post DUI Insurance Rate
North Lauderdale $1,806 $2,826
Tamarac $2,121 $3,319
Margate $1,960 $3,067
Coral Springs-Margate $2,173 $3,401
Lauderdale Lakes $2,006 $3,139
Lauderhill $2,090 $3,271
Sunrise $2,036 $3,186
Coral Springs $1,948 $3,049

Lauderdale, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,550
Excellent (740-799) $1,769
Good (670-739) $1,882
Average (580-669) $2,455
Poor (300-579) $2,946

Lauderdale, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nancy Wolfe-Smith State Farm 1797 N University Dr, Plantation, 33322-4111 954-358-2886
Best Insurance Travelers 8050 N UNIVERSITY DR STE 205, TAMARAC, 33321 954-580-2378
Tami Satterfield State Farm 218 S University Dr, Plantation, 33324-3306 954-452-5200
Alexander & Greep & Tate Insurance Travelers 2727 E OAKLAND PARK BLVD STE 200, FORT LAUDERDALE, 33306 954-561-9496
John Hoerber Allstate 1430 S Federal Hwy Ste 200, Deerfield Beach, 33441 (954) 426-4411
Alexis Harris State Farm 6095 West Commercial Blvd, Tamarac, 33319-3037 954-973-6044
Ron Bradley Allstate 700 E Atlantic Blvd Ste 300, Pompano Beach, 33060 (954) 977-4500
Fulton Agency Inc Travelers 1301 E Blvd , Oakland, 33334 None
Fulton Agency Inc Travelers 1301 E Blvd , Oakland, 33334 None
Fulton Agency Inc Travelers 1301 E Blvd , Oakland, 33334 None
Frank H Furman Inc Liberty Mutual Independent 1314 E ATLANTIC BLVD, POMPANO BEACH, 33060 954-943-5050
Eric Kannal State Farm 480 Swgrss Corp Pkwy Ste 116, Sunrise, 33325-6257 954-846-9333

Lauderdale, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$79 $1,885
Driver's Failure In Showing Documents +$175 $1,981
Driving With An Expired Registration +$186 $1,992
Driving At A Considerably Slow Pace +$392 $2,198
Using A Cellphone While Driving +$414 $2,220
Running A Red Light +$421 $2,227
Speeding +$442 $2,248
Driving A Vehicle Without The Required Permission +$562 $2,368
Driving With An Expired/Suspended License +$1,217 $3,023

Lauderdale, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,734
Active Disabling Device $1,734
Tracking Device $1,698
Passive Disabling Device $1,680

Latest Auto Insurance Reviews in Lauderdale, FL | Back to Top

When I've shopped around I was able to find any cheaper rates out there for the same coverage options so I'm completely satisfied.
State Farm
My premium and deductibles are lower than those of other insurance providers who offer the same coverage as State Farm.
State Farm
I would guess policy offerings are about the same. Like they're all going to offer collision, gap, uninsured, whatever, in different combinations and levels.
We use this company 3 years ago until now. We Haven't any problem. Good customer service.
My company offers a policy that correlates to a heavier multi policy discount and young driver discount that is not given at other companies. I pay significantly less than I was paying at my last two companies and I didn't have to do anything to qualify.