North Richland Hills, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in North Richland Hills, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in North Richland Hills, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- North Richland Hills, TX Auto Insurance Rates
- North Richland Hills, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in North Richland Hills, TX
- Multi Vehicle Insurance Savings in North Richland Hills, TX
- How Credit Score Affects Car Insurance Rates in North Richland Hills, TX
- How DUI Affects Auto Insurance Premiums in North Richland Hills, TX
- Top Auto Insurance Agents Near North Richland Hills, TX
- How Driving Violations Affect Auto Insurance Rates in North Richland Hills, TX
- North Richland Hills, TX Auto Insurance Discounts on Anti Theft Feature
- North Richland Hills, TX Auto Insurance Company Reviews
North Richland Hills, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in North Richland Hills, TX with that of other cities in and around North Richland Hills.
| North Richland Hills | Hurst | Bedford | Northeast Tarrant | Colleyville | Watauga | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,365 | $1,353 | $1,313 | $2,002 | $2,335 | $1,898 |
North Richland Hills, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around North Richland Hills, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| North Richland Hills | $1,029 | $869 |
| Watauga | $1,040 | $879 |
| Hurst | $2,543 | $2,148 |
| Northeast Tarrant | $1,240 | $1,047 |
| Richland Hills | $2,474 | $2,090 |
| Colleyville | $1,911 | $1,614 |
| Haltom City | $1,025 | $866 |
| Bedford | $1,491 | $1,260 |
North Richland Hills, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in North Richland Hills, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,429 |
| 20 Years | $1,754 |
| 30 Years | $1,351 |
| 40 Years | $1,300 |
| 50 Years | $1,204 |
| 60 Years | $1,220 |
| 70 Years | $1,421 |
North Richland Hills, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in North Richland Hills, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,321 | $410 |
| 3 Vehicles | $3,481 | $614 |
| 4 Vehicles | $4,641 | $819 |
Savings on 2 Vehicles bundle:$410
Savings on 3 Vehicles bundle:$614
Savings on 4 Vehicles bundle:$819
North Richland Hills, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around North Richland Hills, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| North Richland Hills | $1,365 | $2,125 |
| Watauga | $1,898 | $2,955 |
| Hurst | $1,353 | $2,106 |
| Northeast Tarrant | $2,002 | $3,117 |
| Richland Hills | $1,898 | $2,955 |
| Colleyville | $2,335 | $3,635 |
| Haltom City | $1,872 | $2,914 |
| Bedford | $1,313 | $2,044 |
North Richland Hills, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,171 |
| Excellent (740-799) | $1,337 |
| Good (670-739) | $1,422 |
| Average (580-669) | $1,856 |
| Poor (300-579) | $2,226 |
North Richland Hills, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Greg Hardman | Farmers | 951 W Pipeline Rd Ste 309, Hurst, 76053 | (817) 282-1551 |
| Vickie Lundquist | Allstate | 1200 W Walnut Hill Ln Ste 1050, Irving, 75038 | (972) 257-1776 |
| Alex Behar | Allstate | 3324 Harwood Rd, Bedford, 76021 | (817) 267-9083 |
| Blake Allen | Allstate | 4100 Heritage Ave Ste 107, Grapevine, 76051 | (817) 358-0480 |
| Blake Allen | Allstate | 4100 Heritage Ave Ste 107, Grapevine, 76051 | (817) 358-0480 |
| Todd Bezner | Liberty Mutual | 1240 Keller Pkwy Suite 201, Keller, 76248 | 1-817-337-3606 |
| Todd Bezner | Liberty Mutual | 1240 Keller Pkwy Suite 201, Keller, 76248 | 1-817-337-3606 |
| Allied Surety | None | 3057 Ridgeview Dr., Grapevine, 76051 | None |
| Clint Goin | State Farm | 7420 N Beach St Ste 234, Fort Worth, 76137-1506 | 817-485-5660 |
| Terra Kersey | Farmers | 2117 Martin Dr, Bedford, 76021 | (214) 632-7667 |
| Joe Rooney | Farmers | 5712 Colleyville Blvd Ste 230, Colleyville, 76034 | (817) 605-7200 |
| The Mark Mason Agency Llc | Nationwide | 5601 Bridge St STE 310, Fort Worth, 76112 | (972) 278-0444 |
North Richland Hills, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$60 | $1,425 |
| Driver's Failure In Showing Documents | +$132 | $1,497 |
| Driving With An Expired Registration | +$141 | $1,506 |
| Driving At A Considerably Slow Pace | +$296 | $1,661 |
| Using A Cellphone While Driving | +$313 | $1,678 |
| Running A Red Light | +$318 | $1,683 |
| Speeding | +$334 | $1,699 |
| Driving A Vehicle Without The Required Permission | +$425 | $1,790 |
| Driving With An Expired/Suspended License | +$920 | $2,285 |
North Richland Hills, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,310 |
| Active Disabling Device | $1,310 |
| Tracking Device | $1,283 |
| Passive Disabling Device | $1,269 |
Latest Auto Insurance Reviews in North Richland Hills, TX | Back to Top
GeicoI rate Geico as a 5 regarding their policy offerings as compared to other insurance providers. I'm very satisfied with the policy I have and feel I have a lot of control over what I can choose from those offerings.
State Farmthey are expensive.Deductibles can be high,however they usually pay out for small accidents with very little hassle. They don't try to blame you unless you are obviously at fault.
UsaaI am extremely satisfied with USAA as they are very easy to deal with if a problem were to occur. Their staff is friendly and responsive.
State FarmI went from Geico to State Farm because of a massive increase in my premium. I had no claims, and no change to my driving history. (no tickets in over 5 years. I am happy with State Farm, but have not had to really deal with their customer service as I still have no claims/changes to my driving history. I do like that I am able to go online and make changes if necessary. I do have an agent that I can email with questions or concerns.
The HartfordI have Progressive which I believe is a pretty popular company. The customer service is great.
GeicoThere isn't anything I don't like about this company. They're amazing and I have nothing but good words to say, but if I had to pick something it would be faster claims and more help on the claims process