North Pole Auto Insurance Rates, Quotes, Agents & Reviews in AK

North Pole, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in North Pole, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in North Pole, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


North Pole, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in North Pole, AK with that of other cities in and around North Pole.

North Pole Eielson AFB South Van Horn Steele Creek Two Rivers Fairbanks
Average Insurance Rates $1,155 $2,090 $1,066 $1,511 $1,998 $1,147

North Pole, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around North Pole, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
North Pole $1,166 $985
Badger $1,529 $1,291
Moose Creek $1,581 $1,335
Fairbanks $1,602 $1,353
Eielson AFB $2,153 $1,818
Steele Creek $2,109 $1,782
Two Rivers $1,458 $1,232
South Van Horn $1,391 $1,175

North Pole, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in North Pole, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,748
20 Years $1,484
30 Years $1,143
40 Years $1,100
50 Years $1,018
60 Years $1,033
70 Years $1,202

North Pole, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in North Pole, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,987 $323
3 Vehicles $2,980 $485
4 Vehicles $3,973 $647

Savings on 2 Vehicles bundle:$323

Savings on 3 Vehicles bundle:$485

Savings on 4 Vehicles bundle:$647


North Pole, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Pole, AK.

Location Average Insurance Cost Post DUI Insurance Rate
North Pole $1,155 $1,803
Badger $1,157 $1,806
Moose Creek $1,148 $1,792
Fairbanks $1,147 $1,790
Eielson AFB $2,090 $3,263
Steele Creek $1,511 $2,359
Two Rivers $1,998 $3,119
South Van Horn $1,066 $1,664

North Pole, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $991
Excellent (740-799) $1,131
Good (670-739) $1,204
Average (580-669) $1,570
Poor (300-579) $1,884

North Pole, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Katherine Hood Allstate 2957A Santa Patricia Ct, North Pole, 99705 (907) 488-7033
Tammy Randolph State Farm 450 S Santa Claus Ln, North Pole, 99705-7818 907-488-7082
Terri L. Wolters Allstate 2142 Airport Way, Fairbanks, 99701 (907) 456-1264
Kris Yoder State Farm 3637 Airport Way Ste 109, Fairbanks, 99709-4782 907-328-9022
Max Roberts Allstate 3677 College Rd Ste 7, Fairbanks, 99709 (907) 457-1600
Loa Carroll-Hubbard Allstate 617 Gaffney Rd, Fairbanks, 99701 (907) 474-8002
Chris Marok Allstate 59 College Rd Ste 205, Fairbanks, 99701 (907) 452-5664
Dick Randolph State Farm 610 12th Avenue, Fairbanks, 99701-4643 907-456-7787
Kenneth A Murray Ins Inc Liberty Mutual Independent 300 BARNETTE ST, FAIRBANKS, 99701 (907) 456-6646
Dunlap Agency None 794 University Ave Ste 101, Fairbanks, 99709 None

North Pole, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,206
Driver's Failure In Showing Documents +$112 $1,267
Driving With An Expired Registration +$119 $1,274
Driving At A Considerably Slow Pace +$251 $1,406
Using A Cellphone While Driving +$264 $1,419
Running A Red Light +$269 $1,424
Speeding +$283 $1,438
Driving A Vehicle Without The Required Permission +$359 $1,514
Driving With An Expired/Suspended License +$778 $1,933

North Pole, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,109
Active Disabling Device $1,109
Tracking Device $1,086
Passive Disabling Device $1,074